phakathi kwamabili ngo-15. Futhi sonke siyazi ukuthi ukuthengiselana kungena ku-akhawunti nsuku zonke phakathi kuka-18 p.m. kanye no-21 p.m. isikhathi yesibuyekezo.
Kodwa-ke, Ngazi kanjani uma ukudluliselwa kuyaqhubeka ku-Ma French Bank? Ukuze uthole kalula okwenziwayo:
- Xhuma Kuhlelo lwakho lokusebenza Ibhange lami laseFrance .
- Khetha okufakiwe “Umlando” kumenyu
- Faka incazelo, isigaba noma inani kubha yokusesha ukuze uthole okwenzayo.
Ngazi kanjani ukuthi i-CAF yenze ukudlulisa? Vakashela i-My Payments ukuze uhlole idethi yokukhokha. Le mali ikhokhwa ku-akhawunti yakho phakathi komhlaka-5 no-10 wenyanga, kuye ngezinsuku zokugcina zokubhanga. Chofoza uphawu ">" ukuze uthole imininingwane yokukhokha.
Ngazi kanjani uma ukudlulisa kuyaqhubeka ku-akhawunti yami? Ngoba ukwazi uma uthole imali oyilindele ku-a inkokhelo, indlela engcono kakhulu iwukubona isitatimende se-akhawunti yakho noma okwenziwayo ngendawo yeklayenti lakho lewebhu noma ngohlelo lwakho lokusebenza lweselula lwe-Caisse d'Epargne.
Nokho, kungani iCAF ingakhokhi inyanga yokuqala?
Ngokuqondile, lokhu kusho ukuthi wena ne uzothola pas inkokhelo ngesikhathi inyanga yokuqala yediphozithi, njengoba ibhekwa yiCAF njenge ngenyanga yesici. Isibonelo, uma ushintshela kuJulayi 15, 2021, amalungelo akho azovulwa kusukela ngenyanga ka-August.
Lukhokhwa nini usizo olukhethekile?
lokhu usizo iklonyeliswe ngaphambi kukaJuni 30, 2021, nguPôle emploi isikhathi esiphezulu esiyizinyanga ezi-4. Akakwenzikuyinto engavuseleleki. Yena kuyakhokhwa njalo ngenyanga, ungakadluli umhla zingama-20 enyangeni, inqobo nje uma lowo ohlomulayo esevuselele ukubhaliswa kwakhe ohlwini lwabafuna umsebenzi.
Ingabe i-CAF iyayibuyisela imali yerenti yenyanga yokuqala? i inyanga yokuqala ukuqasha kuyinto ebizwa" ngenyanga deficiency": isibonelelo izindlu n 'kuyinto akunakiwe ngakho-ke akukhokhelwanga ngesikhathi inyanga yokuqala ukungena ku izindlu.
Ikhokhwa nini inyanga yokuqala ye-APL? i kuqala yokukhokha APL izokwenziwa ekuqaleni kukaSepthemba, i inkokhelo izibonelelo zezindlu ezikhokhiwe ekuqaleni kwe ngenyanga okulandelayo (bona umqondo wethemu uphelelwe yisikhathi). Kukhona, nokho, okuhlukile kulo mthetho. inyanga yokuqala yokuntula.
Kungani ngingakayitholi inkokhelo yami ye-CAF?
Isikhwama Semali Yesibonelelo Sikahulumeni sakho sine-RIB embi futhi asikwazi pas ngikukhokhele imali. Isitatimende se-RIB noma sikamazisi weBhange sibonisa imininingwane yasebhange okufanele uyinikeze I-CAF ingasetha ukudluliselwa kwanyanga zonke ku-akhawunti yakho.
Izokhokhwa nini ibhonasi ye-Pôle emploi? Isinxephezelo sithi ikhokhwe by Isikhungo sokuqashwa ngokuzenzakalelayo, kusukela ngoJanuwari 25, 2022. Uyaziswa nge inkokhelo yesibonelelo sokwehla kwamandla emali esifakwe endaweni yakho yomuntu siqu. Ukuqinisekiswa kwenkokhelo kuvela ekhasini eliyisiqalo lesikhala sakho siqu ngaphansi kwethebhu ethi “Isibonelelo sami”.
Ungayikhokha kanjani imali yenyanga yakho yokuqala?
Futhi kufanele ukhokhe irenti yokuqala ? Lokhu kungenxa uma kuqala ukusebenza isivumelwano sokuqashisa, ngokuvamile esihambisana nedethi okhiye abanikezwa ngayo. Le inani lihambisana ne-pro rata yenani lezinsuku ezisele le nyanga (kuhlanganise le usuku lokuhamba).
Ungayigwema kanjani inyanga yokulinda ye-APL? Inombolo yethiphu 1: Sayina isivumelwano sakho sokuqashisa ekupheleni kwe ngenyanga !
Uma sicabanga ngakho kancane, lokhu kusho ukuthi kungcono (ngaphakathi kwesizathu) ukuveza usuku lokungena (ngisho noma kusho ukukhokha irenti eyengeziwe) ukuthola ngenyanga ofAPL eyengeziwe.
Ngiyithola kanjani i-APL ifakwe ku-akhawunti yami?
Indlela yokukhokha l 'APL kumqashisi? Ukusungulwa kwenkokhelo yomuntu wesithathu kufanele kwenziwe ngumnikazi wendawo eqashiwe. ngoba ce ukwenza, kwanele de landa ifomu le-Cerfa n° 11362*03 futhi de uyibuyisele kuCaf igcwaliswe ngokusemthethweni iphelezelwa nesitifiketi de ukuqasha kanye nemininingwane yasebhange.
Ngizoyithola nini i-APL yami?
Ukukhokhwa kwesibonelelo sezindlu kwenzeka njalo ngomhlaka-5 wenyanga ngokudluliswa kwebhange. Ungaba nemali ku-akhawunti yakho phakathi kosuku olu-1 no-3 lokusebenza kamuva nje, kuye ngokubambezeleka kwebhange. Uma i-5 ingena ngoMgqibelo, ngeSonto noma ngeholide lomphakathi, ukukhokhwa kwesibonelelo kwenzeka ngosuku olulandelayo lokusebenza.
Ingabe i-APL iqala kabusha? L'I-APL iyi ngenxa yosuku olukhonjiswe efomini lesicelo, kungakhathaliseki ukuthi ifayela liphelele noma cha. Kusukela ngo-2011, i-APL angeke sisakhokhwa ngokuhlehliswayo (ngaphakathi komkhawulo wezinyanga ezi-3 ezandulele leso lapho isicelo sithunyelwe).
Kungani ngingakayitholi inkokhelo yami ye-RSA? Izizathu ezimbalwa ezizwakalayo zingachaza lokhu, njengokumenyezelwa kwezinsiza sekwephuzile njalo ngekota noma ukubambezeleka kokucubungula kwebhange. Kodwa futhi kungenzeka ukuthi iCAF inakho pas wenze inkokhelo ngephutha noma ngenxa yolwazi olusefayelini lakho.
Izokhokhwa nini ibhonasi ye-euro eyi-100 yabangasebenzi?
Bangobani abafuna umsebenzi abathintwe yi-inflation allowance? Ngaphezu kwalokho we abasebenzi kanye we abathathe umhlalaphansi, aba inzuzo ye-100 € kuthanda futhi ikhokhwe the abafuna umsebenzi ababengasebenzi ngenyanga ka-Okthoba 2021, futhi babhaliswe ne Isikhungo sokuqashwa kusukela ngo-Okthoba 31, 2021.
Ungakhokhi kanjani ama-renti angu-2 uma uhamba? Ukuze ugweme i yokukhokha we nezintela, ungakwazi ukunikeza izikhiye zendawo kumninindlu wakho. Uma kungenjalo, laba bakamuva bangaqhubeka nokucela inkokhelo ye-a iqashwe noma isibonelelo sokuhlala. “Ukunikeza okhiye kuyisinyathelo esibalulekile ngokomthetho.
Uthini umnqamulajuqu wokukhokha irenti?
Usuku yenkokhelo
Kufanele ukhokhe eyakho iqashwe kanye nezindleko ngosuku olunikeziwe ekuqashiseni kwakho. Ngokuvamile, i- ukuqasha kuyinto ikhokhwa nyanga zonke, ekuqaleni noma ekugcineni de inyanga. Uma i ukuqasha kuyinto ekhokhwa ngokwenye i-periodicity (ngokwekota ngokwesibonelo), isiqashi singahlala sifuna a yokukhokha njalo ngenyanga.
Ubani osayina isivumelwano sokuqashisa kuqala? Kunoma yikuphi, i- ibheyili kumele kube ngemvume ngazo zombili izinhlangothi, noma ngabe kukhona umuntu oyedwa noma abaningi abahililekile. Uma umnikazi engumbhangqwana oshadile, isiginesha eyodwa yanele, kanti uma indawo yokuhlala ikubunikazi obuhlanganyelwe, bonke abanikazi abahlanganyelwe kufanele uphawu.
Ingabe i-CAF iyayikhokha irenti yenyanga edlule?
Usizo ku indawo yokuhlala ikhokhwe ngokugcwele ngenyanga ukusuka. Ngokwesibonelo, okukhiphayo kusuka izindlu Septhemba 20, iqashwe ikhokhwe ngokugcwele ngenyanga September: ilungelo lokuthola usizo izindlu ngoba ngenyanga ka-September.
Ungafinyelela kanjani ku-APL eminingi? Nalu uhlu lwemibandela yokufaneleka APL ngokusho kweCAF:
- Ngokusemthethweni hlala eFrance.
- Isicelo kufanele sihlobane nendawo yakho yokuhlala eyinhloko.
- Hlala endaweni efanelekile APL .
- Akumele kufakwe endlini yentela engaphansi kwentela yengcebo yendawo nemizi.
Ingabe i-CAF iyayenza i-APL ikhumbule?
La ICaf isebenza ngokuphindaphindiwe uma kwenzeka kuba nengxabano mayelana nokukhokhwa kosizo (oluningi kakhulu noma oluncane kakhulu), yona kuyintookungukuthi, inhlangano ingabuyela emuva eshadini lama-akhawunti uma amadokhumenti asekelayo ethulwa.
Ungashintsha kanjani inkokhelo ye-Caf?
- On ikhofi .fr, ngikhetha isigaba esithi "Izinyathelo zami" bese "Memezela ushintsho". Bese ngibheka ibhokisi elithi “Imininingwane yasebhange” bese ngichofoza ku- “ ushintsho »
- Kuhlelo lokusebenza ICaf - I-Akhawunti Yami, ngikhetha "Iphrofayela yami" bese ngichofoza ipensela esezingeni "Imininingwane yasebhange".
Kungani ama-APL ami ekhokhelwa umuntu wesithathu?
Mayelana nosizo lwezindlu, i ama-third party ukukhokha kusho ukuthi i ICaf ukhokhela usizo ngqo kumqashisi, odonsa imali yerenti ecelwe kuyo wakhe isiqashi. Okwe'ap (Personalized housing assistance), the ama-third party ukukhokha kuyinto isibopho ngokushesha nje ngomqashisi kuyinto umnikazi wezindlu ezingaphezu kwe-10.
Usithumela kanjani isicelo sokukhokha esiqondile se-CAF?
Landa okuphrintiwe ICaf de isicelo inkokhelo evela eceleni ngokuchofoza lapha futhi ukuthumela ngeposi ku ICaf de l'Hérault 139 avenue de Lodève 34 943 Montpellier Cedex 9 ngaphandle kokukhohlwa ukukhombisa isihlonzi sakho ICaf.