Le Incwadi ethi A Sup kwe-CIC kuyinto ukonga ukuhlanganisa Incwajana I-A kanye Ne-akhawunti Yokulondoloza Ivuliwe Incwajana (CESL).
Ngaphezu kwalokho, luyini uphahla lwencwajana B? Uphahla lwe-Livret B
Akufanele kudlule kubekwe umkhawulo emiholweni yezimenenja ukuze zihlonishwe, imali eyongiwe efakwe ku- incwadi ngokuba unlimited. Ukuhoxiswa kukhona futhi mahhala futhi angenamkhawulo, nakuba isamba 10 euro kumele uhlale unomphela on Incwajana B.
Uyini uphahla lwe-Livret A? Qaphela: I uphahla lwencwajana A kuyinto isethwe ku-€22 kubantu ngabanye kanye nama-€950 ezinhlangano, ngaphandle kokubalwa kwenzuzo enkulu.
Ithini i-ceiling ye-Caisse Epargne passbook enefomethi enkulu? Inkokhelo yayo encane kuyinto ye-10 € futhi yayo kubekwe umkhawulo emiholweni yezimenenja ye- € 15.
Kodwa-ke, ingakanani incwajana yeSustainable and Solidarity Development Booklet?
Uphahla. the kubekwe umkhawulo emiholweni yezimenenja I-LDDS kuyinto nge-€12. Lokhu kusho ukuthi isamba senani olifakile ku-akhawunti akumele lidlule leli nani. Kodwa i kubekwe umkhawulo emiholweni yezimenenja ingase idlulwe uma inzalo kukhona kwengezwe ekongeni kwakho.
Kungani uvule ibhukwana B?
Inzuzo enkulu ye- incwadi B ihlala ivumelana nezimo: izinkokhelo nokuhoxiswa kwemali kumahhala futhi imali eyinhloko iyatholakala nganoma yisiphi isikhathi. Ngakho-ke ungayikhipha imali noma nini lapho ufuna, ngaphandle kokuthi ukhulumele lutho, ayisoze yavinjwa.
Ingabe incwajana B iyakhokhiswa intela? Inzuzo enkulu ye Incwajana B zivulekele izinhlangano ezingenzi nzuzo kukhona intela intela yebhizinisi ngenani elisebenzayo (bheka ithebula esithasiselweni). Inketho yokugcina yedebithi eqondile ayikwenzi lokhokuyinto akunakwenzeka kulaba bantu bomthetho.
Ibhukwana B intela kanjani? Ngokuphambene incwadi A, imali engenayo ye- incwajana B intela. Kusukela ngoJanuwari 1, 2018, bona kukhona ngaphansi kwentela eyodwa ephansi ngenani eliphelele lama-30% (u-12,8% wentela yeholo kanye no-17,2% weminikelo yokuvikeleka komphakathi).
Ithini i-ceiling yencwajana A ngo-2022?
Njengoba kumenyezelwe uBruno Le Maire maphakathi no-January, izinga Incwajana A kuyinto isitatimende sisuka ku-0,50% siye ku-1,00% ku-1er February 2022. Kusukela ngalolu suku, kumuntu ofinyelele i kubekwe umkhawulo emiholweni yezimenenja, okungukuthi ama-euro angu-22 (ngaphandle kwenzalo), inzuzo ifika kuma-euro angu-950 ngonyaka, uma iqhathaniswa nama-euro angu-229 ngaphambilini.
Ungayibeka kuphi imali yakho uma incwajana A isigcwele? Umshwalense wempilo unikeza isilinganiso esihle kakhulu sokuzola/inzuzo: onenzuzo enkulu kune-a incwadi, futhi inengozi encane kunezitoko. Esikhathini eside (ubuncane beminyaka emi-2), kuwukwesekwa okuhle kakhulu ukubeka kuphi wena Imali.
Ithini i-ceiling yencwajana A ngo-2020?
221-2 weKhodi Yezimali Nezezimali ikhawulela uphahla lwencwajana A ngama-euro angama-22.950. Nokho, kukhona okubili okuhlukile: izinhlangano, lapho inani eliphezulu kuyinto isethwe kuma-euro angama-76.500, kanye nezinhlangano zezindlu ezingabizi kakhulu (HLM) ezingakwenzi lokho kukhona akukho mkhawulo.
Iyini inzalo yencwajana ye-Grand FormAt? Kulokhu, i- Ibhukwana Lefomethi Enkulu ibavumela ukuthi bonge i-euro eyi-15 eyengeziwe ku-a izinga enganyuswa ngebhonasi yokwethembeka, okwamanje emele inkokhelo ephakathi kuka-0,02% no-0,10% wesamba kuye ngezimali (1).
Ingakanani isilingi sebhange lokonga i-PEL?
I-€225 yanele ukuvula eyakho sizo.
Idiphozithi enkulu kuyinto €61 ngaphandle kosonhlamvukazi benzalo. Inzalo etholiwe kukhona amanetha dintela yemali engenayo yeminyaka yokuqala eyi-12, kodwa ihlala ingaphansi kweminikelo yokuvikeleka komphakathi(1).
Lithini izinga le-LDD ngo-2021?
Le izinga kokungu-0,50% kusebenza ku-LDDS kusukela ngo-February 1, 2020; iye yagcinwa: kusukela ngo-Agasti 1 2021. ngo-February 1 2021.
Lithini izinga le-LDD ngo-2022? Izinga le-LDD : 1% kusukela ngo-February 1 2022. Uphahla lwe-LDD : Ama-euro ayi-12. Intela: Ukukhululwa enteleni yemali kanye neminikelo yokuphepha komphakathi. Inombolo ye- I-LDD umuntu ngamunye: munye.
Ingabe i-LDD iyakhokhiswa intela? Ini kuyinto intela ye-LDDS? Inzalo ye-LDDS ikhululiwe enteleni yemali engenayo kanye neminikelo yokuvikeleka komphakathi.
Yini incwajana B?
Le incwadi yasebhange i-akhawunti yokonga enenzalo, lapho izimali zitholakala ngaso sonke isikhathi. Izinkokhelo ziphezulu futhi iholo liyathandeka esikhathini esifushane, kodwa inzalo iyakhokhiswa intela.
Uyini umehluko phakathi kwencwajana A kanye nebhukwana eliluhlaza okwesibhakabhaka? Inkokhelo isethwe ku-€22.
Le incwajana eluhlaza okwesibhakabhaka– isatshalaliswa ngabakwa-Crédit Mutuel – ithobela imithetho efana ncamashi neka- incwadi A. Yehluka ngegama kuphela. Angeke ihlanganiswe ne-a Incwajana Ngaphandle uma kokubili izincwajana zavulwa ngaphambi kukaSepthemba 1, 1979.
Iliphi ibhange elinikeza i-Livret B?
Inzalo yabo ingaphansi kwentela yemali engenayo kanye neminikelo yokuvikeleka komphakathi. i Incwajana B, imakethwa kuphela yi-Caisse d'Epargne kanye ne Bank iposi, lisebenza ngezimiso ezifanayo.
Yiziphi izincwajana ezingakhokhiswa intela? Ama-akhawunti okonga kanye nama-passbook: uyini umehluko?
Ihlelo | umphakathi okhathazekile | Izithakazelo |
---|---|---|
Incwajana A | emaqenjini abo bonke ubudala | 1% |
Incwajana yentuthuko esimeme futhi ebandakanyayo (LDDS) | Umuntu omdala | 1,00% |
Incwajana ukonga okudumile (LEP) | umuntu ohola kancane | 2,2% |
Incwajana intsha | Iminyaka engu-12-25 | 1% noma ngaphezulu |