Uma ukudonswa kwemali okuqondile sekukhishiwe futhi i-akhawunti yakho isikhishiwe, unamaviki angu-8 kusukela ngedethi i-akhawunti yakho edonswe ngayo. cela ukubuyiselwa imali. Qhubekela ekunqatshweni kwedebithi ngokuqondile ngokuzimela okuphelele endaweni yamakhasimende akho nickel "Ungenza Noma yini".
Ngenye indawo, Ungaphikisana kanjani nomsebenzi wasebhange? Kwanele ukuthi ikhasimende lixhumane nebhange Emncintiswaneni l 'ukusebenza ophikisiwe: ibhange lidingeka ukuthi libuyisele imaliukusebenza kwaphikiswana. Nokho, ukufaka isikhalazo kungase kudingeke umaukusebenza okukhulunywa ngayo kwenziwa kulandela ukwebiwa kwekhadi yasebhange.
Ngiyithola kanjani imbuyiselo ngemva kokudonswa kwemali okuqondile? Ungaphikisa a isampula, oyigunyazile, nganoma yisiphi isizathu. Unesikhathi esingamaviki angu-8, kusukela emalini edonswayo ku-akhawunti, ukuze ubuze ibhange lakho nokubuyisela yenani elidonswe imali.
Uyithola kanjani imbuyiselo yedebhithi ehlukumezayo? Ukuhoxiswa okungafanele : indlela yokuthola imbuyiselo ? Empeleni, umthengi olimele kufanele ethule sa isicelo nokubuyisela à sa ibhange ngaphambi kokuphela kwesikhathi samaviki angu-8 kusukela ngosuku imali edonswe ngalo.
Nokho, ungaphikisa kanjani ukudonswa kwemali okuqondile?
ngoba vimba ukudonswa kwemali okuqondile okuzenzakalelayo (ngakho-ke kuyinqubo yesikhashana), kufanele udlule ebhange lakho. Ungaya kwikhawunta yegatsha lakho, wenze i-aphoyintimenti nomeluleki noma uxhume ebhange lakho le-inthanethi (iwebhusayithi noma isicelo seselula).
Kuthatha isikhathi esingakanani ukuphikisa umsebenzi wasebhange?
Phikisa okwenziwayo evela esitatimendeni sakhe de compte
Uma inani lemali edonswayo ngokuqondile lidlula inani elilindelekile, kufanele ubike lokhu ebhange lakho, kungakapheli a Usizo 8 amasonto. ngoba Les imisebenzi okungagunyaziwe noma akwenziwe kabi, i isaziso kuyinto de Izinyanga eziyi-13 ngemuva kosuku lokudonswa kwemali.
Uyithola kanjani imbuyiselo yokuthenga ngekhadi lesikweletu? Uma kwenzeka inkokhelo ngu Ikhadi lasebhange, le nqubo engaziwa ikuvumela ukuthi uthole ifayela le nokubuyisela wakho Achat. Ukufeza lokhu, udinga nje ukuthintana nomeluleki wakho wasebhange, ukuze wenze isicelo "sokubuyisela emuva", noma ukukhokhela ukubuyisela ngesi-French.
Ungayithola kanjani imbuyiselo yedebithi eqondile ebhange lakho? Ungaphikisa a isampula, oyigunyazile, nganoma yisiphi isizathu. Unesikhathi esingamaviki angu-8, kusukela emalini edonswayo ku-akhawunti, ukuze ubuze eyakho ibhange, lo nokubuyisela yenani elidonswe imali. Ukuqhubekela phambili: Legifrance le isampula kwezobuciko L 133-18 kuya ku-L 133-25 et s. vs.
Ngiyicela kanjani imbuyiselo ebhange?
Xhumana nebhange lakho ukuze ubike iphutha futhi cela un nokubuyisela. Lokhu kungenziwa ngomlomo kanye/noma ngeposi elibhalisiwe. Uma kungekho mpendulo enikeziwe, ikhasimende lingathinta umnyango wezikhalazo we ibhange noma umphathi wegatsha.
Ungayithola kanjani imbuyiselo ebhange lakho? Xhumana neyakho ibhange ukucela inqubo yokukhokhela emuva. Ukucela a nokubuyisela ngenqubo yokukhokhela emuva, xhumana neyakho ibhange. I-Chargeback inikezwa ngempela amabhange yizinkampani zamakhadi asebhange (CB, VISA, Mastercard, njll.) futhi kukuwe ibhange ukuzicelela bona.
Ngiphikisana kanjani nenkokhelo yekhadi lesikweletu?
Kuyancomeka ukuthi uthumele incwadi yakho ye kuzobe wokusebenza ngo Ikhadi lasebhange ngemeyili ebhalisiwe evuma ukuthi uyitholile. Ibhange lizoba nezinsuku eziyi-10 ukusuka osukwini lokutholwa ukuze liphendule isicelo sakho kulo Emncintiswaneni idebithi nge Ikhadi lasebhange.
Ngiyicela kanjani imbuyiselo ebhange lami? Uzodinga: Xhumana nebhange lakho ukuze ubike iphutha futhi cela ukubuyiselwa imali. Lokhu kungenziwa ngomlomo kanye/noma ngeposi elibhalisiwe. Uma kungekho mpendulo enikeziwe, ikhasimende lingathinta umnyango wezikhalazo we ibhange noma umphathi wegatsha.
Ingabe kuyakhokha ukuphikisa ukudonswa kwemali okuqondile?
Iningi lezikhungo zamabhange, lokho noma ngabe amakhawunta amabhange endabuko noma amabhange aku-inthanethi, ungakhokhisi noma yiziphi izimali uma kwenzeka uvimba nomaukuphikisa ukudonswa kwemali okuqondile ku-akhawunti yokuhlola. Ngokufanayo, ukusetha a isampula othomathikhi kuyinto ngokuvamile mahhala.
Ibhalwa kanjani incwadi yokuphikisa?
Nkosikazi, Mnumzane, Ngokushesha ngemva kokubona ukuthi isheke lami lintshontshiwe, nga ukuphikiswa ekusungulweni kwakho, [ngosuku] at [amahora]. Ngiyaqinisekisa kuwe, ngalolu suku olufanayo, ngo ezibhaliwe, isimemezelo sami seukuphikiswa okuhlobene namasheke amafomu anenombolo ukusuka ku-[inombolo] kuya ku-[inombolo].
Ingabe ukudonswa kwemali okuqondile kungabanjwa? Ngempela, ukwenqatshwa kwe isampula uma i-akhawunti yakho kuyinto okweletayo uyakwenzakuyinto hhayi njalo ngokushesha. Nokho, konke kuzoncika eminqamulajuqu esetshenziswa yibhange lakho. Ngakho ukwenqatshwa kwe isampula ngebhalansi enganele unga fika phakathi kwezinsuku ezi-3. ekushiyayo kancane isikhathi sokuxazulula isimo.
Ngiphikisa kanjani inkokhelo? Ibhange libe seliba nezinsuku zokusebenza eziyi-10 ezilandela usuku lokwamukela isicelo sakho sokubuyisela imali noma ukuthethelela ukwenqaba kwalo ukwenza kanjalo. Uma amukela, umsebenzi oyingxabano uzobuyiselwa kuwe ngokushesha futhi ngokugcwele.
Ngiyiphikisa kanjani inkokhelo eyenziwe ngekhadi lami lasebhange?
ngoba phikisa inkokhelo eyenziwe ngekhadi lakho lasebhange : – Qala ukuphikisa Ikhadi lakho kusukela wena indawo yekhasimende noma ngokuthinta isikhungo esiphikisayo ku-(+33) 09 69 39 77 77 (ucingo olungakhokhiswa ngaphandle noma iyiphi inhlawulo eyengeziwe, izinsuku ezingu-7 ngesonto, amahora angu-7 ngosuku).
Ungabuyiselwa kanjani uma kwenzeka ukuthengwa kwe-inthanethi nokungalethiwe? - Uma kungekho ukulethwa ngaphakathi komkhawulo wesikhathi, i-athikili L216-2 yeKhodi Yabathengi ivumela umthengi ukuthi acele ukunqanyulwa kwenkontileka ukuze athole nokubuyisela we-oda non yamukelwe. Umthengisi kufanele aqhubekele ku nokubuyisela phakathi nesikhathi esiphezulu esiyizinsuku eziyi-14 kusukela ekucelweni kwekhasimende.
Ungayithola kanjani imbuyiselo nge-Visa?
Kwakho uthole imbuyiselo nge-Visa, imibhalo kufanele ihlinzekwe. Kubandakanya nobufakazi bokuthi ulukhokhele uhambo ngekhadi lakho lasebhange. Kanye nencwadi efingqa izimo zesimangalo kanye nezangempela zamathikithi akho endiza, inkontileka yokuqasha imoto noma amaphasi e-ski kuye ngesimangalo.
Uthini umnqamulajuqu wokubuyiselwa imali ngekhadi lesikweletu? Kuthatha phakathi kwezinsuku eziyi-9 neziyi-14 zokusebenza ngoba phatha a nokubuyisela. Ngokuvamile, amakhasimende akhokhe nge- Carte I-Visa noma i-Mastercard ingase ibone umsebenzi osalindile ku-akhawunti yawo banking for le nokubuyisela Ezinsukwini ezi-1 kuye kwezingu-3 ngemuva kokuqala kwenqubo nokubuyisela.