Ukuqonda iRhafu yeeNtengiso kwiiMoto eziSetyenzisiweyo eNew Jersey
Owu, iwebhu ephothiweyo yeerhafu kunye neemoto eNew Jersey! Kufana nokuzama ukukhangela i-traffic jam ngexesha lokungxama; unethemba lokufikelela kwindawo oya kuyo ngaphandle kwamaqhuma amaninzi endleleni. Masingene kwihlabathi leerhafu zentengiso kwiimoto ezisetyenzisiweyo kwiGarden State ukucima nakuphi na ukubhideka onokuba nakho.
Ukuqonda iRhafu yeeNtengiso kwiiMoto eziSetyenzisiweyo eNew Jersey
Kulungile, zibophe njengoko sijonga indlela irhafu yokuthengisa edlala ngayo indima xa uthenga imoto esele isetyenzisiwe eNew Jersey. Nasi isivumelwano – nokuba uthenga amavili amatsha okanye obuwathanda ngaphambili, irhafu yerhafu ye-6.625% iya kusetyenziswa kwixabiso lilonke lentengiso. Ke, ukuba uye wafumana isivumelwano esiswiti kwisithuthi esisetyenziswa ngobunono, qiniseka ukuba ufaka le rhafu kuhlahlo lwabiwo-mali lwakho.
Ngoku, xa kufikwa ekubaleni le mali yerhafu yokuthengisa kwiseti yakho oyithandayo yamavili, zimbini iindlela onokuthi uzithathe njengomthengisi. Ungaya esikolweni esidala ngendlela yesibiyeli serhafu echazwe kwiFom ST-75 okanye ukhethe imathematika ekhawulezayo ngokuphinda-phinda iirisithi ezirhafiswayo ngeso santya sisebenzayo se-6.625% (uyisondeze ukuya kutsho kwidesimali yesithathu kuba ukuchaneka kubalulekile!).
Ingcebiso yePro: Ukuba uye wadlula ngaphaya kwemida karhulumente ukuze uthenge imoto yakho ebalekayo kwaye ubeke ilitye elinqabileyo ukusuka kude, ungalibali ukuba xa ubhalisa isithuthi sakho esitsha esimenyezelayo (okanye esisetyenziswe ngobunono) kwi-DMV emva ekhaya, kuya kufuneka Khohlela imali yerhafu yentengiso efunekayo.
Ngoku nantsi into enika umdla! Ngaba ubusazi ukuba kukho iindlela zokuphepha ukuhlawula irhafu yokuthengisa emotweni? Ewe! Khawube nomfanekiso woku: uhamba ngenqanawa ezantsi kwiAvenue yeRhafu kwelinye lamazwe angaqondakaliyo apho iimoto zihlala ngokonwaba ngaphandle kwerhafu yentengiso. Okanye sebenzisa ithuba lokukhululwa okanye ubize iikhredithi ezithile zerhafu - iphantse yafana nokupela kodwa ngamaphepha!
Heyi ngoku ukuba ucinga ngokukhupha iqabane lakho elinamavili amane ngedola elithobekileyo – imithwalo hayi! Akukho sidingo sokuhamba emanzini amdaka erhafu yentengiso ye-NJ njengokuthengisa okanye ukunika isipho inqwelo yakho nge-$1 iwela phantsi kwendawo yesipho ekhululwe kwimiba yerhafu enjalo.
Ngaba awunokwazi ukulinda ukufumana amasuntswana anejusi ngakumbi malunga neentengiselwano zemoto? Qhubeka kwaye uvuselele ezo njini (zokuthanda ukwazi), qhubeka ufunda; sinolwazi oluthe kratya lwamafutha oluzayo oluzayo!
Indlela yokubala iRhafu yeNJ yokuthengisa kwiMoto eSetyenzisiweyo
Ukubala irhafu yokuthengisa kwimoto esetyenzisiweyo eNew Jersey, kuya kufuneka uphindaphinde ixabiso lesithuthi nge-6.625% okanye i-0.06625. Umzekelo, ukuba ujonge i-$ 15,000 yokukhwela kwangaphambili, lungiselela ukukhupha i-$ 993.75 kwirhafu yokuthengisa. Kufana nokuhlawula umrhumo endleleni ukuze ufumane imoto yamaphupha akho; awukwazi ukuyiphepha! I-NJ ayinqumli nakuphi na ukudodobala kwi-6.625%, iqinisekisa ukuba wonke umntu uyatshiphukela kwisabelo sakhe esilungileyo xa eqweqwedisa abo buhle banamavili amane.
Ngoku, xa kufikwa kwi-sleuthing out indlela lo mdlalo werhafu osebenza ngayo, khumbula ukuba irhafu yokuthengisa ayinakuxoxisana xa kuthengwa isithuthi eNew Jersey. Kufana nokumisa umngxuma osisinyanzelo kwindlela yakho yokuhamba ngenqanawa ezantsi kweSitrato esiPhambili ngesitayile ngamavili akho amatsha. Kodwa musa ukoyika! Ukubala le rhafu asiyonzululwazi yerokhethi; bamba nje ukuba ithegi yexabiso kwaye uyibethe ngaloo 6.625% inombolo yomlingo - voilà, imali yakho yerhafu yokuthengisa ityhilwe!
Bambelela kwizihlangu zakho zamahashe; kulapho izinto ziba nomdla kuzo – ngaphandle kwesiqithi serhafu yentengiso kuhambo lwakho lokuthenga imoto kunokubonakala ngathi yintsomi nje, kodwa ungoyiki! Ukuba uzifumana ukuloo meko yomlingo apho kungekho rhafu yokuthengisa ihlawulweyo yento okanye inkonzo (cue gasps), iNew Jersey ingena ngesantya esiphezulu se-6.625%. Ke nokuba uziva ngathi uTinker Bell uyaphaphatheka enqanda irhafu - lumka, umrhafi wakwaNJ uyeza!
Njengoko uzulazula kwiijijiko kunye nokujika kokuthenga okanye ukuthengisa izithuthi kwiGadi yeSiteyiti esikhulu saseNew Jersey, gcina engqondweni ezo ntlawulo zincinci zobhaliso zilinde ujike. Ungavumeli ezo ntlawulo zikhohlisayo zikubambe ungalindelanga njengoko zinokuqala ukusuka kwi-46.50 yeedola kwiimoto ezindala ukuya kwi-59 yeedola kwiimodeli ezintsha - kufana nokuhlawula umrhumo wokungeniswa kwipaki yokuzonwabisa kodwa endaweni yoko ufumane itikiti lokuhamba ngenqanawa ezantsi kwendlela yenkumbulo.
Ke kwixesha elizayo xa ucutha amanani kwaye ucinga ngokuthenga kwemoto entle esele isetyenzisiwe, khumbula: Irhafu yentengiso ngumqhubi wenqwelo-moya osebenza kunye nawe kolu hambo lweendlela zentengiselwano zemoto zaseNew Jersey – bopha kwaye ulwamkele uhambo!
Iingcebiso zokuNqanda ukuHlawula iRhafu yeNtengiso kwiMoto e-NJ
Iingcebiso zokuNqanda ukuHlawula iRhafu yeNtengiso kwiMoto e-NJ:
Ke, ujonge ukukhwela okutsha kodwa uzama ukuphepha irhafu yokuthengisa karhulumente njengepro. Musa ukoyika, mfundi unesibindi! Nazi ezinye iingcebiso ezicacileyo zokuzikhwebula kwezo ntlawulo zongezelelweyo kwaye ugcine isipaji sakho sonwabile:
- Fumana i-Eco-Friendly: Ngaba uyafuna ukuqhuba ukutshona kwelanga ngaphandle komthwalo werhafu yokuthengisa? Ukuya eluhlaza kunokuba litikiti lakho! ENew Jersey, ukurhuqa imoto ekhupha i-zero efana nebhetri yemoto yombane kunokukukhulula ekuhlawuleni irhafu yentengiso karhulumente. Kufana nokufumana imbiza yegolide ekupheleni komnyama - ihambelana nokusingqongileyo kwaye ilungele uhlahlo lwabiwo-mali!
- Cinga Ngaphandle kweTanki yeGesi: Ngelixa i-plug-in hybrid yezithuthi zombane zisenokungakulungeli ukukhululwa kwirhafu, ukujonga ezinye iindlela zepetroli kusengakongela nepeni entle. Qwalasela iingenelo zexesha elide zokhetho lwe-eco-conscious ngelixa unika iakhawunti yakho yebhanki ithuba lokuphefumla kuloo ntlawulo yerhafu.
- Hlala unolwazi: Hlala ujonge uhlaziyo lwemithetho yerhafu karhulumente kunye nenkuthazo yezithuthi ezihambelana nokusingqongileyo. Ngokuvela kunye nenkuthazo emitsha evelayo, ukuhlala unolwazi kunokukunceda ujonge imeko eguqukayo yerhafu yemoto njengengcali enamava.
- Phonononga Iinketho Zakho: Sukuzibekela imida kwiziduli zerhasi; yandisa i-horizons yakho kwaye uphonononge iintlobo ezahlukeneyo zezithuthi ezinokufanelekela ukuxolelwa kwirhafu okanye iikhredithi. Ngubani owaziyo - imoto yamaphupha akho ayinakujika iintloko kuphela kodwa ikusindise kwiirhafu ezinkulu zentengiso!
- Qhagamshelana neeNgcali: Xa ungathandabuzi, ungalibazisi ukufikelela kwiingcali okanye izibonelelo ezikhethekileyo kwizithuthi ezilungele indalo kunye nenkuthazo yerhafu. Banokukukhokela kwinkqubo yokuthenga isithuthi esingahlawuliswa irhafu ngokutyibilikayo nangempumelelo.
Khumbula, xa kufikwa ekubalekeni irhafu yokuthengisa ekuthengeni imoto yakho elandelayo eNew Jersey, ukucinga ngobuchule kunye nokuhlala unolwazi ngundoqo! Ke vuselela ezo njini zisebenzisekayo kwaye uhambe ngenqanawa usiya kugcino ngelixa usenza indawo yakho kokusingqongileyo-yimeko yokuphumelela macala onke!
Ingakanani irhafu yokuthengisa ehlawuliswayo kwimoto esetyenzisiweyo eNew Jersey?
Irhafu yokuthengisa ye-6.625% ihlawuliswa kwixabiso lentengiso yayo nayiphi na imoto entsha okanye esetyenzisiweyo eNew Jersey.
Ndingakuphepha njani ukuhlawula irhafu yokuthengisa kwimoto eNew Jersey?
Unokukuphepha ukuhlawula irhafu yokuthengisa emotweni ngokuthenga kumazwe angenayo irhafu yokuthengisa kwiimoto, ukuthatha inzuzo yokukhululwa kwirhafu yokuthengisa, okanye ukufaka iikhredithi zerhafu.
Ngaba ndingayithengisa imoto nge-$1 eNew Jersey ngaphandle kokuhlawula irhafu yokuthengisa?
Ewe, ukuthengisa imoto nge-1 yeedola okanye ukupha isithuthi kuthathwa njengesipho kwaye akukho phantsi kwerhafu yentengiso yaseNew Jersey.
Ngaba kufuneka ndihlawule irhafu yokuthengisa xa ndithengisa imoto yam eNew Jersey?
Hayi, njengomthengisi, awudingi kuhlawula nayiphi na irhafu yokuthengisa xa uthengisa imoto eNew Jersey.