Uma uthumela noma wamukela imali, hlola njalo ikhodi SWIFT nomhlomuli wakho noma ibhange lakho. Uma ucabanga ukuthi usebenzise ikhodi engalungile SWIFT ukuze uthumele imali, kufanele uxhumane nebhange lakho ngokushesha. Bangase bakwazi ukukhansela umsebenzi.
Kodwa-ke, isebenza kanjani ikhodi ye-SWIFT? A Ikhodi ye-SWIFT ihlonza ibhange elithile ngesikhathi sokuthenga kwamanye amazwe. Inombolo I-IBAN (Inombolo Ye-Akhawunti Yebhange Yomhlaba Wonke) ikhomba i-akhawunti ethile yasebhange. mina I-IBAN lisetshenziswa emazweni amaningi futhi linezinhlamvu ezifika kwezingama-34 ezihlanganisa izinhlamvu nezinombolo.
Ungakuqinisekisa kanjani ukudluliswa kwamanye amazwe? Lokhu inkokhelo idinga ukusetshenziswa kwekhodi ye-IBAN kanye nekhodi ye-BIC. Lawa makhodi angatholwa ngokubheka izitatimende ze-akhawunti yakho yasebhange noma ngokuthinta ibhange lakho. I-IBAN okusho ukuthi " International Inombolo Ye-akhawunti Yasebhange” inombolo ye-akhawunti yakho yasebhange, i-RIB yakho ngefomethi yaseYurophu.
Ngazi kanjani uma ukudluliswa kwami kwamazwe ngamazwe? Khomba i ukudluliselwa kwamanye amazwe ethintekayo (Uhlobo lwe-Inter), 3 finyelela imininingwane ye inkokhelo, bese uchofoza okuthi “ukulandela le inkokhelo SWIFT gpi” 4 . Uyafisa suivre ngesikhathi sangempela yakho ukudluliselwa kwamanye amazwe ifakwe ku-inthanethi ku-Ma Banque Entreprise noma ihanjiswe ngabakwa-EBICS/Transnet ngemva kokubulawa yi-BNP Paribas.
Nokho, ungafunda kanjani umlayezo we-SWIFT?
Les imiyalezo izinhlobo SWIFT akhonjwa ngenombolo enezinhlamvu ezi-3:
- Idijithi yokuqala ikhombisa isigaba. …
- Idijithi yesibili imele iqoqo lezinto eziyingxenye yomjikelezo wempilo yomsebenzi. …
- Idijithi yesithathu wuhlobo lwenkathi yamanje. umlayezo .
Ungayithola kanjani ikhodi ye-Swift?
Ungathola eyakho Ikhodi ye-SWIFT/I-BIC kumadokhumenti akho ebhange ledijithali noma izitatimende noma ngokufinyelela ulwazi lwe-akhawunti yakho ku-inthanethi. Ungathola neyakho Ikhodi ye-BIC usebenzisa ithuluzi lokusesha Ikhodi ye-SWIFT/I-BIC ku-inthanethi, okubonisa izwe lakini nendawo yebhange lakho.
Ngiyazi kanjani ikhodi yami ye-Swift? Ulazi kanjani ikhodi yami ye-BIC ?
- Ukukhomba eyakho Ikhodi ye-BIC , kufanele ubhekisele kuwo wonke amadokhumenti axhunywe ku-akhawunti yakho yamanje: isitatimende se-akhawunti yasebhange, izitatimende ze-akhawunti, izincwadi, indawo yomuntu siqu ku- le iwebhusayithi, njll
- Ikhodi ye-BIC ING Belgium : BBRU BE BB.
Ungahlola kanjani ukuthi ukudluliselwa kwenziwe? Ngazi kanjani ukuthi mon inkokhelo isifinyezo has ihlobo elihle ifakwe ku-akhawunti yomzuzi? Kwe lokho inani lifakwa ku-akhawunti yomuntu ozuzayo, uzothola isaziso se-imeyili esikugcina unolwazi.
Yimalini inani eliphakeme lokudluliswa kwebhange lomhlaba jikelele?
Ukudluliswa kwebhange lomhlaba jikelele : isamba esiphezulu
Kunemali engu-€15 ebekwe kuwo wonke amabhange inkokhelo SEPA. Nokho, ibhange ngalinye lingase linqume umkhawulo ophansi walo ukudluliselwa kwamanye amazwe, noma ngabe bakhona ukudluliselwa I-SEPA noma i-SWIFT.
Ngihlola kanjani ukuthi ukudluliselwa kwenziwe? Eyodwa inkokhelo kuyinto kwenziwa uma esenayo ihlobo ifakwe ku-akhawunti yomzuzi. Ukulandelwa kwe-a inkokhelo ukubhanga kwamanje kungenziwa ngezindlela eziningi, ngokubheka i-akhawunti yakhe yamanje ku-Internet, noma ngokucela ulwazi ebhange lakhe ngalokhu kuthengiselana.
Kuyini ukudluliselwa kwebhange lamazwe ngamazwe?
Un ukudluliswa kwamanye amazwe kuyinto ukuhlinzwa yasebhange okukuvumela ukuthi uthumele imali ku-akhawunti yasebhange phesheya noma ukuwemukela. Ukuhlinzwa kuyinto ngokufanayo lokho for a inkokhelo i-classic futhi ilandela inqubo efanayo.
Yiluphi ulwazi okufanele ngilunikeze uma ngithumela ibhange lamazwe ngamazwe? Yazi ukuthi informations nécessaires okokudlulisa inombolo ye-akhawunti okufanele idonswe, inani, usuku olungase lukhishwe ngalo kanye nemininingwane yokuxhumana yasebhange ye-akhawunti okufanele ifakwe, ngamanye amazwi i-IBAN yayo (International Inombolo Ye-akhawunti Yasebhange).
Ithini ikhodi ye-BIC?
Lokhokuyinto-ukuthi i- Ikhodi ye-BIC ? I- Ikhodi ye-BIC (Isihlonzi seBhange Ikhodi) kuyinto isihlonzi samazwe ngamazwe sebhange. Kungabuye kubizwe ngokuthi SWIFT (Inhlangano yomhlaba wonke ye-Interbank Financial Telecommunication) egameni lenhlangano yamazwe ngamazwe ephethe i- I-BIC. Ivela emininingwaneni ye-akhawunti yakho yasebhange (RIB).
Ungajoyina kanjani i-SWIFT?
Ukuze ube yilungu lesistimu SWIFT (kanye nokuthola amasheya namalungelo okuvota anikezwe iubulungu), isikhungo kumele sibe nelayisensi yasebhange.
Ungayithola kanjani ikhodi ye-SWIFT yasebhange? Ungakwazi thola wena Ikhodi ye-SWIFT/I-BIC kumadokhumenti akho ou izitatimende zasebhange zedijithali ou ngokufinyelela ulwazi lwe-akhawunti yakho ku-inthanethi. Ungakwazi futhi thola wena Ikhodi ye-BIC usebenzisa ithuluzi lokusesha Ikhodi ye-SWIFT/I-BIC ku-inthanethi, okubonisa izwe lakho nendawo ohlala kuyo ibhange.
Ungayithola kuphi ikhodi esheshayo ku-RIB? Ingatholakala esitatimendeni se-akhawunti yasebhange (I-RIB). Umqondo we Ikhodi ye-SWIFT kuxhunywe ku Ikhodi ye-Iban. the Ikhodi ye-SWIFT ikhomba ibhange, kuyilapho iI-IBAN ikhomba i-akhawunti ethile yasebhange. i Ikhodi ye-SWIFT ngezinye izikhathi ibizwa ngokuthi Ikhodi ye-BIC (Isihlonzi Sebhizinisi Ikhodi).
Iphi ikhodi esheshayo ku-RIB?
Thola wena Ikhodi ye-BIC in a I-RIB.
Inombolo I-BIC i etholakala kweyakho I-RIB (isitatimende se-akhawunti yasebhange), eduze noma ngaphansi kwe-I-IBAN.
Isho ukuthini i-SWIFT? Inkokhelo SWIFT. Ukudluliswa SWIFT (Society for Worldwide Interbank Financial Telecommunications) kuyinto umyalo onikezwe umthengi ebhange lakhe ukuba adonse i-akhawunti yakhe ukuze afake ikhredithi yomthengisi. Yena kuyinto esetshenziselwa ukudluliselwa kwamanye amazwe ngaphandle kwendawo ye-euro.
Ithini ikhodi ye-BIC ka-Caisse d'Epargne?
Isibonelo, i Ikhodi ye-BIC yebhange lokulondoloza ithi CEPAFRPP.
Iyini i-MT199? Lolu shintsho luthinta bonke ababambiqhaza be-FIN! Ngakho-ke ibhange elifuna ukuthola inkokhelo ye-MT103 kufanele liwaqinisekise ngomlayezo ngefomethi MT199 (Umlayezo Wefomethi Yamahhala), uthunyelwe ku-SWIFT gpi tracker, ngokushesha nje yini l'isiliva kuyinto kubalwe kukhasimende.
Yini i-mt101?
Ukudluliswa I-MT 101 i isisombululo esikuvumela ukuthi uqalise imiyalelo yokukhokha kuyo yonke inethiwekhi ye-Swift.