– kumcebisi wakho, – koomatshini abathile I-LCL kuthulula les ugqithiselo phakathi kweeakhawunti I-LCL ukuba ubambe. Umsebenzi " ukudlulisa deferred” ayifumaneki kwii-automatons. – ngomnxeba ngokucofa ku-09 69 36 30 30(1), ukwenzela i ugqithiselo phakathi kweeakhawunti I-LCL ukuba ubambe.
Ngendlela, Ulwenziwa njani ugqithiselo lwe-LCL olucacileyo? galela ukudlulisela imali isifinyezo I-LCL , landela la manyathelo:
- Khetha " Udluliselo »
- Cofa ku “Yenza i-a ukudlulisa »
- Faka idatha yakho ukudlulisa .
- Khetha ukhetho " Intlawulo ngoko nangoko"
- Qinisekisa ukusebenza.
Yeyiphi eyona mali iphezulu yodluliselo? Kwimeko yokudluliselwa I-SEPA ye-Classic, kwithiyori, kukho a akukho cap. Kwelinye icala, kwimeko yokudluliselwa Instant SEPA, ke imithetho sont ukuba awukwazi ukudlulisela ngaphezulu kwe-15 yee-euro ngexesha elinye ukudlulisa.
Ungawonyusa njani umda wakho wokudlulisela? Eyokuqala kukuqhagamshelana nomcebisi wakho webhanki kwaye umazise le ingxaki kunye nomnqweno wakho wokuyiphakamisa isilingi eyakho ugqithiselo. Uya kuthi ke akuncede wenze olu tyando.
Nangona kunjalo, ukwenza njani ukudluliselwa kwebhanki ngokukhawuleza?
galela yenza ugqithiselo ngoko nangoko, yiya kwindawo yomthengi wakho kwaye ukhethe ukhetho ukudlulisa ngoko nangoko. i ukudlulisa yenziwa ngaphantsi kwemizuzwana eyi-10 phakathi kweeakhawunti ezimbini. Eli nqaku lifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki kwaye ixabiso layo liyahluka ngokweebhanki.
Yintoni i-express transfer?
Le udluliselo olucacileyo lu inketho edityaniswe kuvimba wemali ovumela ukutshintshelwa kwemali ekhoyo kwiakhawunti yangoku yebhanki. Umhla wokugqibela we ukudlulisa yahluka phakathi kweeyure ezingama-24 kunye neeyure ezingama-48; ukuba ukudlulisa I-SEPA ke ukulibaziseka okuphezulu kufuneka kube ziiyure ezingama-24.
Ngaba kunokwenzeka ukwenza udluliselo olukhawulezileyo? Enkosi Ku ugqithiselo olukhawulezileyo (Intlawulo ekhawulezileyo), nguye namhlanje nokwenzeka ukufumana a ukudlulisa banking malunga nemizuzwana elishumi endaweni yesiqhelo iintsuku ezimbini okanye ezintathu. Kusafunekail ukuba ibhanki yakhe inikezela ngale nkonzo.
Ngaba ndingenza utshintshiselwano lwe-5000 ye-euro? Ngexabiso elikhulu kune 5 000 euro, umthengi uyamenywa ukuba ayenze kwizigaba ezininzi ukuze angagqithisi umda ophezulu we 5 000 euro. Ekubeni iimeko zihluke kwibhanki enye ukuya kwenye: ngoko ke kungcono ukubuza kunye neyakho phambi kokuba naluphi na umsebenzi.
Ngaba ndingenza utshintshiselwano lwe-20.000 ye-euro?
Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Yeyiphi imali egqithiselwayo ngaphandle kobungqina? Kwimeko ka ukudlulisa SEPA, i amaxwebhu axhasayo kunyanzelekile ukusuka kwi-euro eyi-150.
Ngaba ndingenza utshintshiselwano lwe-€20.000?
Ubuninzi bexabiso elinye ukudlulisa ibhanki yebhanki ngebhanki. Njengoko kuchaziwe ngasentla, akukho mda wesilingi enye ukudlulisa esemthethweni.
Indlela yokunyusa umda wokudluliselwa kwebhanki yeposi? Isicelo sokubaukunyusa de plafond inokwenziwa nge-imeyile okanye ngomnxeba kumphathi weakhawunti. Ukuqukumbela, i Ibhanki yeposi ayinyanzelisi nanye plafond au ukudlulisa ngaphandle kokuba kubonelelwe ngolunye uhlobo ngumthetho okanye ngenxa yezizathu ezibambekayo ezifana nokunqongophala kwemali yokuhlawula amatyala kwi-akhawunti.
Yeyiphi eyona mali iphezulu yogqithiselo olukhawulezileyo?
Le isixa du ukudlulisa SEPA umfanekiso okhawulezayo ifakwe kwi-€ 15 ngentengiselwano nganye (imimiselo yaseYurophu). Kodwa iziko lebhanki ngalinye linokubeka izixa ngaphantsi. Boursorama caps at €500 i ugqithiselo olukhawulezileyo.
Uthini umhla wokugqibela wokudluliselwa ngoko nangoko?
Ukusukela ekupheleni kuka-2018, iibhanki zelizwe ziye zafumaneka ngokuthe ngcembe kubathengi bazo ugqithiselo olukhawulezileyo (okanye iNtlawulo ekhawulezileyo). Imalunga yokudluliselwa I-SEPA, isetyenziswe kwi-a Umda wexesha yemizuzwana eli-10 okanye engama-20, ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki, yonke imihla enyakeni.
Lusebenza njani ugqithiselo olukhawulezileyo? Intlawulo ekhawulezileyo inokwenziwa ngu ukudlulisa ngeSMS (Lydia, Paypal, Paylib, Pumpkin, njl.) okanye ngokongeza i-IBAN yomxhamli kwisicelo sebhanki somsebenzisi. THE ukudlulisa isifinyezo imisebenzi Iiyure ezingama-24 ngosuku, iintsuku ezingama-24 ngonyaka, ukungahoywa kweempelaveki neeholide zikawonke-wonke.
Lingakanani ixesha lokudluliselwa ngoko nangoko? Ukusukela ekupheleni kuka-2018, iibhanki zelizwe ziye zafumaneka ngokuthe ngcembe kubathengi bazo ugqithiselo olukhawulezileyo (okanye iNtlawulo ekhawulezileyo). Oku yi ukudlulisa I-SEPA, isetyenziswe kwi-a Umda wexesha yemizuzwana eli-10 okanye engama-20, ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-24 ngeveki, yonke imihla enyakeni.
Yimalini utshintshelo olukhawulezileyo?
Le isixa du ukudlulisa SEPA isifinyezo ifakwe kwi-€ 15 ngentengiselwano nganye (imimiselo yaseYurophu). Kodwa iziko lebhanki ngalinye linokubeka izixa ngaphantsi. Boursorama caps at €500 i ugqithiselo olukhawulezileyo.
Ixabisa malini utshintshiselwano olukhawulezileyo? Ukusukela nge-1 kaDisemba 2021, kwiibhanki ezinikezela ngenkonzo, ukukhutshwa kwe udluliselo olukhawulezileyo lu ukuhlawula ngokubanzi kunye ne-invoyisi phakathi kwe-0,50 kunye ne-1,50 ye-euro (i-euro eyi-0,95 kumyinge). Xa umyalelo Est udlule kumcebisi, ngomnxeba okanye kwi-arhente, eli xabiso linokunyuka ukuya kwi-6 euro.
Yeyiphi eyona mali iphezulu yodluliselo olukhawulezileyo?
Le isixa du ukudlulisa SEPA umfanekiso okhawulezayo ifakwe kwi-€ 15 ngentengiselwano nganye (imimiselo yaseYurophu). Kodwa iziko lebhanki ngalinye linokubeka izixa ngaphantsi. Boursorama caps at €500 i ugqithiselo olukhawulezileyo.
Yeyiphi ibhanki etshintshela ngoko nangoko? Boursorama Bank ngowokuqala bank IsiFrentshi kwi-intanethi. Ngo-2020, ibinabathengi abangaphezu kwezigidi ezi-2. Phakathi kwezibonelelo zayo ezahlukeneyo kunye neenkonzo, iBoursorama ngokucacileyo ibonelela ugqithiselo olukhawulezileyo.