Gcwalisa imininingwane ehlobene neyakho inkokhelo. Bese ukhetha “Ukudlulisa unomphela” kokuthi “Uhlobo luni lwe inkokhelo” bese wengeza [usuku] nokuthi ufuna kangaki uhlelo lokusebenza wena inkokhelo kanye nosuku lokuqala inkokhelo.
Ngaphezu kwalokho, Indlela yokusetha ukudluliswa unomphela? Indlela yokusetha i-oda lokuma ?
- egatsheni, ekhawuntani noma kunomeluleki wasebhange ozinikele;
- ku-inthanethi, endaweni yomuntu siqu yekhasimende (kukhompuyutha, ithebhulethi noma i-smartphone);
- ngeposi: bese sikhuluma “ngencwadi yokucela ukudluliswa unomphela »;
Iyini i-stand order? i ukudluliswa unomphela is a inkokhelo kuyazenzakalela futhi kuphindaphindwa okusebenza ngenani elifanayo, ngedethi efanayo nakumzuzi ofanayo.
Ngikuvala kanjani ukudlulisa unomphela? Ukumisa a ukudluliswa unomphela, ungathumela isicelo sakho ngeposi ebhange lakho. (Uma i inkokhelo yenziwa kwenye yama-akhawunti akho ebhange elifanayo, asikho isidingo sokuyicacisa.
Ngakho, Indlela yokwenza ukudlulisa okuzenzakalelayo njalo ngenyanga? Ukusetha a ukukhokha okuzenzakalelayo, okhiphayo ubhalisa imininingwane yasebhange yombolekisi wakhe endaweni yakhe yebhange ekude noma nesikhungo sakhe samabhange. Kulokhu, udinga i-RIB yakhe, futhi ikakhulukazi amakhodi e-IBAN ne-BIC.
Kuyini ukudluliswa okuhlehlisiwe?
UD'un ukudluliswa kuhlehlisiwe : kwenzeka endabeni yeshejuli. Umsunguli ubonisa usuku okuvunyelwene ngalo lapho izimali kufanele zifakwe ku-akhawunti yomzuzi. i inkokhelo unomphela ingakhanselwa noma nini uthishanhloko ngaphambi kokuthi yenziwe ibhange.
Kuyini ukudluliselwa kwesikhathi esisodwa? i inkokhelo iyindlela yokukhokha nge-elekthronikhi lokho uqala njengoba lokho umnikazi we-akhawunti okufanele adonswe. i ukudlulisa okukodwa ikuvumela ukuthi wenze inkokhelo ye-elekthronikhi ngokwenzekayo ngezikhathi ezithile.
Injani inkokhelo ehlehlisiwe? Inice que le ukukhokha okuhlehlisiwe ? Khokha en kuhlehlisiwe unenkululeko yokuthenga namuhla futhi ukukhokha kamuva. Nini vous khokha kuhlehlisiwe, inkokhelo ayicatshangelwa ngokushesha lapho ukuthengisa kuqinisekiswa. wena kudonswa kuphela ukuthenga kwakho ngemuva kwesikhathi esithile.
Iyini inkokhelo yesikhathi esisodwa?
Inkokhelo ogcina isikhathi ukuhlinzwa okukodwa, okwenziwe ngesikhathi esinikeziwe. Lokhu kuyakwenzakuyinto hhayi inkokhelo ezenzekelayo.
Yini ehlehlisiwe? kuhoxisiwe. Lihlehlisiwe, lihlehliselwe isikhathi esizayo.
Uyini umehluko phakathi kwenkokhelo ephindelelayo neyesikhathi esisodwa?
Ngesikhathi umehluko du inkokhelo yesikhathi esisodwangubani kuyinto idebithi eyodwa eqondile, ehlinzekwe kanye kuphela, i inkokhelo ephindelelayo/iphindaphinda kuyinto okuhlelelwe ukuthi wenziwe ngosuku olunqunyiwe.
Ingakanani inani eliphezulu lokudlulisa? Endabeni ka-a inkokhelo I-SEPA yakudala, ngokombono, kukhona a akukho cap. Ngakolunye uhlangothi, endabeni ka-a inkokhelo I-SEPA esheshayo, bese kuba nemithetho kukhona ukuthi awukwazi ukudlulisa okuningi de 15 euros endaweni eyodwa inkokhelo.
Uliphatha kanjani ikhadi ledebithi elihlehlisiwe?
Nokho, le ndlela yokukhokha ingaba usizo kakhulu, nanka amanye amathiphu okuyisebenzisa kangcono.
- I-Map à ukudonswa kwemali okuhoxisiwe = isikweletu. …
- Ungamane ubheke ama-akhawunti akho ku-inthanethi. …
- Faka phakathi ukuthenga kokuthi ukudonswa kwemali okuhoxisiwe kwiSABIWOMALI saso. …
- Gwema ukusebenzisa umsindo ukudonswa kwemali okuhoxisiwe ngezindleko zamanje.
Yiziphi izinzuzo eziyinhloko zokudonswa kwemali kuhlehlisiwe?
Les avantages yemephu ukudonswa kwemali okuhoxisiwe
Nciphisa ubungozi be-overdraft: noma ngabe ikhasimende libhekene nezindleko ezingalindelekile, lingakwazi ukukhokha. wakhe ukuthenga futhi ulindele ngokudlulisela imali ngaphambi kokudonswa imali, konke ngaphandle kokudonswa imali ngokweqile.
Ngazi kanjani uma ikhadi lami liyidebhithi ehlehlisiwe? Use Carte ngokwawo angengezwa amagama " Carte credit ". Si okushiwo isithenjwa kuyinto umane nje "ikhredithi", itkuyinto ukuthi C'kuyinto a Carte à ukudonswa kwemali okuhoxisiwe. Nokho, ukushokuyinto akuphoqelekile.
Uyini umehluko phakathi kokuthenga okuphindelelayo nokuthenga kanye nje? Okuphambene nokukhokha okuphindaphindiwe, inkokhelo ogcina isikhathi kwenzeka kanye kuphela. Bese yenzeka ngesikhathi esithile. Inkokhelo ogcina isikhathi okwenziwa yidokhumenti ebizwa nge-Interbank Title de Inkokhelo. Lo mbhalo kuyinto yakhelwe ukukhokhela izikweletu ezikweletwa ibhizinisi noma umuntu.
Ingabe ukubambezeleka kuqala nini?
Le kuhlehlisiwe isikhathi, ekuqaleni kwekhredithi, lapho umboleki engayikhokhi imali enkulu kanye/noma inzalo. Ungathola a kuhlehlisiwe uma unomsebenzi okufanele uwenze, ikhaya le-VEFA (elithengiswa esimweni esizayo sokuqedwa) ozolithola.
Ngiyithola kanjani inkokhelo ehlehlisiwe? Amazwana ukufinyelela a ukukhokha kuhlehlisiwe ? Ngokuxhumana nebhange lakhe! Namuhla, amabhange amaningana anikezela ngama-franchise ngezitolimende noma ngokwengxenye. Isamba esidonswayo singacelwa futhi kuxoxiswane ngaso kuye ngokuqina komboleki kanye nokufaneleka kwephrojekthi.
Kuqala nini ukukhokhwa kwemali mboleko yokwakha?
Le nokubuyisela ngokuvamile iqala inyanga elandela i-aphoyintimenti ne-notary. Ezimweni eziningi, ubuncane de Izinsuku ezingama-30 ngemuva kokukhishwa kwezimali zihlonishwa ngaphambi kokukhokha ngumboleki de inkokhelo yokuqala yenyanga.
Ibizwa ngani inkokhelo yanyanga zonke? Eyodwa yokukhokha Okuvelayo, ngokwencazelo, inkokhelo evamile. Ngakho-ke le ntela ihlelelwe ukuthi iphinde ivele ngosuku olunqunyiwe.
Ungaligcwalisa kanjani ifomu ledebithi eqondile ye-SEPA?
Un Igunya le-SEPA ihlanganisa ulwazi olulandelayo:
- Ireferensi Eyingqayizivele ye Igunya (IRAMU)
- Imininingwane yakho yokuxhumana (igama nekheli leposi)
- Imininingwane yakho yasebhange (IBAN kanye ne-BIC)
- Imininingwane yokuxhumana nombolekisi kanye nesihlonzi (isibonelo i-SFR)
- Usuku lokusayinwa kwe igunya .
- Isiginesha yakho.
Liyini igunya le-SEPA eliphindaphindayo lokudonswa kwemali ebhange? i Igunya le-SEPA lokudonswa kwemali ngqo ngu idokhumenti que le umkweletu kufanele agcwalise futhi asayine noma yikuphi ukugunyazwa kanye nesicelo salokho isampula. the I-direct debit mandate ithi bese inikelwa kumkweleti, yena ozolanda izimali. Kufanele ifake: I-RUM: Ireferensi Eyingqayizivele ye Igunya.
Ngingakwazi ukudlulisa ama-euro angu-5000?
Unenketho yokwenza a inkokhelo phezu I-5000 euro ngqo kusuka endaweni yakho yamakhasimende aku-inthanethi. Uzodinga ukuthi ube neselula yakho ngoba kuzothunyelwa ikhodi eyimfihlo yesikhashana kuwe ukuze uvumele ukuqinisekiswa kokuthenga kwakho.
Ngingakwazi ukudlulisa ama-euro angu-20.000? Inani eliphakeme lokukodwa inkokhelo ibhange lasebhange ngebhange. Njengoba kuchaziwe ngenhla, awukho umkhawulo wesilingi owodwa inkokhelo okusemthethweni.
Lingakanani inani lokudlulisa elisolisayo?
Lesi sibopho sesimemezelo esihlelekile siphinde sithinte imali efakwa emalini kanye nokuhoxiswa kwezimali ku-akhawunti yayo amanani eqoqwe ngenyanga yekhalenda idlula ama-euro angu-10 - kungakhathaliseki ukuthi ngama-euro noma ngezinhlobo zemali zakwamanye amazwe -, umkhawulo wama-euro angu-000 uhlolwa ngokuzimela ukuze kukhishwe imali kanye nediphozithi.
Iyiphi isayithi enikezela ngenkokhelo ehlehlisiwe?
2. Inkokhelo ehlehlisiwe esitolo
Uyafundisa | I-Montant | yokukhokha ediyazela |
---|---|---|
Leclerc | 2.000 - 4.000 € | 3X noma 5X ngaphandle kokudla |
Cora | 500 - 4.000 € | 3X, 5X noma 10X mahhala kuye ngokunikezwayo kwamanje |
Umbhaki | 100 - 3.000 € | 4X kusukela ku-100€ kanye no-10X kusukela ku-150€ |
Kungani ikhadi ledebithi lihlehlisiwe? i ukudonswa kwemali okuhoxisiwe indlela yokukhokha okungenzeka nge- Ikhadi lasebhange. Imane ikuvumela ukuthi uhlanganise zonke izinkokhelo zakho nge Carte ngosuku olulodwa enyangeni. Ngakho-ke izindleko zakho ngeke zidonswe lapho uthenga, kodwa ziqoqwe emalini edonswayo eqondile eyodwa ngenyanga.
Isebenza kanjani i-Credit Agricole deferred debit?
Idebithi ehlehlisiwe yezinkokhelo zakho, mahhala, ekuhambeni okukodwa, inyanga ngayinye (imvamisa ekupheleni kwenyanga). Kodwa-ke, ukuhoxa kwakho kudonswa ngokushesha futhi kungakapheli amahora angama-48. Isho ireferensi " ISIKWELETU ivela ekhadini lakho. Isevisi ingase ibe ngaphansi kwenkontileka ethile kanye nezintengo.