Le Ukudluliswa kwe-SWIFT (Society for Worldwide Interbank Financial Telecommunications) kuyinto umyalo onikezwe umthengi ebhange lakhe ukuba adonse i-akhawunti yakhe ukuze afake ikhredithi yomthengisi. Yena kuyinto esetshenziselwa ukudluliselwa izimakethe zamazwe ngamazwe ngaphandle kwendawo ye-euro.
Ukwengeza, Ngilandelela kanjani ukudluliselwa kwebhange lamazwe ngamazwe? Khomba i ukudluliselwa kwamanye amazwe ethintekayo (Uhlobo lwe-Inter), 3 finyelela imininingwane ye inkokhelo, bese uchofoza okuthi “ukulandela le inkokhelo SWIFT gpi” 4 . Uyafisa suivre ngesikhathi sangempela yakho ukudluliselwa kwamanye amazwe ifakwe ku-inthanethi ku-Ma Banque Entreprise noma ihanjiswe ngabakwa-EBICS/Transnet ngemva kokubulawa yi-BNP Paribas.
Yiziphi izinzuzo zokudluliswa kwe-SWIFT? i Ukudluliswa kwe-SWIFT kuyinto indlela evikelekile yokuthumela imali phesheya. Yena kuyinto esetshenziswa iningi lamabhange ukuze ukudluliselwa ukuthengiselana kwamanye amazwe okwenziwa ngaphandle kwendawo ye-euro.
Kungani sisebenzisa i-SWIFT? Ikhodi SWIFT ngakho-ke kusiza umsebenzi wamabhange ukuze udluliselwe phakathi kwamazwe ahlukene, kodwa futhi phakathi kwezikhungo ezahlukene ngaphakathi kwezwe elifanayo! Ufuna ukwenza imali futhi uthumele imali phesheya ku-akhawunti yasebhange, kungenzeka futhi ngokushesha nge-Transferwise, manje Wise.
Ngakho-ke, yiliphi inani eliphezulu lemali edluliswayo ebhange lamazwe ngamazwe? Iningi libekela ikepisi yansuku zonke ukudluliselwa kwamanye amazwe. I-BNP Paribas the umkhawulo isibonelo ku-6000 € ngosuku. Ikepisi lansuku zonke kuyinto ephakeme nezinye izikhungo kepha a umkhawulo njalo ngenyanga kuyinto bese ilungiswa kaningi. Uzoqonda: konke kuzoncika ebhange lakho.
Kufika nini ukudluliselwa okwenziwa ngoLwesibili?
Yiziphi izikhathi zokugcina zokuthola ukudluliswa?
Usuku lokukhishwa kwe inkokhelo | Usuku lokutholwa kwe inkokhelo , okwebhange elivuliwe le Mardi NgoMgqibelo | Usuku lokutholwa kwe inkokhelo , ngebhange elivulwa kusukela ngoMsombuluko kuya kuLwesihlanu |
---|---|---|
ULwesine | ngoMgqibelo | UMsombuluko |
ULwesihlanu | Ngo-Mardi | Ngo-Mardi |
ngoMgqibelo | ULwesithathu | ULwesithathu |
Sunday | ULwesine | ULwesithathu |
• 19 Okthoba 2020
Yiziphi izinzuzo kanye nokubi kwe-bill of exchange? Les avantages de isikweletu sokuhwebelana
- kuvumela umthekelisi ukuthi aqinisekiswe ngokukhokhwa kwalesi simangalo, ongacela ukugunyazwa yibhange lomthengi ongaphandle.
- iqeda izingozi zokuguqulwa kwemali.
- la isikweletu sokuhwebelana zingadluliswa ngokugunyazwa ukuze kukhokhelwe isikweletu.
Lusebenza kanjani uhlelo lwe-SWIFT? I-fonctionne yamazwana umthetho olandelwayo SWIFT ? Inethiwekhi SWIFT ikuvumela ukuthi uthumele ama-oda okudlulisa phakathi kwama-akhawunti amabili, wenze ukudluliselwa kwe-akhawunti kuya ku-akhawunti, kanye nokuthengiselana kwemali kanye nezibambiso. Nokho, ayiphathi i-akhawunti noma igcine noma yiluphi ulwazi.
Yibuphi ububi kanye nezinzuzo zale ndlela yokukhokha?
Uhlobo
- Okunye inzuzo okuphikisana kakhulu: ukungabi bikho kwemikhondo ngesikhathi izinkokhelo, okungase kugweme noma yibuphi ubufakazi bokukhwabanisa noma umkhonyovu. nebubi : - Uma kwenzeka ukulahlekelwa noma ukweba, akunakwenzeka ukukhalaza. Abukho ubufakazi obuzofakazela ukuthi ubunemalini esikhwameni sakho.
Ngingakwazi ukudlulisa i-€20.000? Inani eliphakeme lokukodwa inkokhelo ibhange lasebhange ngebhange. Njengoba kuchaziwe ngenhla, awukho umkhawulo wesilingi owodwa inkokhelo okusemthethweni.
Ngingakwazi ukudlulisa ama-euro angu-15000?
Le inkokhelo I-Instant Online SEPA iyicala elikhethekile. Inani eliphezulu elisemthethweni eligunyaziwe izinkulungwane eziyishumi nanhlanu euros, kodwa kufanele kuxoxiswane ngayo nebhange. Akuvamile ukuthi inani eliphezulu elimisiwe selivele lifike ezinkulungwaneni eziyishumi nanhlanu euros.
I-transfer ifika ngasiphi isikhathi? Sawubona, The ukudluliselwa I-interbank yenziwa itholakale ebhange elamukelayo ngalo lolo suku lokukhishwa kwayo uma ikhishwe ngaphambi kokuthile isikhathi (ngokuvamile ngo-11-12am).
Ingabe ukudluliselwa kungafika phakathi nosuku?
Amaseva asebhange unga kwenze konke journée. VS 'kuyinto ngakho-ke isikhathi sokukhishwa esinqumayoukufika ku-akhawunti yakho. Uma ibhange liqala ngokushesha inqubo, lihamba ngokushesha njengoba amasheke enziwa ngokushesha. VS'kuyinto icala ngezikhathi lapho abasebenzi besebenza.
Ngazi kanjani uma ukudlulisa kuyaqhubeka ku-akhawunti yami?
ngoba ukwazi uma uthole imali oyilindele ku-a inkokhelo, indlela engcono kakhulu uku uthintane isitatimende sakho compte noma ukuthengiselana kwakho ngesikhala sakho seklayenti lewebhu noma ngohlelo lwakho lokusebenza lweselula lwe-Caisse d'Epargne.
Yiziphi izinzuzo ze-bill of exchange? Lapho isikweletu sokuhwebelana isetshenziselwa kakhulu ukuthengiselana phakathi kochwepheshe (B2B) kanye nezinkokhelo zamazwe ngamazwe. Ngemisebenzi yamazwe ngamazwe, a isikweletu sokuhwebelana kwenza kube nokwenzeka ukuba khona kwesicelo kanye nokubeka usuku olunqunyiwe lokukhokha.
Iyini inhloso yomthethosivivinywa wokuhwebelana? A umthethosivivinywa wokushintshana idokhumenti ebhaliwe lapho umuntu, okuthiwa i-drawer (umphakeli), enikeza okweletayo, ebizwa ngokuthi umdwebi (ikhasimende), umyalelo wokumkhokhela isamba esithile semali, ngosuku oluthile (usuku olunqunyiwe ).
Yiziphi izici zebhili yokushintshisana?
La isikweletu sokuhwebelana yidokhumenti yezohwebo enikezwa umphakeli eklayenti lakhe ngesikhathi sokuthenga. Isetshenziswa njengendlela yokukhokha, ikakhulukazi emazweni omhlaba, i isikweletu sokuhwebelana ithatha uhlobo lwekhredithi njengoba ibeka idethi yomnqamulajuqu ngemva kokunikezwa komkhiqizo noma isevisi.
Kwenziwa kanjani ukudlulisa okusheshayo? Ngoba ukwenza un ukudlulisa okusheshayo, vele uye endaweni yekhasimende lakho bese ukhetha inketho ukudlulisa okusheshayo. the inkokhelo kwenziwa ngaphansi kwemizuzwana eyi-10 phakathi kwama-akhawunti amabili. Lesi sici sitholakala amahora angu-24 ngosuku, izinsuku ezingu-24 ngesonto futhi intengo yaso iyahlukahluka ngokuya ngamabhange.
Yiziphi izinzuzo kanye nokubi kokukhokha ngesheke?
Kopisha isixhumanisi
Izinzuzo | nebubi |
---|---|
Ikuvumela ukuthi ulandelele yokukhokha | Kunzima ukusebenzisa uma kwenzeka yokukhokha phesheya |
Indlela kuphela yokukhokha izindleko ezithile (ikhentini yesikole, njll.) | Izindleko eziphezulu zezomnotho zokusebenzisa nokuvikela |
Okuvame ukwenqatshwa abathengisi |
• ngomhlaka 14 Dec. 2021
Yibuphi ububi bemali yensimbi? L'kusimo enkulu yalolu hlobo lwe monnaie ilele eqinisweni lokuthi kungenzeka ihlupheke ngenxa yokwehla kwamandla emali, ingozi yokwehla kwenani lentengo monnaie, kuye ngezimo zezomnotho nezombusazwe.
Yiziphi ubungozi bamakhadi okukhokha?
ukukhwabanisa Carte yasebhange
Uma yokukhokha ayivikelekile nge-3D, kungenzeka ukukhokha nge Carte isikweletu esintshontshiwe. Umnikazi we Carte Ibhange lingase lifake isicelo sokubuyisela emuva umsebenzi owumgunyathi. Njengomthengisi we-imeyili, ulahlekelwa umkhiqizo wakho nemali yakho.
Ngisidlulisela kanjani isamba esikhulu? Endabeni ka-a inkokhelo I-SEPA yakudala, ngokombono, akukho uphahla.
...
Ukunikeza umyalelo we inkokhelo , unokuningi ukukhetha:
- Iya kwikhawunta yakho yasebhange.
- Sebenzisa i-oda stub ye inkokhelo esencwadini yakho yokuhlola.
- Dlula ngesevisi yakho yasebhange ku-inthanethi.
Indlela yokudlulisa imali enkulu?
Ngezibalo ezinkulu, lokhu ngokuvamile kwenziwa nge-akhawunti yasebhange, nakuba ungasebenzisa futhi ikhadi lasebhange noma lesikweletu. Umhlinzeki wakho wohlobo lwemali uyobe esekwenza ukushintshanisa, futhi afake izimali, ngohlobo lwemali olusha, ku-akhawunti yasebhange yomamukeli.
Ngingakwazi ukubhala isheke lama-euro angama-20.000? Ngokomthetho, alikho inani eliphezulu elizokhishwa a hlola ibhange noma a hlola ibhange.