Le samedi njengeSonto kuyinto iphathwe njengeholidi lomphakathi. Lokhu kungase kumangaze njengoba amabhange amaningi avuliwe ngalolu suku. Ngakho-ke akukho inkokhelo ne kudlule, ngisho i ukudluliselwa zikagesi ezingadingi ukungenelela kwebhange.
Ngaphezu kwalokho, Kufika nini ukudluliselwa okwenziwa ngoMgqibelo kusihlwa? Ibhange lalowo ohlomulayo libophekile ukuthi lifake ikhredithi ngokushesha ku-akhawunti yomuntu ohlomulayo. I ukudluliselwa I-SEPA yakudala ingene ngemva kuka-18 p.m., noma samedi, amaSonto namaholide, asetshenzwa ngosuku olulandelayo lokusebenza.
Ingabe ukudluliswa kwemali kuyadlula ngeMisombuluko? Uma ibhange lakho kuyinto vula Lundi, nokuthi Lundi embuzweni uyakwenzakuyinto hhayi iholidi lomphakathi, ungakwazi ngokuphelele ukuthola yakho inkokhelo okwenzeka njalo Lundi.
Kufika nini ukudluliswa kwemali okwenziwe ngoLwesine kusihlwa? Inkokhelo ULwesithathu: +2 izinsuku = NgoLwesihlanu. Inkokhelo le Jeudi : +2 izinsuku = ngoMgqibelo. Inkokhelo NgoLwesihlanu: +2 izinsuku = uMsombuluko.
Ngakho-ke, ingabe ukudluliselwa kungafika phakathi nosuku? Amaseva asebhange unga kwenze konke journée. VS 'kuyinto ngakho-ke isikhathi sokukhishwa esinqumayoukufika ku-akhawunti yakho. Uma ibhange liqala ngokushesha inqubo, lihamba ngokushesha njengoba amasheke enziwa ngokushesha. VS'kuyinto icala ngezikhathi lapho abasebenzi besebenza.
Ingabe ukudluliselwa kwenziwa ebusuku?
lapho inkokhelo kwenzeka phakathi kwama-akhawunti amabili omnikazi we-akhawunti ofanayo, akukho mkhawulo wesikhathi. Yena kuyinto ifakwe ngokushesha. Ngakho-ke lokhu kusebenza kwangaphakathi kungenziwa ngesikhathi sokuzikhethela kwakhe. Eyodwa inkokhelo e ubusuku bunjalo ngakho-ke kungenzeka kulo mongo.
Ingabe kungenzeka ukuthola ukudluliselwa ngoMsombuluko? Kufanele wazi ukuthi isimiso Lundi, anamukeli inkokhelo. Kodwa, lokhu kuyasizakuyinto akulona iqiniso kuzo zonke izimo njengoba kuncike ezinsukwini zokuvulwa kwebhange lakho. Ukubambezeleka phakathi kwe-oda ne- inkokhelo ku-akhawunti yakho ngakho-ke shintsha ngokwale parameter.
Kungani ukudluliselwa kungenziwa ngeMisombuluko? Kungani ungakwenzi singakwazi pas thola kusuka inkokhelo le Lundi ? Amabhange amaningi avaliwe Lundi. Futhi kukhona ukulibaziseka kwe-interbank kosuku olulodwa lwebhizinisi. Ce isikhathi sivumela ukusungulwa ukuhlola nebhange elikhiphayo ukuthi okweletayo unemali edingekayo ukuze akhokhe inkokhelo.
Kungani ukudlulisa kuthatha isikhathi eside kangaka ukufika?
Uma umyalelo we inkokhelo ikhishwe ngoLwesihlanu (noma ngempelasonto), ngokuvamile izothatha isikhathi eside isikhathi. Amabhange awasebenzi ngeMigqibelo namaSonto (kwesinye isikhathi ngisho nangoMsombuluko) ngakho-ke kuzodingeka ulinde kuze kuqale isonto elilandelayo ukuze uthole inkokhelo.
Ungakuthola kanjani ukudluliswa ngokushesha? Ukwenza a inkokhelo ngokushesha, vele uye endaweni yekhasimende lakho bese ukhetha inketho inkokhelo khona manjalo. i inkokhelo kwenziwa ngaphansi kwemizuzwana eyi-10 phakathi kwama-akhawunti amabili. Lesi sici sitholakala amahora angu-24 ngosuku, izinsuku ezingu-24 ngesonto futhi intengo yaso iyahlukahluka ngokuya ngamabhange.
Ungakuthola kanjani ukudluliswa ngokushesha?
Ukufeza i- inkokhelo ukubhanga okuphuthumayo, ngaphandle kokuphazima kweso, ngakho-ke kungcono ukudlula ebhange le-inthanethi, ikuvumela ukuthi ungeze rapidement ozuzayo futhi ngokushesha afeze inkokhelo. Ngakho, izikhathi zokulethwa ziyancipha, uma kungenjalo izikhathi zokwamukela.
Kungani kungadluliswanga ngoMsombuluko? Kungani ngeke thina pas thola kusuka dlulisa ngoMsombuluko ? Amabhange amaningi avaliwe Lundi. Futhi kukhona ukulibaziseka kwe-interbank kosuku olulodwa lwebhizinisi. Lesi sikhathi sivumela ukusungulwa ukuthi kuhlole nebhange elikhiphayo ukuthi okweletayo unemali edingekayo ukuze akhokhe inkokhelo.
Kungani amabhange evaliwe ngoMsombuluko?
KUNGANI AMABHANGE EVALWA NGOMSOMBULUKO ? Njengamabhizinisi amaningi, amaningi amabhange kuyinto ivaliwe ngoMsombuluko. Lo mkhuba kuhloswe ukuba ujwayeleke ngoba izinto zokubala kukhona vula ngeMigqibelo kubantu abangamaphesenti angama-80 abangasebenzi ngalolo suku futhi abangakwazi ukubhanga kuphela ngaleso sikhathi.
Kungani ngingakutholi ukudluliswa kwami?
Ziningi izizathu ezichazayo kungani un inkokhelo ine pas okuhleliwe okwamanje: Umuntu ulahlekelwe yi-RIB (Isitatimende Somazisi Webhange) Kukhona okushodayo efayeleni lakho le inkokhelo ingathunyelwa. Umuntu uphikisana nesici sokuthengisa futhi ne ngakho-ke ngifuna ukukukhokhela ngaphezulu inkokhelo.
Zithini izinsuku zokusebenza zebhange? Ngokuvamile, sicabangela ukusebenza Les izinsuku NgoMsombuluko kuya ngoMgqibelo kuhlanganisiwe. I izinsuku zokusebenza ziyizinsuku wasebenza ngempela (ngoMsombuluko kuya kuLwesihlanu noma ngoLwesibili kuya ngoMgqibelo kuye ngokuthi igatsha lasebhange). Ngakho-ke, isonto liqukethe ama-5 izinsuku ezivulekile futhi 6 izinsuku zokusebenza (ngaphandle kwe- izinsuku amaholide).
Indlela yokusheshisa ukudluliswa? Ukuze uqaphele un inkokhelo ukubhanga okuphuthumayo, ngaphandle kokushesha, ngakho-ke kungcono ukudlula ebhange eliku-inthanethi, likuvumela ukuthi ungeze ngokushesha ozuzayo futhieffectuer ngokushesha i inkokhelo.
Kungani ukudluliselwa kungenzeki ngokushesha?
Ngokungafani ne- ukudlulisa okusheshayo, lo inkokhelo yasebhange yakudala ayiyona abulawe ngokushesha. Kuthatha izinsuku ezingu-1-3 zokusebenza ukuze inkokhelo ifakwe ku-akhawunti yomzuzi. Ngakho, a inkokhelo SEPA eyenziwa ngoMgqibelo ngeke pas ifakwe kumzuzi ngaphambi kukaMsombuluko.
Ngingaqiniseka kanjani ukuthi ukudluliselwa kwenziwe? Amazwana ukwazi uma wami inkokhelo osheshayo unokuhle ihlobo uyasho on i-akhawunti yabahlomuli? Ngokushesha nje lapho inani selifakiwe on ku-akhawunti yomuntu ohlomulayo, uzothola isaziso se-imeyili esikugcina unolwazi.
Ungayithola kanjani imali ngokudluliswa kwebhange?
ngoba ukuthola inkokhelo nge inkokhelo, okumele ukwenze ukuthumela noma ukudlulisa Isitatimende Sobunikazi Ukubhanga ye-akhawunti yakho, kukhasimende lakho.
Uthini umnqamulajuqu wokudlulisa imali phakathi kwamabhange ama-2? i inkokhelo ukubhanga kuyindlela d'ukuthumela imali yamanje more and more. Yazi ukuthi kukhona a isaziso de inkokhelo, uthi " isaziso interbank", kuhlanganise phakathi 1 no-4 izinsuku zebhizinisi kuye ngokuthi amabhange (isaziso okuguquguqukayo kuye ngohlobo lwe inkokhelo, imali kanye nezwe.)
Ingakanani inani eliphezulu lokudlulisa ngokushesha?
Le inani du inkokhelo SEPA isifinyezo si kulinganiselwa ku-€15 ngomsebenzi ngamunye (imithetho yaseYurophu). Kodwa isikhungo ngasinye sasebhange singabeka amanani ngaphansi. I-Boursorama caps at €500 the ukudluliselwa okusheshayo.
Kungani ukudlulisa kuthatha isikhathi eside kangaka? Uma umyalelo we inkokhelo ikhishwe ngoLwesihlanu (noma ngempelasonto), ngokuvamile izothatha isikhathi eside isikhathi. Amabhange awasebenzi ngeMigqibelo namaSonto (kwesinye isikhathi ngisho nangoMsombuluko) ngakho-ke kuzodingeka ulinde kuze kuqale isonto elilandelayo ukuze uthole inkokhelo.