ngoba ukuhoxisa isamba esikhulu egatsheni, yiya endaweni yamakhasimende akho, esigabeni sama-akhawunti ami, bese uchofoza ekhadini lasebhange olifunayo, ungakwazi ukushintsha umkhawulo wekhadi lakho okwesikhashana.
Futhi, Indlela yokukhipha imali ku-akhawunti yakho ngaphandle kwekhadi? Ngoba khipha imali ngaphandle kwekhadi futhi uma ubamba i-akhawunti, ikhambi elilula ukuya kwikhawunta yebhange lakhe uma enakhoun ideski lemali. Nganoma yiliphi inani elingaphezu kwama-euro angu-1.500, le ikhasimende kufanele lazise ukusungulwa kwamahora angu-24 kusengaphambili.
Ngingakwazi ukukhipha imali kwelinye ibhange? Unethuba loku khipha imali kwelinye ibhange ; uzokhokhiswa noma kunjalo izimali zokuhoxa emabhange athile. Kuhle ukwazi: ukukhishwa kwemali okungu-3 kokuqala ngenyanga kumahhala, kusukela ekukhishweni kwesine ngenyanga, kuzosetshenziswa imali engu-4u1ac ngokukhipha ngakunye.
Ungayikhipha kanjani imali ngaphandle kwekhadi kwaSociété Générale? Uma ingekho i-ejensi I-Societe Generale ngokuphuma okuseduze, ungakwazi khipha imali, ngaphandle kwekhadi ibhange, nelinye ibhange, ngaphansi kombandela owodwa: ukubamba isheke elingaphambanisiwe. Uma kunjalo, uzodinga ukuya egatsheni lebhange elikhipha isheke.
Ngakho-ke, Ungakhipha kanjani ama-euro ayi-5.000 ngokheshi? Okufanele ukwenze ukusayina isiliphu sokuhoxa ngekhadi lakho kamazisi. Kulula uma ikhadi lakho lasebhange liyisimungulu noma lingafundeki endaweni ekhipha imali. Ukuze ube liquide egatsheni lakho, ungakwazi futhi ukusayina isheke ku-oda lakho noma lelo lasebhange.
Ungasikhipha kanjani isamba esikhulu semali ebhange?
ngoba ukuhoxisa imali liquide ekhawuntani, okumele ukwenze nje ukusayina isiliphu sokuhoxa ngempinda. Isiginesha yesheke. Esinye isixazululo: ungasayina isheke elikhokhelwayo ibhange noma ku-oda lakho, inqobo nje uma uthobela umkhawulo wophahla olubekwe ngu- ibhange.
Ungakuhoxisa kanjani u-€4.500? 4500 € ngezinye izikhathi imele ukungena kwemali kwansuku zonke kwe-ejensi encane. Uma ikhasimende lokuqala lithatha 4500 € abanye ngeke baphakwe. Ngakho amazwana hamba ? buza ibhange lakho ukuthi kuthatha isikhathi esingakanani ukuthola izimali ozifunayo ukuhoxisa.
Ingakanani inani eliphezulu elingakhishwa ngokheshi? Ngakho malini singakhipha ngokheshi kumsabalalisi? Njengomthetho ojwayelekile, awukwazi ukuhoxisa kuphela phakathi kwama-300 nama-500 euros ngokusebenza ngakunye. Ngaphandle kwalokho, ngeke kwenzeke ukuhoxisa la isamba ukuthi ufisa.
Ungakhipha kanjani ama-euro angama-3000 eposini?
Ungakwenza lokhu kuphela phakathi komkhawulo wamanani atholakalayo ekhadini lakho lasebhange. Lokhu kusho ukuthi uma une cap of 3 000 euros ngenyanga, awukwazi ukuhoxisa Okuningi. Sicela uqaphele: izinkokhelo esezenziwe kakade kufanele zicatshangelwe, okuphinde kube nomkhawulo kulokhu.
Ungakhipha kanjani ama-euro angaphezu kwama-3000 ebhange? Ungakwenza lokhu kuphela phakathi komkhawulo wamanani atholakalayo ekhadini lakho yasebhange. Lokhu kusho ukuthi uma une cap of 3 000 euros ngenyanga, awukwazi akusekho ukuhoxa. Sicela uqaphele: izinkokhelo esezenziwe kakade kufanele zicatshangelwe, okuphinde kube nomkhawulo kulokhu.
Ingakanani isamba esiphezulu esingakhishwa kumsabalalisi webhange lakhe?
Ngokugunyazwa okuhlelekile: uphahla luphakathi kuka-300 no-800 € ngesonto. I-Classic: I-Visa Classic noma uhlobo lwe-CB MasterCard, uphahla luphakathi kwe-€300 ne-€1 Premium: I-Gold MasterCard noma uhlobo lwe-Visa Premier, khona-ke ungakwazi ukuhoxisa phakathi kuka-€800 no-€2
Ungakhipha kanjani ama-euro ayi-100 ngemali? Isibopho sokuqala okufanele usicabangele ngaphambi kokuzama ukuhoxisa isamba esikhulu phakathi liquide ukuthi ikhadi lakho livaliwe. Okusho ukuthi, ekhadini ngalinye lesikweletu, ibhange lakho lizosungula isilingi (inani eliphakeme) ongeke ukwazi ukulidlula ngaphezu kwezinsuku eziyi-7 noma ezingama-30.
Indlela yokukhipha isamba esikhulu?
Ezimweni ezithile noma lapho kudingeka, i ukuhoxiswa d'une isamba okubalulekile ngebhange kungenzeka. Lokhu kungenziwa ekhawuntani noma ku-ATM, ngaphandle kokuba khona kophahla oluchazwe kusengaphambili.
Siyikhipha kanjani imali?
Khipha imali au umsabalalisi ilula kakhulu. Okufanele ukwenze ukufaka ikhadi lakho esifundweni, khetha ulimi uma kunesidingo, bese uthayipha ikhodi yakho enezinhlamvu ezi-4. Bese ukhetha "Ukuhoxiswa" njengohlobo lomsebenzi, bese inani elizoba ukuhoxisa.
Ungakhipha kanjani ama-euro angaphezu kuka-1000? Cela ibhange lakho liku-odele izimali. Empeleni, amahora angu-48 kusengaphambili anele ukuqinisekisa ukutholakala kwezimali, ngisho nesamba esikhulu. Kufanele futhi wazi ukuthi iningi lamabhange likuvumela ukuba wenze kanjalo ukuhoxisa kwikhawunta ye-ejensi yakho, ngokukhethekile, kuze kufike ku- € 2 / ngosuku.
Indlela yokuqinisekisa ukuhoxiswa kwemali enkulu? Akukho ngaphansi kwezimo umthetho waseFrance uphoqa amakhasimende dibhange e bathethelele un ukuhoxiswa kwe'Imali ukheshi, kungakhathaliseki inani. Ngakho-ke ukhululekile ngokuphelele ukuhoxisa ukheshi (kungaba ku-ATM noma kwikhawunta yebhange lakho) ngaphandle kokuthi ulethe ubufakazi.
Ngingakhipha malini ngaphandle kobufakazi?
Ikhasimende likhululekile ukwenza kanjalo ukuhoxisa imali yakhe ngaphakathi komkhawulo wophahla olugunyazwe yinkontileka yekhadi lakhe lesikweletu, konke ngaphandle kufanele baziphendulele. Ukuhoxiswa ngokuvamile kuvame ukulinganiselwa phakathi kwama-euro angu-500 no-1.500 ngosuku nangesonto.
Indlela yokukhipha isamba esikhulu eposini? Ikhasimende likhululekile ukwenza kanjalo ukuhoxisa imali yakhe ingaphezu komkhawulo ogunyazwe yinkontileka yekhadi lakhe lokuthenga ngesikweletu, konke lokhu ngaphandle kokuzithethelela. Ukuhoxiswa ngokuvamile kuvame ukulinganiselwa phakathi kwama-euro angu-500 no-1.500 ngosuku nangesonto.
Uyini umkhawulo wokuhoxa ebhange leposi?
Umkhawulo wokukhokha (ngaphezu kwezinsuku ezingama-30): Kusuka ku-€3 Umkhawulo wokuhoxiswa umkhawulo (ngaphezu kwezinsuku eziyi-7): €1
Ungawakhipha kanjani ama-euro angama-2000 ku-akhawunti yakhe? Kufanele futhi wazi ukuthi iningi lamabhange likuvumela ukuba wenze kanjalo ukuhoxisa kwikhawunta yegatsha lakho, ikakhulukazi, kuze kube 2 000 €/ngosuku. Uma ungajahile, ungakwazi futhi ukuza izikhathi eziningana zilandelana egatsheni lakho lasebhange futhi ukuhoxisa usuku ngalunye 2 000 €.
Ungahoxisa kanjani lapho umkhawulo weqiwe?
Ukukhipha ikhadi lasebhange
Okufanele ukwenze ukumtshela izizathu zesicelo sakho. VS'kuyinto isixazululo esilula uma ugcina une a kubekwe umkhawulo emiholweni yezimenenja ikhadi lasebhange ephelelwe yisikhathi ngenkathi uhambela phesheya.
Ngingakhipha malini ku-ATM ngeviki? Umkhawulo wakho we ukuhoxiswa izoba phakathi kuka-300 no-500 euros ngayinye ngesonto. Uma unekhadi eligunyazwe ngokuhlelekile, khona-ke uphahla luhlala luphansi kakhulu: bala phakathi kwama-euro angama-450 no-800 ngesonto. Lolu hlobo lwekhadi lasebhange lusetshenziswa ukulawula ibhalansi yakho ngayinye yemisebenzi yakho.
Ngingakhipha malini ngekhadi lesikweletu?
umkhawulo wenkokhelo kanye nokuhoxiswa kwekhadi lasebhange le-Visa kuye ngohlobo lwalo*
Uhlobo lwe amakhadi yasebhange | Inkokhelo elinganiselwe / ngenyanga | Umkhawulo wokuhoxiswa / izinsuku eziyi-7 |
---|---|---|
I-Map I-Visa Premier | Kufika ku-€8 | Kufika ku-1000 € |
I-Map I-Visa Platinum | Kufika ku-€12 | Kufika ku-2000 € |
I-Map Visa Okungenamkhawulo | Phakathi kuka-€ 10 et 20 000 € | Kufika ku-4000 € |
• 25 Ephreli 2018
Kuyini ukuhoxa okuphezulu? Kufanele futhi wazi ukuthi iningi lamabhange likuvumela ukuba wenze kanjalo ukuhoxisa ekhawuntani ye-ejensi yakho, ngokukhethekile, kufika ku-€2/ngosuku. Uma ungajahile, ungakwazi futhi ukuza izikhathi eziningana zilandelana egatsheni lakho lasebhange futhi ukuhoxisa €2 ngosuku.
Indlela yokukhipha imali ngefoni yakho?
Uma ungenalo ikhadi lesikweletu kodwa ungathanda khipha imali imali, thintana nomeluleki wakho ukuze wenze i-e-ukuhoxiswa Ibhange. Uzokuthumelela amakhodi akho ifoni okuzokuvumela ukuba ukuhoxisa l 'Imali kumsabalalisi we-Credit Mutuel noma i-CIC.
Ungalisebenzisa kanjani ikhadi lesikweletu ku-ATM?
ongakwenza utiliser un I-ATM ukukhipha imali ku-akhawunti yakho yasebhange. Uma usuyifakile i-PIN khodi yakho, isikrini se I-ATM ikubuza ukuthi ufuna ukwenzani. Ithi Khetha ukuhlinzwa. Khetha inkinobho ehambisana nalokho ofuna ukukwenza.
Ungayisebenzisa kanjani i-ATM? Faka ikhadi lakho lasebhange, khetha inketho yediphozi bese ukhetha ukuthi imaphi ama-akhawunti akho vous ufuna ukufaka ukheshi (okwamanje noma ukonga). Bese ufaka iphinikhodi yekhadi lakho. Ekugcineni shutheka inani lemali emvilophini bese ufaka imvilophu endaweni enikeziwe.