Ungadlulisa kanjani ebhange ngalinye?
- Iya kuthebhu ukudluliselwa .
- Faka inombolo ye- compte umshini.
- Faka inombolo ye- compte umzuzi.
- Faka inani le- inkokhelo .
- Khetha ukuphinda kwenzeke noma cha.
- Khetha imali, uma inkokhelo International.
- Hlola imininingwane.
- Qinisekisa inqubo.
Futhi, yini ukudlulisa okusheshayo? i inkokhelo SEPA isifinyezo noma Inkokhelo Esheshayo kuyinto un inkokhelo I-SEPA yenziwe ngemizuzwana eyi-10(1) ngezimali ezitholakala kumzuzi. Inkokhelo ivikelwe ukuqinisekiswa okuqinile nokufinyeleleka nganoma yisiphi isikhathi.
Indlela yokudlulisa imali nge-RIB? 2. Khetha imodi ye inkokhelo
- Thumela i-oda le inkokhelo ebhange lakho, ecacisa: inani le- inkokhelo ; usuku lwe inkokhelo ; isibongo kanye negama lomamukeli; inombolo ye-akhawunti yakho yamanje.
- Yijoyine I-RIB yomamukeli kanye nomazisi wakho ngokulandelana kwe inkokhelo .
Ngiyithumela kanjani imali kumuntu? Kuhlinzekwe ngeImali ukheshi, uzodinga ukuthi ugcwalise ifomu le-oda lemali eliphuthumayo. Ngokushintshana, uzonikezwa isihlonzi esiyimfihlo, okufanele usikhulume nomzuzi. Lona wakamuva kufanele aye eposini elibonisiwe, kanye nomazisi wakhe kanye nenombolo kamazisi.
Ngakho-ke, uyini umehluko phakathi kokudluliswa kwemali kanye nenkokhelo? kuyinto ukuthi "inkokhelo" kuyinto isenzo sokuphenduka ngenkathi "inkokhelo" kuyinto isenzo sokuthela.
Iyini ubude besikhathi sokudluliswa okusheshayo?
Un inkokhelo SEPA isifinyezo kufanele kwenziwe ku-a isaziso Imizuzwana engu-10 ukuze udonse imali bese ufaka ama-akhawunti amabili asebhange endaweni yase-European SEPA (amazwe e-European Union kanye ne-Iceland, Norway, Liechtenstein ne-Switzerland).
Uthini umnqamulajuqu wokudlulisa ngokushesha? Kusukela ekupheleni kuka-2018, amabhange kazwelonke kancane kancane enze amakhasimende abo atholakale ukudlulisa okusheshayo (noma Inkokhelo Esheshayo). Kumayelana yokudluliswa I-SEPA, yenziwe ku-a isaziso yemizuzwana eyi-10 noma engama-20, etholakala amahora angama-24 ngosuku, izinsuku eziyi-24 ngesonto, zonke izinsuku zonyaka.
Ngikuqinisekisa kanjani ukudluliswa okusheshayo? Amazwana ukwazi uma wami ukudlulisa okusheshayo ifakwe ku-akhawunti yomzuzi? Ngokushesha lapho inani selifakiwe ku-akhawunti yomuntu ohlomulayo, uzothola isaziso se-imeyili esikugcina unolwazi.
Ungakwenza kanjani ukudlulisa imali ngaphandle kokudlula ebhange?
AmaSani udinga ukufaka i-RIB noma i-IBAN, ezinye izixazululo ze ukudluliswa kwebhange kukhona okuphuthumayo. Izicelo zokukhokha ngeselula njengePumpkin, Lydia noma Paylib zikuvumela ukuthi udlulise imali ngokushesha.
Ungayisebenzisa kanjani i-RIB? Le I-RIB iqukethe ulwazi olukhomba i-akhawunti yakho:
- igama lebhange, igatsha kanye nedolobha eliphethe i-akhawunti,
- ikhodi yasebhange (amadijithi angu-5),
- ikhodi yegatsha (amadijithi ama-5),
- inombolo ye-akhawunti (amadijithi ayi-11 noma izinhlamvu),
- ukhiye I-RIB (amadijithi ama-2),
- igama nekheli lomphathi we-akhawunti,
Unganikela kanjani imali ngokungaziwa?
I-Paypal ikuvumela ukuthi ubhalise i-akhawunti enegama elingelona iqiniso noma isiteketiso (uma igama lakho eligcwele likhethwa). Engeza i-akhawunti yakho ye-imeyili engaziwa ohlwini lwamakheli e-imeyili ahlobene ne-akhawunti. Ungakwazi ke Thumela imali ekhelini le-imeyili lomamukeli waleli kheli engaziwa.
Indlela yokuthumela imali ngefoni? Nge-Paylib, ukuhlupheka sekuphelile Thumela imali kubangani bakho. Inombolo eyodwa ifoni kwanele ngawe. Ohlomulayo ukwaziswa nge-SMS futhi utholaImali kwi-akhawunti yakhe yasebhange.
Indlela yokudlulisa imali nge-SMS?
Le Ukudluliswa kwe-SMS isebenza kanje:
Ukhetha oxhumana naye (umamukeli we inkokhelo) ohlwini lwayo lwemibhalo futhi ikhombisa inani elizodluliswa, Un SMS ithunyelwa kumamukeli ngesixhumanisi esikhiqizwe yibhange / noma isicelo, Umamukeli kuzodingeka agcwalise i-IBAN yakhe ukuze athole inkokhelo.
Iyini idiphozi yasebhange?
Un inkokhelo ukheshi idiphozithi yemali ngokujwayelekile eyenziwa ekhawuntani yegatsha lebhange noma lesikhungo sokukhokha. Eyodwa inkokhelo ukheshi ungenziwa futhi ngokuthunyelwa ku-ATM.
Yiziphi izinhlobo ezahlukene zokudlulisa? Yiziphi izinhlobo ezahlukene zokudlulisa ?
- Le inkokhelo ogcina isikhathi a inkokhelo eyenziwe ngedethi yanamuhla;
- Le inkokhelo ukuma is a inkokhelo eziphindaphindayo ezingenziwa, njengoba kuthanda, masonto onke, nyanga zonke, ngekota, ingxenye yonyaka noma ngonyaka.
Ngingakwazi ukudlulisa? Eyodwa inkokhelo yasebhange unga yenziwe ekhawunta yebhange, ngefeksi noma ngeposi, nge-akhawunti ye-Paypal noma ku-inthanethi. Lesi sixazululo sokugcina kuyinto okusebenzayo njengoba umsunguli ekhululekile kusukela emahoreni okuvula ebhange lakhe.
Athini amahora okudlulisa ebhange?
Imvamisa i- inkokhelo lwenziwa phakathi kwezinsuku ezi-2 kuya kwezi-3 zokusebenza kulandela isicelo, nokho isikhathi sokukodwa inkokhelo I-SEPA e-Europe ithi amahora angama-24. Phakathi nokuhlolwa okuthile, abasebenzisi be-inthanethi baphawule ukubambezeleka phakathi kwamabhange ahlukene kusukela ku-D+1 kuya ku-D+2.
Kungani ukudlulisa kwami kuthatha isikhathi eside kangaka? Uma umyalelo we inkokhelo ikhishwe ngoLwesihlanu (noma ngempelasonto), ngokuvamile izothatha isikhathi eside isikhathi. Amabhange awasebenzi ngeMigqibelo namaSonto (kwesinye isikhathi ngisho nangoMsombuluko) ngakho-ke kuzodingeka ulinde kuze kuqale isonto elilandelayo ukuze uthole inkokhelo.
Kufika nini ukudluliswa kwemali okwenziwe ngoLwesine?
Yiziphi izikhathi zokugcina zokuthola ukudluliswa?
Usuku lokukhishwa kwe inkokhelo | Usuku lokutholwa kwe inkokhelo , ngebhange elivulwa kusukela ngoLwesibili kuya ngoMgqibelo | Usuku lokutholwa kwe inkokhelo , ngebhange elivulwa kusukela ngoMsombuluko kuya kuLwesihlanu |
---|---|---|
UMsombuluko | ULwesine | ULwesithathu |
Ngo-Mardi | ULwesine | ULwesine |
ULwesithathu | ULwesihlanu | ULwesihlanu |
ULwesine | ngoMgqibelo | UMsombuluko |
• 19 Okthoba 2020
Ikuphi ukudlulisa okusheshayo? Njengamanje, i-Boursorama Banque ne-Fortuneo zinikeza izinketho ezingcono kakhulu inkokhelo khona manjalo. I-Boursorama inikeza ukufinyelela kwamahhala kulolu hlobo lwe inkokhelo kuze kufike ku-€500 ngenyanga inkokhelo ngesikhathi samahora angama-24. Ngokuqondene neFortuneo, uphahla kungaphezulu iphezulu nge-€2.
Ingabe ukudluliselwa kungafika phakathi nosuku?
Amaseva asebhange unga kwenze konke journée. VS 'kuyinto ngakho-ke isikhathi sokukhishwa esinqumayoukufika ku-akhawunti yakho. Uma ibhange liqala ngokushesha inqubo, lihamba ngokushesha njengoba amasheke enziwa ngokushesha. VS'kuyinto icala ngezikhathi lapho abasebenzi besebenza.
Ngazi kanjani uma ukudluliselwa kwebhange kuyaqhubeka? A ukudlulisa kuyaqhubeka lapho lesi kuyinto esevele ifakwe ku-akhawunti yomzuzi. Ukulandelwa kwe-a inkokhelo en inkambo kungenziwa ngezindlela eziningi, kungaba ngokuthintana ne-akhawunti yakhe yamanje ku-inthanethi noma ngokucela ulwazi ebhange lakhe ngalo msebenzi.
Ungakufakazela kanjani ukuthi senze ukudluliselwa?
Uma wenza a inkokhelo ku-akhawunti yakho yasebhange, ungathola isiqinisekiso salokhu inkokhelo endaweni yamakhasimende akho. Vele uchofoze kokuthi “Finyelela eyami ukudluliselwa” bese kuthi “Umlando wami ukudluliselwa".
Kungani ngingakutholi ukudluliswa kwami okusheshayo? Kungenzeka ukuthi umuntu ngemuva inkokhelo (iklayenti) lenze iphutha ngenkathi lifaka imininingwane yakho yasebhange (ikhodi esheshayo ne-IBAN). Uma inombolo eyodwa kuphela engalungile uma ufaka inombolo inkokhelo, ibhange ne ibona pas i-akhawunti yakho kanye nenkokhelo ne angakwazi-ke pas thatha indawo.