Yeyiphi eyona mali iphezulu yogqithiselo lwe-LCL?

Isilingi ye ukudlulisa Chez I-LCL

Au I-LCL, le isixa du ugqithiselo oluphezulu imali egunyazisiweyo ukuya kumawaka amahlanu eeuro ngentengiselwano nganye.

Ngaphezu koko, yintoni eyona mali iphezulu yokudluliselwa? Kwimeko yokudluliselwa I-SEPA ye-Classic, kwithiyori, kukho a akukho cap. Kwelinye icala, kwimeko yokudluliselwa Instant SEPA, ke imithetho sont ukuba awukwazi ukudlulisela ngaphezulu kwe-15 yee-euro ngexesha elinye ukudlulisa.

Ngaba ndingenza utshintshiselwano lwe-€20.000? Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.

Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro? Ngexabiso elikhulu kune 5 000 euro, umthengi uyamenywa ukuba ayenze kwizigaba ezininzi ukuze angagqithisi umda ophezulu we 5 000 euro. Ekubeni iimeko zihluke kwibhanki enye ukuya kwenye: ngoko ke kungcono ukubuza kunye neyakho phambi kokuba naluphi na umsebenzi.

Nangona kunjalo, ndiyazi njani isilingi yam yeLCL?

Ukufumanisa, jonga igeyiji yokusetyenziswa kweyakho plafond intlawulo ekhoyo kwisicelo I-LCL Iiakhawunti zam okanye kwindawo yakho edibeneyo. Unokwandisa ngokuzimeleyo i plafond intlawulo ngqo kwisicelo I-LCL Iiakhawunti zam okanye kwindawo yakho edibeneyo.

Ngaba ndingenza utshintshiselwano lwe-20.000 ye-euro?

Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.

Yeyiphi imali egqithiselwayo ngaphandle kobungqina? Kwimeko ka ukudlulisa SEPA, i amaxwebhu axhasayo kunyanzelekile ukusuka kwi-euro eyi-150.

Indlela yokudlulisa isixa esikhulu semali? Ngeemali ezinkulu, oku kuqhele ukwenziwa kwiakhawunti yebhanki, nangona ungasebenzisa idebhithi okanye ikhadi letyala. Umboneleli wakho wemali uya kwenza utshintsho, kwaye afake imali, kwimali entsha, kwi-akhawunti yebhanki yomamkeli.

Indlela yokudlulisa imali eninzi kwibhanki enye ukuya kwenye?

Umnini-akhawunti zebhanki unokwenza utshintshiselwano kwi-intanethi okanye kwisebe. Lo msebenzi olula ikuvumela ukuba ukudlulisa de l 'Argent ukusuka kwiakhawunti ukuya kwi-a autre ngaphandle kokubhala itshekhi.

Ndiyidlulisela njani ngaphezulu kwe-€3000 kwiBhanki yePosi? Isicelo sokunyuswa kwesilingi sinokuba ukwenza nge-imeyile okanye umnxeba kumphathi weakhawunti. Ukuqukumbela, i Ibhanki yeposi ayinyanzelisi siling ukudlulisa ngaphandle kokuba kubonelelwe ngolunye uhlobo ngumthetho okanye ngenxa yezizathu ezibambekayo ezifana nokunqongophala kwemali yokuhlawula amatyala kwi-akhawunti.

Ingaba isilingi ibuyela ku-0 nini?

Les iisilingi azibuyiselwa ke ngoko zero ekuqaleni kwenyanga nganye, kodwa ekuhambeni kwexesha ngokuhambelana nokusetyenziswa kwabathwali. Ukuba, umzekelo, ukuhoxiswa okuphezulu kufikeleleke ngoMeyi 7, kuya kufuneka ukuba ulinde kude kube ngoMeyi 14 (iintsuku ezisi-7 kamva) ukuhoxisa imali.

Ingaba isilingi iphinda ibekwe nini ku-0 LCL? THE plafond ikhadi letyala lidla ngokubalwa 7 iintsuku ukutsalwa kunye 30 iintsuku iintlawulo. Ukwenzela i plafond Ukurhoxiswa kwekhadi lebhanki, ikhawuntara iphinda isetwe kuyo 0€ ngomhla we-8 kunye neentlawulo, ngosuku emva komhla wama-30.

Uyikhupha njani imali kwiakhawunti yakho ngaphandle kwekhadi letyala?

Ukuba awunayo Ikhadi lebhanki kodwa ufuna ntoni rhoxisa imali imali, qhagamshelana nomcebisi wakho ukuze wenze ukutsalwa kwe-e-bank. Uya kukuthumelela ikhowudi nge-sms kwifowuni yakho eya kukuvumela ukuba wenze njalo susa l 'Argent au wokukhupha Credit Mutuel okanye CIC.

Ndingabhala itshekhi ye-20.000 ye-euro?

Ngokomthetho, akukho sixa siphezulu sokukhupha a uhlole ibhanki okanye a uhlole ibhanki.

Indlela yokuqinisekisa ukudluliselwa kwebhanki enkulu? Ngokuxhomekeke kumsebenzi oza kwenziwa, amaxwebhu axhasayo asoloko ecelwa ahambelana nale:

1. isazisi sokutsalwa kwemali kwikhawuntara, ukuhanjiswa kwendlela yokuhlawula (incwadi yetshekhi okanye ikhadi), njl.
2. ubungqina bendawo yokuhlala a ukudlulisa ngaphandle koMmandla woQoqosho waseYurophu.

Ndingayifaka malini ebhankini ngaphandle kobungqina? Ngokomgaqo, akukho mda kwidiphozithi yemali kwi-akhawunti yakhe zebhanki umntu ngamnye. Ngapha koko, ngaphandle somme ye 8.000 euro, i bank kuya kufuneka ukuba akucele i ubungqina kwimvelaphi yemali.

Indlela yokudlulisa i-akhawunti ukusuka kwibhanki enye ukuya kwenye?

Vula ifayile ye- compte kwiindaba zakho bank. Buza ukuba ngaba inikezela 'ngenkonzo yoncedo lokuhamba zebhanki ". Uya kuthi ke athathele ingqalelo uninzi lweenkqubo ezisesikweni. Thumela iiNkcazo zakho zeSazisi ezintsha Ibhanki (RIB) kuyo yonke imibutho okanye iinkampani (umbane, umnxeba, irhafu, njl.

Yintoni udluliselo lwakudala? A ukudlulisa interbank yi transfer classic, njengoko unokufezekisa imihla ngemihla. Lo msebenzi ubandakanya ukudluliselwa kwemali isuka kwenye i-akhawunti yebhanki iye kwenye, ezi akhawunti zimbini zilawulwa kumaziko amabini awohlukeneyo.

Ungasibhala njani isicelo sokudlulisa iakhawunti?

Ndiyakwazisa ukuba ndilitshintshile isebe lam lebhanki, ke ndicela ububele bakho ukuba udlulisele ibhalansi eshiyekileyo yebhanki yam. compte inani (chaza inani le compte) kwi compte inani (chaza inani le compte) ye-arhente ebekwe (chaza idilesi epheleleyo).

Ndingayigqithisela malini nge-Intanethi yeBhanki yePosi? “Kwinkqubo yokomeleza ukhuseleko lwemisebenzi eyenziwa kuMmandla woMthengi Internet, imiqathango yokukhupha udluliselo ngamaxesha athile iya kutshintsha. Ukususela nge-2 ka-Epreli, i plafond utshintshelo lwakho lwemihla ngemihla lusuka kwi-4000 ye-euro ukuya kwi-3000 ye-euro.

Indlela yokwenza utshintshelo ukusuka kwiBhanki yePosi ukuya kwenye iakhawunti?

Yenza utshintsho La Ibhanki yeposi

1. Yiya kwindawo yakho yoMthengi.
2. Cofa kwi Intlawulo .
3. Yongeza inani le compte ye-transmitter.
4. Faka inani le compte Umxhamli.
5. Faka Isixa.
6. Jonga ulwazi.
7. Ukuqinisekisa.