Vele ushayele inombolo elandelayo: Oxhumana naye we-Predica ucingo: 01 43 23 03 33.
Kwenye indawo, Ngingasilandela kanjani isicelo sami? Uma umemezele eyakho eliyingozi kummemezeli wewebhusayithi-mon-eliyingozi.fr, ungakwazi suivre ngesikhathi sangempela izigaba ezahlukene zokuphatha ifayela lakho endaweni yakho yomuntu siqu.
Ungawuthola nini umshwalense wakho wempilo? Ngokomthetho, umshwalense unenyanga eyodwa yokukhokha inhloko-dolobha kubazuzi, kusukela ekutholeni ifayela eliphelele. Ngakho-ke kuyatuseka ukuthi uthumele wonke amadokhumenti asekelayo ngeposi elibhalisiwe ngokuvuma ukuthi ulitholile ukuze wazi usuku lokuqala kwalesi sikhathi.
Iyini i-M Predica? I-Predica (isifinyezo se-Prévoyance dialogue du Crédit Agricole) kuyinto inkampani yomshwalense womuntu siqu, inkampani ephethwe yi-Crédit Agricole Assurances. Inkampani inikeza umshwalense wempilo, ukonga komhlalaphansi kanye nezinkontileka zomshwalense we-provident.
Nokho, ngiyinqamula kanjani inkontileka yami ye-Predica?
Kukhona indlela eyodwa kuphela aphule isivumelwano umshwalense I-Predica : i-imeyili ebhalisiwe evuma ukuthi uyitholile. Lena ukuphela kwendlela ehlinzekwe yiKhodi Yomshwalense.
Ungaxhumana kanjani ne-sogessur?
Ukuze ulungise umshwalense wakho we-Auto, ungakwazi thintana no-Sogessur ku-(+33) 0 969 329 969 (ucingo olungakhokhiswa, intengo yocingo lwasendaweni), ngoMsombuluko kuya kuLwesihlanu kusukela ngo-9 ekuseni ukuya ku-19 p.m. nangoMgqibelo kusukela ngo-9 ekuseni ukuya ku-17 ntambama.
Ungaxhuma kanjani ku-sogessur? Ngena ngemvume
- Isinyathelo 1. Iya kufayela le- uxhumano de Ngena ngemvume ngesixhumanisi esisemthethweni ngezansi.
- Isinyathelo 2. Ngena ngemvume usebenzisa igama lakho lomsebenzisi nephasiwedi.
- Isinyathelo 3. Isikrini se uxhumano ibonakala lapho i- uxhumano iphumelele.
- Isinyathelo 4.
Kuyini ukuphathwa kwezicelo? i umbambi wezicelo indoda (noma owesifazane) wezimo eziyingozi. Kuyangenelela uma isimo singahambi kahle bese ikhasimende lifuna isinxephezelo kulandela umcimbi elikhiphe inkontileka yawo.
Indlela yokubuyisela imali kumshuwalense wokuphila?
ngoba alulame izimali ezibekwe kwinkontileka yakho yomshwalenseumshuwalense wempilo, kufanele uxhumane nomshwalense wenkontileka yakho noma okungenani umsabalalisi (ibhange, umdayisi we-inthanethi, njll.).
Ukhokhwa kanjani umshwalense wempilo? Le inkokhelo kungenziwa nganoma iyiphi indlela:
- Isheke lasebhange;
- ukudluliselwa kwebhange,
- ukudonswa kwemali okuqondile,
- ikhadi lesikweletu;
- izinhlobo. Ku yini ngokheshi, inani lilinganiselwa ku-€1000 ngonyaka.
Indlela yokukhipha imali kumshuwalense wokuphila?
Azikho izimo zokuthi "uvule" ngaphakathi isiqinisekiso-ukuphila (khetha igama elithi redemption). Okufanele ukwenze ukufaka isicelo sakho ebhange noma kumshwalense. Ukuhlengwa kungaba: Ngokwengxenye: ofakwe kumshwalense uhoxisa ingxenye yemali enkulu kanye nezinzuzo kanye nenzalo ebanjwe kwinkontileka.
Iyini i-Predica LCL? I-Predica – inkampani yomshwalense womuntu siqu, inkampani engaphansi kwe-Crédit Agricole SA, inkampani ephethwe yiKhodi Yomshuwalense - SA enenhlokodolobha ekhokhelwe ngokugcwele engu-€1, ihhovisi layo elibhalisiwe kuyinto ku-50/56 rue de la Procession, 75015 Paris.
Ngingakwazi ukukhipha wonke umshwalense wami wempilo?
YEBO - Ungenza ukuhlengwa okuyingxenye noma okuphelele (ukuhoxa) nganoma yisiphi isikhathi. Ungakwazi ukuhoxisa imali yakho umshuwalense wempilo ngaphambi nangemva kweminyaka eyi-8. Imali yakho ihlala ikhona. Ukuhlengwa kungenzeka nganoma yisiphi isikhathi ngisho kusukela onyakeni woku-1.
Uyini umshwalense wempilo we-Credit Agricole?
ukonga isikhathi eside,umshuwalense wempilo ikuvumela ukuthi uxhase ngezimali amaphrojekthi akude, wengeze imali yakho yomhlalaphansi noma udlulisele imali kubantu obathandayo ngohlaka lwentela olunenzuzo.
Ungawukhansela kanjani umshwalense we-Credit Agricole? Incwadi ebhalisiwe ethunyelwe ngqo ehhovisi elikhulu lasePacifica iyindlela eqondile nephephile yokucela isicelo ukuqedwa noma ukungavuselelwa kweisiqinisekiso imoto noma ikhaya credit Agricole. Isicelo sakho siyabhekwa kusukela ngosuku othunyelwe ngalo, uphawu lokuposa luyiqiniso.
Ungawukhansela kanjani umshwalense wakho wempilo nge-Crédit Agricole? Ungaqeda nini a isiqinisekiso du credit Agricole ? Ngemuva kwalokho uzodinga ukuthumela incwadi ye ukuqedwa kunconywe ngaphambi kwalo mnqamulajuqu wonyaka, nesaziso sezinyanga ezimbili. Ngenxa yomthetho we-Chatel, uzokwaziswa mayelana nokusondela kwalolu suku lokugubha unyaka ngokuthola isaziso sokuphelelwa yisikhathi.
Inganqanyulwa nini inkontileka yomngcwabo?
Mayelana ne- ukuqedwa womshwalense wakho umngcwabo, ungashintsha umqondo wakho kufikela ezinsukwini ezingama-90 ngemuva kokubhalisa owakho inkontileka. Lokhu kubizwa nge-faculty of renunciation.
Ungasimemezela kanjani isimangalo sika-Sogessur? Ngoba ukumemezela wena eliyingozi yokuhlala, shayela Sawubona Izimangalo ku-(+33) 09 69 32 73 26 (ucingo olungakhokhiswa, intengo yocingo lwasendaweni) ngoMsombuluko kuya kuLwesihlanu kusukela ngo-9 ekuseni ukuya ku-19 p.m. nangoMgqibelo kusukela ngo-9 ekuseni ukuya ku-17 ntambama.
Ungayinqamula kanjani inkontileka ye-Sogessur?
Indlela yokwenza i- ukuqedwa ? Ukukhanselwa kwe-a inkontileka umshwalense I-Sogessur ngokuvamile kwenziwa ngokuthumela incwadi ngeposi ebhalisiwe evuma ukuthi uyitholile. Ukuthumela le ncwadi kuphela okungaqinisekisa ukuthi isicelo somshwalense sizonakekelwa, kungakhathaliseki ukuthi yisiphi isizathu.
Ngingayithola kuphi inombolo yenkontileka ye-Sogessur? Ungashayela Sawubona Izinkontileka au inombolo 09 69 32 99 69 (ucingo olungakhokhiswanga, lutholakala ngoMsombuluko kuya kuLwesihlanu kusukela ngo-9 ekuseni kuya ku-19 ntambama futhi le NgoMgqibelo kusukela ngo-9 ekuseni ukuya ku-17 p.m.) nganoma yiluphi ulwazi oluhlobene neyakho inkontileka noma yisiphi isicelo sokushintsha eyakho inkontileka.