at Boursorama Bank, lapho a akukho umkhawulo de inani le yenza i- inkokhelo yasebhange, ngaphandle ngoba Les ukudluliselwa izifinyezo ngoba okuyinto umkhawulo wasempumalanga € 2 ngosuku.
Ngaphezu kwalokho, yikuphi ukudluliswa okuphezulu? Uphahla lwangaphakathi ukudluliselwa emabhange amakhulu
Uphahla inkokhelo eBhange Leposi: €3 esiphezulu ngosuku. Uphahla inkokhelo e-Boursorama: Alikho inani esiphezulu ngoba ukudluliselwa ebhange. Uphahla inkokhelo e-Caisse d'Epargne: €5 esiphezulu by inkokhelo kanye ne-€10 esiphezulu ngosuku.
Ungawenza kanjani ukudluliselwa kwama-euro angama-20.000? ING ngqo: alukho uphahla olungaguquki.
Nokho, ikhodi yokuvikela yesikhashana icelwa amanani angaphezu kuka-5 euros. I-Monabanq: 20 000 euros umsebenzi ngamunye kanye ngosuku, 80 euros ngesonto futhi 120 euros ngenyanga for the ukudluliselwa ezakudala kumabhange aseFrance.
Kungani ngingakwazi ukudlulisa i-Boursorama ngokushesha? I-akhawunti yomamukeli we- inkokhelo kuyinto pas i-akhawunti yamanje ephethwe ngaphakathi kwendawo ye-SEPA* (ifaneleka kuphela i- ukudlulisa okusheshayo) I-akhawunti yomamukeli ivaliwe Kunephutha emininingwaneni yasebhange yomamukeli. Ibhange labahlomuli ne ukuphakamisa pas futhi i ukudlulisa okusheshayo
Nokho, kuyini ukudluliselwa okusheshayo?
Le inkokhelo SEPA isifinyezo noma Inkokhelo Esheshayo kuyinto un inkokhelo I-SEPA yenziwe ngemizuzwana eyi-10(1) ngezimali ezitholakala kumzuzi. Inkokhelo ivikelwe ukuqinisekiswa okuqinile nokufinyeleleka nganoma yisiphi isikhathi.
Ingakanani inani lokudluliswa ngaphandle kobufakazi?
Endabeni ka-a inkokhelo SEPA, i imibhalo esekelayo kuyimpoqo kusukela ku-150 euros.
Ngingakwazi ukudlulisa i-€20.000? Inani eliphakeme lokukodwa inkokhelo ibhange lasebhange ngebhange. Njengoba kuchaziwe ngenhla, awukho umkhawulo wesilingi owodwa inkokhelo okusemthethweni.
Ngingakwazi ukudlulisa ama-euro angu-5000? Ngenani elikhulu kune 5 000 euros, ikhasimende liyamenywa ukuthi likwenze ngezigaba ezimbalwa ukuze lingeqi umkhawulo omkhulu 5 000 euros. Njengoba izimo zihlukile ukusuka kwelinye ibhange kuya kwelinye: ngakho-ke kungcono ukubuza neyakho ngaphambi kwanoma yikuphi ukuhlinzwa.
Indlela yokudlulisa imali enkulu?
Ngezibalo ezinkulu, lokhu ngokuvamile kwenziwa nge-akhawunti yasebhange, nakuba ungasebenzisa futhi ikhadi lasebhange noma lesikweletu. Umhlinzeki wakho wohlobo lwemali uyobe esekwenza ukushintshanisa, futhi afake izimali, ngohlobo lwemali olusha, ku-akhawunti yasebhange yomamukeli.
Ngingakwazi ukubhala isheke lama-euro angama-20.000? Ngokomthetho, alikho inani eliphezulu elizokhishwa a hlola ibhange noma a hlola ibhange.
Ungakhokha kanjani imali enkulu?
Isheke lika-cashier liyindlela yoku yokukhokha okuthembeke kakhulu kunesheke lakudala, ngoba likhishwa isikhungo samabhange.
Kungani ngingakwazi ukudlulisa ngokushesha? Nazi izizathu ezingenzeka: Ibhange lalowo ohlomulayo alivumi pas Les ukudluliselwa okusheshayo. I-akhawunti yozuzayo ivaliwe. Weqa inani eliphezulu le ukudluliselwa okusheshayo.
Kungani ngingakwazi ukwamukela ukudluliselwa okusheshayo?
Ukunakwa, ukuze umsebenzi usebenze, ibhange lokufika kufanele futhi lihambisane. Ngisho noma ibhange lekhasimende linikezela ngale sevisi, liyayenza ne kuthanda pas qaphela ukudlulisa okusheshayo kwi-akhawunti yamanje esebhange ne iyasisekela pas.
Kungani ngingakufanelekeli Ukudluliselwa Okusheshayo?
Ama-akhawunti amanje kuphela endaweni ye-SEPA (i-Europe kuhlanganise ne-France) angathola ukudluliselwa okusheshayo. Wena ne ngakho-ke pas enze lolu hlobo lwe inkokhelo ku-akhawunti ye-passbook noma ku-akhawunti yangaphandle (ngaphandle kwendawo ye-SEPA).
Iyini ubude besikhathi sokudluliswa okusheshayo? Kusukela ekupheleni kuka-2018, amabhange kazwelonke kancane kancane enze amakhasimende abo atholakale ukudlulisa okusheshayo (noma Inkokhelo Esheshayo). Lokhu yi inkokhelo I-SEPA, yenziwe ku-a isaziso yemizuzwana eyi-10 noma engama-20, etholakala amahora angama-24 ngosuku, izinsuku eziyi-24 ngesonto, zonke izinsuku zonyaka.
Iyini imithetho yokudlulisa ngokushesha? i ukudlulisa okusheshayo ikuvumela ukuthi udlulisele, ngaphansi kwemizuzwana eyi-10, izimali nge-Euro kumzuzi otholakala endaweni ye-SEPA. Ukwelashwa kwe-a ukudlulisa okusheshayo kungathatha imizuzwana engama-20 uma kuba nobunzima ekusebenzeni. Ngemuva kwalesi sikhathi, uma i- ukudlulisa okusheshayo akwenziwanga, it kuyinto kukhanseliwe.
Ngikuqinisekisa kanjani ukudluliswa okusheshayo?
Amazwana ukwazi uma wami ukudlulisa okusheshayo ifakwe ku-akhawunti yomzuzi? Ngokushesha lapho inani selifakiwe ku-akhawunti yomuntu ohlomulayo, uzothola isaziso se-imeyili esikugcina unolwazi.
Ungakuthethelela kanjani ukudluliswa kwebhange elikhulu? Ngokuya ngomsebenzi ozokwenziwa, amadokhumenti asekelayo avame ukucelwa ahambisana nalokhu:
- umazisi wokukhipha imali ekhawuntani, ukulethwa kwendlela yokukhokha (ibhuku lokuhlola noma ikhadi), njll.
- ubufakazi bendawo yokuhlala a inkokhelo ngaphandle kwe-European Economic Area.
Ngiyidlulisela kanjani imali engaphezu kuka-€3000 eBhange Leposi?
Isicelo sokwenyuswa kwesilingi singaba ukwenza nge-imeyili noma ucingo oluya kumphathi we-akhawunti. Sengiphetha, i Ibhange leposi ayifaki uphahla inkokhelo ngaphandle uma kuhlinzekwe ngenye indlela umthetho noma ngezizathu ezibambekayo ezifana nokushoda kwezimali ku-akhawunti.
Iyiphi indlela engcono kakhulu yokukhokhelwa nokudlulisa izimali Ngaphesheya Kwemingcele? Uma lokhu kuthunyelwa kwenzekakuyinto hhayi ngokujaha, isixazululo ukonga kakhulu ukusebenzisa izinsiza zokuqala-ups we ezezimali (TransferWise, Xendpay, PayTop). Lezi zinkampani, abani itholakala kuphela ku-inthanethi, nikela ngokushesha (ubukhulu bezinsuku ezi-2 zokusebenza) namasevisi angabizi.
Iyiphi indlela engcono kakhulu yokuthumela imali?
Isixazululo esivame kakhulu, ukudluliswa kwentambo kuqukethe ukudlulisaImali kusuka ku-akhawunti yasebhange eyodwa kuya kwenye. Lapho le nqubo kuyinto ezenziwe ku-inthanethi noma ngesicelo sasebhange, izibalo kukhona kudluliselwa kungakapheli amahora angama-24 futhi mahhala uma i-akhawunti yomzuzi kuyinto itholakala endaweni ye-SEPA.
Yiziphi izimali zokudlulisa? Yiziphi izimali zokudlulisa ngokwebhange lakho?
Online | Ku-ejensi | |
---|---|---|
Frais Ikhredithi ye-Agricole yokudluliswa kwebhange | Mahhala | I-3,80 euro |
Frais ukudluliselwa kwebhange Caisse d'Epargne | Mahhala | I-3,30 euro |
Frais La Banque Postale bank transfer | Mahhala | I-3,30 euro |
Frais Ukudluliselwa kwebhange kwe-Société Generale | Mahhala | I-5 euro |
• Mashi 2, 2022