Ukunikeza othile inombolo ye-akhawunti yakho yasebhange ngokuvamile kuphephile. Kuhlale kunengozi lapho unikeza le nombolo, ngakho-ke yinikeze kuphela abantu obathemba ngokuphelele. Uma ungamethembi umuntu ocela inombolo, zama ukukhokha ukheshi esikhundleni sokumnika inombolo.
Ingabe kuphephile ukunikeza imininingwane ye-akhawunti yasebhange e-Australia? Amabhange ase-Australia nawo anezinhlelo zokuvikela ukukhwabanisa ezisezingeni eliphezulu ukuze abambe osolisayo,” kusho uMarshall. I-ING Direct ithi kuphephile ukunikeza imininingwane yakho kodwa incoma ukuthi ugade i-akhawunti yakho ukuze uthole okwenziwayo okungagunyaziwe.
Imiphi imininingwane yasebhange okungafanele kwabelwane ngayo?
Ungabelani ngeminye imininingwane yakho yezezimali ebucayi ocingweni olufana ne-UPI PIN / MPIN, I-Debit / Credit Card, i-CVV, usuku lokuphelelwa yisikhathi, i-OTP, i-PIN ye-ATM, imininingwane ye-akhawunti yasebhange, njll.
Ngimnika kanjani umuntu imininingwane yami yasebhange?
Ngaphezu kwegama lomuntu, ikhodi yokuhlunga kanye nenombolo ye-akhawunti, ibhange lakho lingase likucele lokhu:
- Ikheli labo.
- Ibinzana eliyinkomba noma inombolo - ngokuvamile lokhu kuyadingeka ukuze kukhokhelwe izikweletu.
- Igama nekheli lebhange othumela kulo imali.
- Imininingwane eyengeziwe yokuvikela oyidingayo ukuze uthole i-EFT.
Ingabe izinombolo ze-akhawunti yasebhange ziyimfihlo?
Noma kunjalo inombolo ye-akhawunti yasebhange ayiyona ingxenye eyimfihlo yolwazi ngoba ingabonwa abantu abahlukahlukene lapho kubhalwa amasheke nokunye, ngokuvamile kuyalulekwa ukuba uyinikeze kuphela abantu obathembayo noma abanesidingo sokuyazi.
Ingabe umuntu angasebenzisa imininingwane yakho yasebhange?
Isiphetho: Ukuhlala uphephile ngemininingwane yasebhange
Sekukonke, kuncane kakhulu umuntu angakwenza ngenombolo yakho ye-akhawunti futhi ahlele ikhodi ngaphandle kokufaka idiphozi ku-akhawunti yakho ukuze akukhokhele. Nokho, hlala uqaphile ukuthi ubani owabelana naye ngemininingwane yakho siqu. Khumbula ungalokothi wabelane ngephinikhodi yakho nanoma ubani.
Kuthiwani uma umkhohlisi enemininingwane yami yasebhange?
Uma unikeze umkhohlisi ngolwazi lwakho lwasebhange noma ukwazile ukweba izimali ku-akhawunti yakho, wena udinga ukuxhumana nesikhungo sakho sezezimali ngokushesha.
Kuthiwani uma othile azi inombolo yekhadi lami lasebhange kanye nenombolo ye-CVV?
Uma umuntu ongagunyaziwe ekwazi ukufinyelela imininingwane yekhadi lakho lasebhange, libike ngokushesha esikhungweni sakho sezezimali. … Uma nje ubona ukuthi umuntu ongagunyaziwe unenombolo yekhadi lakho lasebhange futhi usuxhumene nesikhungo sakho sezezimali, buyekeza okwenziwayo.
Iyiphi indlela ephephe kakhulu yokuthumela imininingwane yasebhange?
Izimpendulo ze-4
- Thayipha imininingwane yakho yasebhange efayeleni lombhalo bese uyibhala nge-ZIP ngokubethela (ungasebenzisa ukubethela kwe-AES-256 bit engikholelwa ukuthi inikeza isivikelo esihle ngokwanele)
- Thumela iphasiwedi yakho kufayela le-ZIP nge-imeyili ehlukile.
Iphephe kangakanani i-EFT?
Njengendlela yokuthumela imali isuka kwenye i-akhawunti iye kwenye, ukudluliselwa kwebhange kuphephile ngokwemvelo. … Njalo qinisekisa ukuthi uyamethemba umuntu noma inhlangano omthumelela imali nge-EFT. Hlola kabili ukuthi unolwazi olulungile lomamukeli wakho, okuhlanganisa i-akhawunti nenombolo yokuhlunga.
Ingabe kuphephile ukuthumela imininingwane yasebhange ngombhalo?
Ungalokothi uthumele inombolo ye-akhawunti yakho yasebhange egcwele (noma yiluphi olunye ulwazi oluyimfihlo, njengephasiwedi yakho noma i-PIN) ngomlayezo wombhalo. … Susa imibhalo ebhange lakho ngemva kokuyifunda ukuze ugcine ulwazi olumayelana ne-akhawunti yakho lungangeni ezandleni ezingalungile uma kwenzeka ifoni yakho yebiwa.
Ingabe umuntu angagebenga ibhange lami ngenombolo ye-akhawunti yami futhi ahlele ikhodi?
Isiphetho: Ukuhlala uphephile ngemininingwane yasebhange
Sekukonke, kuncane kakhulu umuntu angakwenza ngenombolo yakho ye-akhawunti futhi ahlele ikhodi ngaphandle kokufaka idiphozi ku-akhawunti yakho ukuze akukhokhele. Nokho, hlala uqaphile ukuthi ubani owabelana naye ngemininingwane yakho siqu. Khumbula ungalokothi wabelane ngephinikhodi yakho nanoma ubani.
Kuphephe kangakanani ukudluliselwa kwebhange?
Njengendlela yokuthumela imali isuka kwenye i-akhawunti iye kwenye, ukudluliselwa kwebhange kuphephile ngokwemvelo. … Njalo qinisekisa ukuthi uyamethemba umuntu noma inhlangano omthumelela imali nge-EFT. Hlola kabili ukuthi unolwazi olulungile lomamukeli wakho, okuhlanganisa i-akhawunti nenombolo yokuhlunga.
Ingabe umuntu angabheka ibhalansi ye-akhawunti yami yasebhange?
Umthengisi wasebhange okusiza ebhange bheka ibhalansi ye-akhawunti yakho yasebhange lapho ekusiza ngezidingo zakho zasebhange. Lokhu kuyiqiniso uma wenza idiphozi futhi ucela ibhalansi yakho, noma ukhipha imali futhi ucela irisidi yalokho okwenzekile.
Imiphi imininingwane edingwa umkhohlisi?
Your igama, ikheli kanye nosuku lokuzalwa kunikeza ulwazi olwanele ukudala omunye 'wena'. Isela lingasebenzisa izindlela eziningi ukuze lithole imininingwane yakho siqu bese liyisebenzisa ukuze livule ama-akhawunti asebhange, likhiphe amakhadi esikweletu futhi lifake isicelo sezinzuzo zezwe egameni lakho.
Ingabe kuphephile ukunikeza inombolo ye-CVV ku-inthanethi?
I-CVV: Lonke ikhadi ledebhithi nelesikweleti linenani lokuqinisekisa ikhadi noma inombolo ye-CVV ebuyela emuva. Le nombolo ibalulekile ekuqedeni okwenziwayo ku-inthanethi. Nalokhu kuphrintwe ngokucacile ekhadini lakho, futhi akufanele wabelane ngakho nanoma ubani. … Yinombolo eyimfihlo kanye nesici esibalulekile sokuvikela.
Ngingalivikela kanjani ikhadi lami ledebithi ekugqekezweni?
8 Imithetho Yokugcina Ikhadi Lakho Lokudonswa Kwemali Liphephile
- Hlola izitatimende zakho zasebhange njalo. ...
- Vikela inombolo yakho ye-PIN. ...
- Cabangela ukugwema ukusebenzisa ikhadi ledebithi ku-inthanethi. ...
- Sebenzisa ama-ATM ebhange kuphela. ...
- Ungasebenzisi ukufinyelela okungenantambo komphakathi ekwenzeni imali. ...
- Bika izinkinga ngokushesha. ...
- Cabangela ukufaka umbiko wamaphoyisa. ...
- Dala iphrofayela yakho yokuphepha.
Ngingakhokha kanjani ku-inthanethi ngokuphephile?
Amathiphu okuphepha ekuthengeni ku-inthanethi
- Cwaninga abathengisi ku-inthanethi ukuze wenze isiqiniseko sokuthi basemthethweni.
- Qiniseka ukuthi iwebhusayithi ivikelekile.
- Yazi amalungelo akho kanye nenqubomgomo yembuyiselo yenkampani.
- Gcina isofthiwe nokuvikela amagciwane kusesikhathini samanje futhi usebenzise amagama ayimfihlo aqinile kuma-akhawunti aku-inthanethi.
- Ungasebenzisi i-wi-fi yomphakathi. ...
- Khokha usebenzisa ikhadi lesikweletu. ...
- Hlakanipha.
Ingabe kuphephile ukuthumela imininingwane yasebhange nge-imeyili e-UK?
Uma uthumela imininingwane ye-akhawunti nge-imeyili, ungase uqondiswe ngokukhwabanisa kwenkokhelo ye-imeyili. … Uma imininingwane ye-akhawunti ithunyelwa nge-imeyili, kunobungozi ukuthi i-imeyili yakho ingabanjwa futhi imiyalelo yakho yokukhokha ibuyekezwe ukuze kuqondiswe kabusha izimali ezandleni ezingalungile.
Ingabe kuphephile ukuthumela imininingwane yasebhange nge-imeyili 2021?
Ungabhala ngemfihlo ama-imeyili akho, usebenzise i-VPN, futhi usebenzise isinqamuleli sohlelo olungayilungele ikhompuyutha, kodwa ama-imeyili akho asengaba sengozini. Ngokusemthethweni, akuwona umqondo omuhle ngempela ukuthumela imininingwane yakho yasebhange nge-imeyili. Nakuba ezinye izinsiza zemali ezikhokhelwayo zikhokhisa imali encane, zilula kakhulu futhi zivikelekile.
Ingabe kuphephe kangcono ukuthumela imininingwane yasebhange nge-imeyili noma nge-WhatsApp?
Ukuze ube sohlangothini oluphephile, ungalokothi uthumele imininingwane ye-akhawunti yakho yasebhange nge-WhatsApp noma imininingwane yakho yokungena yama-imeyili nanoma iyiphi i-akhawunti yenkundla yezokuxhumana. Noma yiluphi uhlobo lomlayezo ozwa ukuthi lubucayi; ungayithumeli nge-WhatsApp esikhundleni salokho usebenzisa isevisi yemiyalezo evikelekile njengeTelegram, iRedphone nezinye.
Kungani ungakhokhi nge-EFT?
Ukudluliswa kwebhange indlela evamile yokuthi abakhwabanisi bazame ukuthola imali yakho. … Ku-eBay, umkhonyovu angase azame ukukudayisela okuthile okungafakwanga Isiqinisekiso Sokubuyiselwa Imali. Lokhu kufaka izimoto, izindlu nezinsiza. Uma usuzikhokhele lezi, cishe uzoba nobunzima bokubuyisela imali yakho.
Ingabe ngivikelekile uma ngenza i-EFT?
Uma udlulisela imali kumkhohlisi, awunalo ilungelo elingokomthetho lokuthola imali yakho ebhange lakho. Ukusebenzisa ikhadi lesikweletu noma lasebhange kungakunikeza ukuvikeleka okwengeziwe. … Kodwa qaphela - la malungelo ngeke asebenze kuzo zonke izimo.
Ingabe kuphephe kakhudlwana ukukhokha ngekhadi lasebhange noma nge-EFT?
Lapho ukhokha ngekhadi lasebhange, imali iphuma ngqo ku-akhawunti yakho yasebhange. Kufana nokukhipha imali uyinikeze - kodwa kuphephe nakakhulu, ngoba ikhadi kulula ukulikhansela uma lilahlekile noma lintshontshiwe. Uzothola nokuvikelwa okuncane kokukhwabanisa - nakuba kungenjalo ngendlela oyithola ngayo ngekhadi lesikweletu.