Qu'likhadi lediphozithi ? I ikhadi lediphozithi ikuvumela ukuba wenze utshintshiselwano ngemali ngaphandle kokulinda ukuvulwa kwerejista yakho yemali. Umzekelo olandela umboniso oququzelelwe ngoMgqibelo, idiphozithi imali inokwenziwa ukusuka ngoMgqibelo ngokuhlwa ngaphandle kokulinda kusasa ngoLwesibini.
Ngendlela, yintoni i-DAT yebhanki? Ngeediphozithi zexesha okanye DAT », utyala imali yakho iinyanga ezimbalwa okanye iminyaka emininzi. Ayimangalisi loo nto! Uzuza kumvuzo onemiqathango echazwe ngexesha lokubhalisa.
Apho ukuthenga amakhadi ebhanki prepaid? I Amakhadi ebhanki i-prepaid ikhona: ngaphakathi kwebhanki yakho ukuba inxulunyaniswe ne-akhawunti zebhanki. kwi-intanethi ukuze umrhumo kwibhanki ye-intanethi okanye i-neobank (ethunyelwe ngeposi okanye kwicuba okanye ivenkile) kwicuba.
Nguwuphi umahluko phakathi kweCarte Bleue kunye neVisa? umthombo yiyo umahluko phakathi imephu IVisa yeCB inkulu kunye nekhadi CB Gold Mastercard? Mastercard kunye ivisa ziimpawu ezimbini ezikhuphisanayo. Azibonisi naziphi na umahluko enkulu malunga nokwamkelwa kwihlabathi.
Nangona kunjalo, yintoni umda we-akhawunti yokupasa?
Le incwadi A Est okwangoku i-22 euro. i plafond ye-LDD, yena, Est ibekwe kwi-euro eyi-12. i incwadi ukonga okuthandwayo (LEP) Est icace ngakumbi kuba ayikwenzi okoEst kunokwenzeka ukuvula ezimbini kuphela kwindlu efanayo yerhafu. i plafond ngoko iyahluka ngokwenani lezabelo zezabelo zosapho.
Zeziphi na ixesha kunokwenzeka ukuba DAT?
Inokuya kuthi ga kwiinyanga ezingama-84. Ixabiso dinzala ixatyiswa kube kanye ngonyaka, dimali egqitywe ekuqaleni. Isixa solu hlaziyo ke ngoko saziwa d'phambili.
Leliphi ixesha elincinci le-akhawunti yekota? Ikhontrakthi ayinakugqitywa ukuba a ubude ngaphantsi kwe 1 inyanga. Ukuba isivumelwano Est ugqibezele a ubude izimisele, iyayeka ekupheleni kweyokuqala ubude. Ukuba isivumelwano Est ugqibezele a ubude ehlaziyekayo, iyaqhubeka de i ubude iyonke ifikelelwe.
Yintoni i-DAT? i DAT (uxwebhu loyilo lwezobugcisa) Est uxwebhu oluveliswe ngumakhi wobugcisa. Ichaza kwaye ibhale yonke into qukufuneka yenziwe kwaye ibekwe endaweni yokuphumeza ngempumelelo i-architecture, ukuze kuphunyezwe iinjongo kunye nokuhlonipha imiqobo eyahlukeneyo.
Leliphi elona khadi lihlawulwayo?
Egqibelele ezinokufumaneka zebhanki i-prepaid leyo ye-neobank Nickel. Ifikeleleka kumntu wonke ngaphandle kweemeko zengeniso, ungayifumana le ezinokufumaneka zebhanki ohlawulelwa kwangaphambili iyatshajwa kwakhona kwicuba kwaye ngokuthe ngqo kwi-intanethi ngexabiso le-20 yee-euro ngonyaka.
Indlela yokufumana ikhadi lebhanki kwi-cubacconist? Nantsi inkqubo ye uthole cette Ikhadi lebhanki kwenye ye4000 icuba amaqabane: Nika i-ID esebenzayo kunye nenombolo yefowuni esebenzayo. Thenga ipakethi ye-Nickel nge-€20 (esemthethweni unyaka omnye wobhaliso) Ukufumana i-RIB kunye nokusetyenziswa Ikhadi lebhanki.
Ngawaphi amakhadi awohlukeneyo ahlawulelwayo?
Les iimephu ezahlukeneyo zebhanki ehlawulwa kwangaphambili
- Idilesi zebhanki ohlawulelwa kwangaphambili IAmerican Express. - Idilesi indlela yentlawulo yamazwe ngamazwe, ngaphandle kokutshintsha iibhanki. -Jonga amatikiti kwimiboniso. …
- Ikhadi elihlawulwa kwangaphambili MasterCard. - Idilesi ehambelana neakhawunti ye-intanethi. …
- Idilesi zebhanki ohlawulelwa kwangaphambili I-Sogexia yasimahla. - Idilesi Isinyithi.
Yintoni iVisa credit card? Isetyenziswa kumazwe ali-160 kunye nezigidi ezingama-26 zamanqaku entengiso kunye nee-ATM kwihlabathi liphela, kunye neebhanki ezingama-21 zamaqabane kunye neenkampani zezimali, IVisa na un ezinokufumaneka inkqubo yokuhlawula ekuvumela ukuba utsale imali yakho naphi na apho ukhoyo.
Zeziphi iintlobo ezahlukeneyo zamakhadi ebhanki?
Nazi différentes uluhlu: Amakhadi ebhanki ngokwesiko okanye simahla, uhlobo I-Visa Classic kunye ne-MasterCard Classic. I amakhadi ebhanki ipremiyamu, uhlobo INkulumbuso yeVisa kunye neGold MasterCard; I Amakhadi ebhanki phezulu emgceni, uhlobo I-Visa Infinite kunye ne-Mastercard World Elite.
Ziziphi iingenelo zekhadi leVisa Classic?
Enkosi kweyakho Visa Classic ikhadi, unokwenza ukuhoxiswa kunye neentlawulo eFransi nakwamanye amazwe. Uyaxhamla kuncedo lwezonyango lokubuyiswa kusapho lonke. Ukuba isihlobo esisondeleyo siyafa, iindleko zokubuyisela sont i-inshorensi, kunye neendleko zonyango kunye nesibhedlele.
Uthini umvuzo we-akhawunti yokupasa? Ugcino olukhuselekileyo
Iimali ezibekiweyo sont kuqinisekisiwe(2) kwaye ihlawulwe ngesantya esipheleleyo sonyaka se-0,05%. Ireyithi iyasebenza nge-01/04/2021, ngokuxhomekeke ekulungisweni yi-Société Générale, ngokuxhomekeke kwirhafu yengeniso kunye nemirhumo yokhuseleko loluntu.
Iyintoni inzuzo yokuba ne-akhawunti yokupasa? Iindleko sont kuncitshiswe kuncinci: ixesha elininzi, urhumo Est simahla kwaye akukho kutsalwaEst yenziwe nokuba idipozithi, ulawulo okanye ukutsalwa kwemali. Ngokunjalo, ukuvalwa kwe incwadana iimali ezisimahla kunye nezifakweyo zinokufunyanwa nangaliphi na ixesha.
Isebenza njani i-akhawunti yepasipoti?
Un i-akhawunti yokugcina (CSL) yimveliso yokonga, inzala yayo irhafisiwe kwaye iyalingana nexesha ledipozithi kunye nezixa ezihlawuliweyo. Nabantwana abancinci banokonwabela izibonelelo ze-CSL. Oku compte inokuvulwa kwakhona ngaphakathi compte edibeneyo.
Ithini ireyithi ye-akhawunti yexesha? Iakhawunti Yexeshana iinyanga ezi-6
| Iibhanki | Ireyithi ngenzondelelo | Ubuninzi bediphozithi |
|---|---|---|
| Ibhanki yaseFerratum | 0,90% | 100 000 € |
| Ityala elinye | 0,70% | Akukho mda |
| HSBC | 0,23% | 150 000 € |
Nge-Sep 27, 2021
Indlela yokuqhawula umhla?
Ukuvala i-akhawunti yekota, akukho nto ingaba lula, konke okufuneka ukwenze kukuthumela isicelo esibhaliweyo sokupheliswa kwibhanki ebamba i-akhawunti, kunye nokuvuma ukufunyanwa. Kufuneka kuqatshelwe ukuba olu hlobo lomsebenzi lukhokelela kwinani elithile lezohlwayo kumsindisi ongayihloniphi isivumelwano sakhe sokuqala.
Uthini umahluko phakathi kwedipozithi yemfuno kunye nediphozithi yexesha? definition ilizwi Idiphozithi à gama
Le idiphozithi à gama yohluka kulo mba idipozithi yemfuno, ekuvumela ukuba uhoxise imali kuyo nayiphi na into umzuzu. Ngembuyekezo yokuvala imali, i idiphozithi à gama yenza umniniyo azuze kwizinga eliphezulu lenzala.
isiphelo
Ukuqukumbela, amakhadi edipozithi ayindlela efanelekileyo nekhuselekileyo yokwenza ibhanki yakho. Zifumaneka kwibhanki yakho okanye kwi-intanethi, kwaye kubalulekile ukuthelekisa ngononophelo unikezelo olwahlukileyo ngaphambi kokukhetha lowo ofaneleka kakhulu.