Ukuthola i- I-RIB emizuzwini emi-5, vakashela ugwayi wakho we-Nickel ngale: Umazisi wakho; Ifoni yakho; 20€ ukuthenga ibhokisi le-Nickel.
By the way, yiliphi ibhange elizovula i-akhawunti ngokushesha? Ngoba vula i-akhawunti yasebhange ngokushesha, inketho engcono kakhulu ukuphendukela ku- amabhange online noma neobanks. Lokhu kufaka i-Boursorama, i-Hello Bank, i-ING ne-Orange Bank. Futhi unenketho yokukhetha akhawunti ekhokhelwa ngaphambili njenge-N26, i-Nickel, i-Revolut noma i-Sogexia.
Ungayithola kanjani i-RIB ku-inthanethi? Ukuthola i I-RIB kuyi-Internet ilula kakhulu. Kufanele uye endaweni yamakhasimende akho bese uye ku-akhawunti yakho. Khona-ke kufanele uthole un ithebhu ephawulwe ngokwebhange layo elithi “print imininingwane yami yasebhange” noma “phrinta I-RIB".
Ungayithola kanjani i-RIB ebhange? Ungayithola kanjani i-RIB ?
- lapho uvula i-akhawunti,
- kufakwe ezincwadini zamasheke,
- ngokuvamile esitatimendeni sakho se-akhawunti,
- ngezikhathi ezithile, ngesicelo lapho kuvulwa i-akhawunti yakho.
- emshinini wokukhipha imali okuzenzakalelayo (ATM) wendawo lapho kuvulwa khona i-akhawunti yakho,
Nokho, ungayithola kanjani i-RIB mahhala?
Vula i-akhawunti ube nemininingwane yasebhange
Okulula kakhulu kwe- thola imininingwane yasebhange ngokushesha uma ungenayo i-akhawunti yasebhange ukuvula i-akhawunti ebhange inthanethi noma neobank. Kungase kube ngokuphelele khulula. Ngempela, amabhange amaningi aku-inthanethi anikela ngokuvula gratuitement i-akhawunti ye-inthanethi.
Ungayithola kanjani i-RIB nge-nickel?
Ngokuyilanda mahhala endaweni yamakhasimende akho nickel irubriki I-RIB ; Ngokuthumela I-RIB nge-SMS ku-38063 noma ku-06 33 13 48 64 (i-SMS engakhokhiswanga).
Uyini umehluko phakathi kwe-RIB ne-IBAN? Ikhodi I-IBAN i izinga lamazwe ngamazwe elikhomba i-akhawunti yasebhange eyingqayizivele. Ku Franceit kuyinto yakhiwe ngezinhlamvu ezingu-27, izinhlamvu ezi-2 nezinombolo ezingu-25, kodwa ingaba nezinhlamvu ezifika kwezingu-34. Ikhodi I-IBAN iqala ngekhodi yezwe, FR ye France, ukhiye I-IBAN Amadijithi ama-2 bese kuthi i I-RIB amadijithi ayi-23.
Ungayithola kanjani i-RIB eBelgium? Ungafaka isicelo egatsheni lakho ngokuya kwikhawunta ukuze uthole ukuthola ngqo. Ungakwazi futhi ukufaka isicelo esikhungweni samabhange esilula ku-02 762 20 00 (sivulwa kusukela ngo-7.00 ekuseni kuya ku-22.00 ebusuku phakathi nezinsuku futhi kusukela ngo-9.00 ekuseni kuya ku-17.00 ntambama ngoMgqibelo) esizokuthumelela yona ngeposi.
Ingabe kuyingozi ukunikeza i-RIB yakho kumuntu ongamazi?
Umbuzo ube usuphakama wokuhlinzeka ngayo ku-a inconnu. Qiniseka, ingozi kuyinto cishe abukho. Ngempela, ukuba nenombolo ye-akhawunti yasebhange akukuvumeli ukuthi udonse imali kule akhawunti, ukuze nje uyifake ikhredithi.
Ithini ikhodi ye-IBAN ku-RIB? Yini leyo kunekhodi ye-IBAN ? L 'I-IBAN (Inombolo Ye-Akhawunti Yasebhange Yamazwe Ngamazwe) iyinkomba ye-akhawunti yasebhange. Ngokuguqukela ezingeni le-SEPA, iI-IBAN yokweletayo yanele ukudonswa kwemali okuqondile kokuthengiselana kazwelonke kanye nokuthengiselana okuwela umngcele.
Iphi inombolo ye-IBAN?
TheI-IBAN i okukhulunywe ngakho esitatimendeni sikamazisi wasebhange ngasinye (RIB) somsebenzisi. Le RIB iqukethe izingxenye ezimbili zolwazi ezibalulekile: i-BIC (Ikhodi Yesihlonzi Sebhange), isihlonzi samazwe ngamazwe esimisiwe sezikhungo zezezimali; kanye neI-IBAN ehambisana nesihlonzi esisezingeni samazwe ngamazwe se-akhawunti yasebhange.
Yini elingana ne-RIB eBelgium? I-RIB ayikho ku Belgium.
Iyini i-RIB yasebhange eBelgium?
Le I-RIB (Amanothi obunikazi Ukubhanga) kuyinto idokhumenti equkethe umazisi womnikazi we-akhawunti yesheke kanye nolwazi lwakhe lokuxhumana yasebhange, ikakhulukazi i-BIC kanye ne-IBAN.
Iyini i-RIB yaseBelgium?
Imininingwane yasebhange (I-RIB) kuyinto isitifiketi esihlanganisa: inombolo ye-akhawunti (ifomethi ye-IBAN) kanye nekhodi ye-BIC. isibongo(izibongo), igama(amagama), ikheli(ama) umnikazi we-akhawunti. idethi eyavulwa ngayo i-akhawunti.
Yini umuntu angayenza nge-RIB? Eyodwa I-RIB ingakwazi uzocelwa ukuthi udlulisele imali ku-akhawunti yakho yasebhange (iholo, izinzuzo zomphakathi, ukubuyisela izindleko zezempilo, njll.). Yena unga futhi ingasetshenziswa, kuye ngecala, ukukhokhela izinsizakalo ezithile ngokudonswa kwemali okuqondile (isikweletu sikagesi, ukubhaliswa kwe-inthanethi, njll.).
Kungani kungadingeki unikeze i-IBAN yakho? East-il eziyingozi ze nikeza i-IBAN yakho ? Mnikeli uniquement IBAN yakhe ayikho kuyingozi ngempela, njengoba amabhange ayidinga ngokushesha nje lapho kufanele kumiswe ukudluliswa kwemali noma ukudonswa kwemali okuqondile. Ukusetshenziswa kwale khodi yisikhungo samabhange kuphelele fait ivikelekile.
Ingabe i-IBAN iyimfihlo?
Ikhodi I-IBAN n 'kuyinto pas okuyimfihlo. Iyingxenye yale mininingwane yasebhange okufanele inikezwe izinkampani zangaphandle ngemisebenzi ethile (ukudluliselwa okuzenzakalelayo noma okukodwa, ukudonswa kwemali okuqondile, njll.). Nokho, ukusetshenziswa lolu lwazi yasebhange kuyinto ivikelekile.
Ifunda kanjani ikhodi ye-IBAN? Un I-IBAN e-France iqukethe izinhlamvu ezingama-27:
- Ikhodi 2 izinhlamvu izwe.
- Ukhiye wokulawula onezinhlamvu ezi-2.
- Izinhlamvu ezi-5 ezivela Ikhodi ibhange.
- Ikhodi Amadijithi angu-5 egatsha lasebhange.
- Ikhodi Inombolo ye-akhawunti yasebhange enezinombolo ezingu-11.
- Ikhodi 2 izinombolo ze Ikhodi National.
Yiziphi izinombolo zokugcina ezingu-2 ze-IBAN?
Ngakho-ke le RIB yakhiwe ngama-23 chiffres. Ezi-5 zokuqala zimelela ikhodi yebhange lakho, ezi-5 ezilandelayo zimelela ikhodi yekhawunta yakho. Bese kuthi 11 chiffres okulandelayo kukhona inombolo ye-akhawunti yakho, kanye izinombolo zokugcina ezi-2 ziyi lokho okubizwa ngokuthi ukhiye we-RIB.
Ungakwenza kanjani ukudluliselwa nge-IBAN? Ukwamukela a inkokhelo, ukudluliswa okulula kwe-BIC /I-IBAN okwesithathu kwanele yena sifinyelele lokhu kudluliswa. Ngokufanayo ukukhipha i- inkokhelo uzodinga i-BIC /I-IBAN yomzuzi. Ungakwazi sifinyelele lo msebenzi ngqo kusuka endaweni yakho ephephile yamakhasimende.
Yiziphi izinhlamvu zokugcina ezingu-4 ze-IBAN?
Ngakho-ke le RIB yakhiwe ngamadijithi angama-23. Ezi-5 zokuqala zimelela ikhodi yebhange lakho, ezi-5 ezilandelayo zimelela ikhodi yekhawunta yakho. Bese kuba izinombolo eziyi-11 ezilandelayo kukhona inombolo ye-akhawunti yakho, kanye no-2 derniers chiffres kukhona lokho okubizwa ngokuthi ukhiye we-RIB.
Ngiyithola kanjani i-IBAN yomuntu? Uma ufuna yazi i-IBAN kusukela ku-akhawunti ye othileeyodwa, kuyodingeka umcele ukuthi akuthumele yona. Akuyona i-priori engenzeka ukuqagela noma thola wena uqoboI-IBAN kusuka ku-akhawunti yakwa- othilengaphandle kwakho. Lo muntu angakunikeza ikhodi yakhe I-IBAN wedwa.
Ungayifaka kanjani i-RIB yangaphandle?
Ukwenza ukudluliselwa kuangaphandle, kufanele kuqala irekhodi ozuzayo ngokudluliswa kwakho. Ukuze uthole ukudluliselwa ngama-euro ezweni elisendaweni ye-SEPA, hamba endaweni yakho yekhasimende, isigaba Sokudluliswa. Bese ukhetha uhlobo lokudlulisa olufunayo (isikhathi esisodwa, ngokushesha).
Ungayidlulisela kanjani i-akhawunti eBelgium? Izinhlamvu ezimbili zokuqala zekhodi zibonisa izwe lomnikazi futhi zilandelwa izinombolo ezimbalwa. Ikhodi compte 34 ubuningi bezinhlamvu. Ku Belgium, i-IBAN yenziwe ngezinhlamvu ezingu-16: BE + 2 amadijithi okuhlola + izinombolo ezingu-12 compte yasebhange.
Ungayifaka kanjani i-IBAN yangaphandle?
Amazwana iqukethe u-a I-IBAN ?
- Izinhlamvu ezi-2 zokuqala zihambisana nekhodi yezwe (ye-France, FR);
- Amadijithi angu-2 alandelayo ahambisana nokhiye wokulawula;
- Izinhlamvu ezilandelayo ezingu-23 zihambisana ne-BBAN, noma Inombolo Ye-akhawunti Yebhange Eyisisekelo.