kuba kule nqanaba imithetho sont ngqongqo kakhulu.
- Incwadana A, LDD, LEP. i Incwadana A ayinakugqithiselwa. …
- Iincwadi zebhanki irhafu, ii-akhawunti zexesha. Ezi iincwadana zi echanekileyo kumntu ngamnye bank . ...
- I-PEL kunye ne-CEL. Inkqubo ye ukudluliselwa ye PEL kunye CEL kunokwenzeka xa kukho utshintsho bank . ...
- I-PEA, i-akhawunti yokhuseleko. …
- I-inshurensi yobomi.
Ngaphezu koko, zithini iindleko zokuvala incwadana A? Ukuvalwa kwe-a incwadi A okanye i-LDDS
Umsebenzi uvelisa inombolo iindleko. Emva koko kuya kufuneka uvule de entsha iincwadana efanayo kwibhanki apho udlulisela khona ezinye iiakhawunti zakho. abanye iincwadana inokugqithiselwa okanye ipheliswe, ngaphandle kwayo nayiphi na iindleko.
Uzidlulisela njani zonke iiakhawunti zakho kwenye ibhanki? Vula a compte kwiindaba zakho bank. Buza ukuba ngaba inikezela 'ngenkonzo yoncedo lokuhamba zebhanki ". Uya kuthi ke athathele ingqalelo uninzi lweenkqubo ezisesikweni. Thumela iiNkcazo zakho zeSazisi ezintsha Ibhanki (RIB) ukuya kuthi imibutho okanye iinkampani (umbane, umnxeba, irhafu, njl.njl.)
Uyidlulisela njani iakhawunti yakho yebhanki kwesinye isixeko? Ufuna ukudluliselwa kwe compte ngase a autre arhente ? Ilula ngakumbi: isicelo esilula kwibhanki yakho kunye notshintsho lwakho lwearhente zebhanki iya kusebenza. Ugcina iindlela ezifanayo zokuhlawula kunye neenkcukacha zoqhagamshelwano zebhanki.
Nangona kunjalo, njani ukudlulisa iimpahla ukusuka kwibhanki enye ukuya kwenye?
Konke okufuneka ukwenze kukunika isiseko sakho esitsha i-RIB ukusuka kweyakho endala. compte kwaye usayine isigunyaziso sokushukumiseka zebhanki ukuxhamla kwinkonzo. Nangona kunjalo, ukhululekile ukuba ungayisebenzisi.
Ungayivala njani incwadana yakho A eCaisse d'Epargne?
La ICisisse d'épargne kungaba kocingo nangaliphi na ixesha i incwadi Ileta ngerejista evumayo ukuba uyifumene kwaye ixhomekeke kwisaziso senyanga enye. ngokubanzi ukungathobeli enye yezibophelelo ezivela kwisivumelwano se Incwadana AT. ikhutshwe ngosuku lokuvala Incwadana A.
Kutheni uvale i-Livret A yakhe? Ukufuduka kwebhanki, inzala ephantsi, imida kwidiphozithi kunye nezinye izizathu ezininzi zinokukhuthaza umnini we incwadi Kufuneka uyivale.
Bubuphi ubungqina bokutshintsha ibhanki? Amaxwebhu amabini abalulekileyo kufuneka ancanyathiselwe: isazisi esisemthethweni esisemthethweni (ikhadi lesazisi, incwadi yokundwendwela, imvume yokuhlala) kunye ne ubungqina indawo yokuhlala yamva nje, ingaphantsi kweenyanga ezi-3 ubudala (isaziso serhafu, amanzi, igesi okanye ibhili yombane, isatifikethi se-inshorensi, irisithi ...
Uyidlulisela njani iCaisse d'Epargne Livret A?
Ingxaki: Ngokungafaniyo neBlueprint Iyagcina Izindlu (PEL) okanye isiCwangciso Iyagcina ngezabelo (PEA), tshintshela incwadi yokupasa A ukusuka kwibhanki enye ukuya kwenye akunakwenzeka. Kuya kufuneka uqale ngokucela ibhanki yakho endala ukuba ivale eyakho Incwadana A, emva koko ulinde ukuba isebenze, ngaphambi kokuvula entsha.
Leliphi elona xesha lilungileyo lokuvala i-Livret A? Vala i-akhawunti yokonga okanye incwadi ukonga, njenge-a Incwadana A, ifuna inkqubo encinci. Iibhanki ezininzi zenza lokuvala kwi-akhawunti ngokukhawuleza ukuba kukho ngaphantsi kwe-10 okanye i-euro eyi-15. Kwakhona, konke okufuneka ukwenze kukurhoxisa zonke iimali ezityaliweyo kwaye ugqibile.
Yeyiphi imali encinci kwi-Livret A?
Abaxhamli: Nawuphi na umntu, umntu omdala okanye omncinci, umhlali werhafu okanye hayi. Inani le Incwadana Umntu ngomntu: mnye kuphela. Ukunyuka Ncinane ukuvula a Incwadana A: 10 euro. Ukunyuka ubuncinane iintlawulo kunye notsalo: 10 euro kuyo yonke imibutho ngaphandle Banque Postale (1,50 euro)
Uyidlulisela njani iakhawunti yakho yokonga? Dlulisa incwadana yakho A, LDDS okanye LEP
Kuya kufuneka ke ngoko ukhathalele ukuzivala ngokwakho, emva koko ucele ukuvulwa kwabo kwibhanki yakho entsha ukuze ukudlulisa iimpahla zakho.
Ndifikelela njani kwiakhawunti yam yokonga yeCaisse Epargne kwi-intanethi?
Yiya kwindawo EKWI de la Phuma d 'Iyagcina. Cofa kwindawo yomntu. Gcwalisa igama lomsebenzisi, emva koko igama lokugqitha. Emva koko ufikelela kweyakho akhawunti, iimveliso kunye neenkonzo kwi EKWI.
Indlela yokudlulisa imali kwiakhawunti enye ukuya kwenye?
Utshintshelo zebhanki inokwenziwa kwikhawuntara ye-a bank, ngefeksi okanye ngeposi, ngeakhawunti yePaypal okanye kwi-Intanethi. Esi sisombululo sokugqibela siyasebenza njengoko inqununu ikhululiwe kwiiyure zokuvula kwayo bank.
Iyakuba yintoni ireyithi yencwadana A ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, i Ireyithi yencwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Xa i-Livret A igcwele? Ihlawulwa nini iLivret A inzala?
| Uhlobo lomsebenzi | Kude kube ngumhla we-15 kule nyanga ikhoyo | Ukususela ngomhla we-16 kule nyanga ikhoyo |
|---|---|---|
| Idiphozithi | 16 kwaloo nyanga | Usuku loku-1 lwenyanga elandelayo |
| Ukurhoxa | Usuku lokugqibela lwenyanga edlulileyo | I-15 yenyanga |
3 feb 2022
Ubeka phi imali yakho xa i-Livret A igcwele?
I-inshurensi yobomi ibonelela ngowona mlinganiselo ungcono wokuzola/wenzuzo: onengeniso eninzi kune-a incwadi, kwaye ingaphantsi komngcipheko kune-stocks. Ngexesha elide (iminyaka emi-2 ubuncinci), okoEst inkxaso enkulu indawo yokubeka yakho Argent.
Yintoni isilingi yeLivret A ngo-2022? Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana A Est Ingxelo esuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukususela kulo mhla, kumntu ofikelele kwi- plafond, ezizezi 22 euro (ngaphandle kwenzala), inzuzo isixa 950 euro ngonyaka, ngokuchasene 229 euro ngaphambili.
Yeyiphi imali encinci ekufuneka siyishiye kwi-LDD?
Umthetho awuboneleli ngesixa-mali ubuncinane. Nangona kunjalo, uninzi lwamaziko lufuna intlawulo ephantsi ye- € 15.
Ngaba kunokwenzeka ukuba neeLivret A ezininzi? ewe ungavula iincwadana ezininzi kodwa kwiindidi ezahlukeneyo. Ngoko ke, umzekelo: Ungabhalisa kuzo zombini a Incwadana A kunye no-a Incwadana yoPhuhliso oluZinzileyo kunye noManyano. Nangona kunjalo, awukwazi ukubamba ezimbini Incwadana A, okanye ezimbini Incwadana yoPhuhliso oluZinzileyo kunye noManyano.