I-Amortization idla ngokusetyenziswa ekubhaleni phantsi kancinci kancinci iindleko zezo asethi zingaphathekiyo ezinobomi obuluncedo obuthile. Imizekelo yee-asethi ezingaphathekiyo yile amalungelo awodwa omenzi wechiza, amalungelo okushicilela, iilayisensi zeteksi, kunye neempawu zorhwebo. Ingqikelelo ikwasebenza kwizinto ezifana nesaphulelo kumanqaku afunyenweyo kunye neentlawulo ezirhoxisiweyo.
Ngokufanayo, Zeziphi iindidi ezimbini zokuhlawula amortization? Iindidi zeeMali-mboleko ezihlawulelwayo
- Imali-mboleko yemoto. Imali mboleko yemoto yimali-mboleko ethathwe ngenjongo yokuthenga isithuthi. …
- Imali mboleko yezindlu. Imali-mboleko yezindlu yimali-mboleko emiselweyo ethathwa ngababoleki ukuthenga amakhaya; banikezela ixesha elide lokukhula kunemali mboleko yemoto. …
- Imali mboleko yomntu.
Ngaba i-amortization yindleko yemali? I-Amortization yi soloko inkcitho engeyomali. Ke ngoko, njengazo zonke iindleko ezingezizo ezemali, kufuneka yongezwe kwingeniso eyintsalela ngelixa ulungiselela ingxelo engathanga ngqo yokuhamba kwemali.
Zeziphi iindleko ezihlawulelwayo? Ixabiso le-amortized yiyo inxenye eqokelelweyo yexabiso elirekhodiweyo le-asethi engatshintshiyo ehlawuliswe kwiindleko ngokuhla kwexabiso okanye i-amortization.. Ukuhla kwexabiso kusetyenziselwa ukunciphisa ngokufanelekileyo ixabiso le-asethi ebambekayo esisigxina, kwaye i-amortization isetyenziselwa ukunciphisa ngokufanelekileyo ixabiso le-asethi esisigxina engaphathekiyo.
Okwesibini Ngowuphi umzekelo we-asethi engenako ukuhlawulwa? Umzekelo wee-asethi ezingaphathekiyo
I-asethi ye-1 yebhiliyoni ye-asethi iya kususwa kwinani leminyaka nge-amortization. Ii-asethi ezingaphathekiyo zobomi obungenasiphelo, ezifana nokulunga, abahlawuliswa. Endaweni yoko, ezi mpahla zexabiso zivavanywa rhoqo ngonyaka ukwenzela ukonakaliswa, okukuthi xa ixabiso elifunyenweyo lidlule kwixabiso elifanelekileyo le-asethi.
Yintoni i-amortization yeminyaka engama-10?
Kwiipropathi zentengiso yezindlu, esinye sesona sakhiwo sixhaphakileyo semali-mboleko lixesha leminyaka eli-10 kunye ne-amortization yeminyaka engama-25. Oku kuthetha ukuba kanye ixesha le-10 leminyaka iphezulu, abanini kulindeleke ukuba bahlawule ibhaluni yentlawulo yemali-mboleko eseleyo.
ke Yeyiphi eyona ndlela ixhaphakileyo yokuhlawula amortization? IiShedyuli ze-Amortization: Iintlobo ze-5 eziqhelekileyo zokuhlawulelwa
- I-amortization epheleleyo ngexabiso elimiselweyo. …
- I-amortization epheleleyo enezinga eliguquguqukayo. …
- I-amortation epheleleyo kunye nenzala erhoxisiweyo. …
- Ukuhlawulwa ngokuyinxenye ngentlawulo yebhaluni. …
- I-amortization engalunganga.
I-amortized ithetha ntoni? I-Amortization yi inkqubo yokuhlawula amatyala ngeentlawulo eziqhelekileyo ezenziwa ngokuhamba kwexesha. Iintlawulo ezimiselweyo zihlawulela zombini inqununu kunye nenzala kwi-akhawunti, neentlawulo zenzala ziye zincinci nangakumbi kwishedyuli yentlawulo.
Yintoni i-amortization kwi-mortgage?
I-mortgage amortization ligama lemali elithi ibhekisa kwinkqubo yakho yokuhlawula imali mboleko yendlu. Xa uthatha imali-mboleko, umbolekisi wenzela ishedyuli yokuhlawula. Le shedyuli icacile kwaye, ukuba unemali-mboleko emiselweyo, ibandakanya izavenge ezilinganayo kubo bonke ubomi bemali-mboleko yakho.
Ngaba i-amortization iya kwiphepha lomncono? I-amortization isetyenziselwa ukubonisa ukusetyenziswa kancinci kancinci kwe-asethi engaphathekiyo ekuhambeni kwexesha. … I-amortization eyongeziweyo irekhodwa kwiphepha lomncono njenge-akhawunti ye-asethi, ngoko ibekwe ngaphantsi kwento yomgca wempahla yexabiso engahlawulelwayo; isixa esishiyekileyo se-asethi engaphathekiyo zidweliswe ngokukhawuleza ngaphantsi kwayo.
Yintoni umahluko phakathi kwe-capitalization kunye ne-amortization?
Ngamagama alula, i-Amortization inokuchazwa njenge ukuxhuzulwa kweendleko ezinkulu ngexesha elithile. Ukwenza imali eyinkunzi kukuzibophelela kwetyala lenkampani ixesha elide, ukongeza kwi-equity kwiphepha lomncono. I-Amortization inokubizwa ngokuba yinkqubo apho imali-mboleko inokuhlawulwa ngeentlawulo zamaxesha athile.
Ngaba i-amortization yidebhithi okanye ngetyala? Ubalo lweendleko ze-amortization a debit kwi-akhawunti yeendleko ze-amortization kunye nekhredithi kwi-akhawunti ye-amortization eqokelelweyo.
Uyibala njani i-amortization kwingxelo yengeniso?
Thabatha ixabiso elishiyekileyo le-asethi kwixabiso layo lokuqala. Yahlula loo nombolo ngokobude bobomi be-asethi. Isiphumo sisixa onokuthi usihlawule ngonyaka.
Yintoni enokwenziwa i-amortized kwiphepha lomncono?
Ukuhlawula amatyala kwenzeka xa i Ixabiso leasethi, ngokuqhelekileyo i-asethi engaphathekiyo, njengophando nophuhliso (R&D) okanye uphawu lokuthengisa, iyancitshiswa ngexesha elithile, elidla ngokuba bubomi obusebenzisekayo be-asethi.
Uhlawula njani? Thabatha ixabiso elishiyekileyo le-asethi kwixabiso layo lokuqala. Yahlula loo nombolo ngokobude bobomi be-asethi. Isiphumo sisixa onokuthi usihlawule ngonyaka. Ukuba i-asethi ayinaxabiso lentsalela, yahlula ngokulula ixabiso lokuqala ngexesha lokuphila.
Zeziphi ii-asethi ezingaphathekiyo ezihlawulelwayo? Ii-asethi ezingaphathekiyo, njengamalungelo awodwa omenzi wechiza kunye neempawu zorhwebo, zihlawulwe kwi-akhawunti yeendleko ebizwa ngokuba yi-amortization. Ii-asethi eziphathekayo zicinywa endaweni yoko ngenxa yokuhla kwexabiso. Inkqubo yokuhlawula amortization ngeenjongo zokubalwa kwemali yeshishini inokwahluka kwisixa se-amortization esetyenziselwa iinjongo zerhafu.
Yintoni i-amortization yeminyaka engama-15?
Intlawulo yemali-mboleko emiselweyo ihlawulelwa ngokupheleleyo ekupheleni kwexesha. Kwimeko ye-15 yeminyaka yemali-mboleko emiselweyo, imali-mboleko ihlawulwa ngokupheleleyo ekupheleni kweminyaka eyi-15. … Iimali-mboleko ezinemiqathango emifutshane zinenzala encinci kuba zihlawula ngexesha elifutshane.
Yintoni i-amortization yeminyaka engama-20? I-amortization ye-mortgage yi ubude kuya kuthatha ukuba uhlawule imali mboleko yakho. … Ukuba une-20% yentlawulo ephantsi, ngoko uvumeleke ukuba uhlawulwe i-amortation ukuya kutsho kwiminyaka engama-30, kodwa kwakhona loo ntlawulo inde ithetha intlawulo yenzala eninzi ngoko ayikuncedi ncam.
Yintoni i-amortization yeminyaka engama-25?
Ngokwembali, umgangatho ixesha le-amortization ibe yiminyaka engama-25. … I-amortation yexesha elide ibonelela ngeentlawulo eziphantsi zenyanga kwaye ngenxa yoku inomtsalane kubantu abaninzi. Nangona kunjalo, oko kuthetha ukuba inzala eninzi iya kuhlawulwa kubomi bemali-mboleko kwaye uya kwakha i-equity kwikhaya lakho ngesantya esincinci.
Zeziphi ezi ntlobo zine ze-amortization? Iindlela zokuhlawula amatyala zibandakanya umgca othe ngqo, ukwehla kwebhalansi, i-annuity, imbumbulu, ibhaluni, kunye ne-amortization engalunganga.
Ithini imali yokuhlawula amatyala?
Ixabiso le-Amortization lithetha, ngokubhekiselele kulo naliphi na iNqaku leSixhobo, njengawo nawuphi na uMhla wokuHlawula, imali egqitywe ngokuphinda-phinda ipesenti ebekwe ngokuchasene noMhla weNtlawulo kwiShedyuli yoRhwebo ngeSixa seNqanaba seNqaku leSixhobo..
Zingaphi iintlobo ze-amortization ezikhoyo? Nazi iintlobo ezimbini ye-amortization xa kufikwa kwintlawulo yemali mboleko. I-Sight-Line Amortization (okanye i-amortization rhoqo) yindlela elula yokuhlawula imali-mboleko.