Imibala ye-3D yipolisi yeinshorensi yobomi ethengiswe nguCaisse d'Épagne kwaye ngoku ivaliwe ukuba ingabhalwa phantsi. Abanini bekhontrakthi Imibala ye-3D basenako ukuqhubeka nokwenza iintlawulo kwi-inshurensi yobomi babo, kodwa ngaba iyabanceda?
Ngaphezu koko, phi kwaye njani ukutyala imali yakho? Loluphi utyalo-mali olubonelela ngembuyekezo engcono kwixesha elide?
- Tyala imali kwi-stock market nge-PEA okanye i-akhawunti yokhuseleko. I-equities ludidi lwe-asethi olubonelela ngembuyekezo ephezulu kwixesha elide. …
- Equities: utyalo-mali olukwasemngciphekweni ngakumbi...
- I-inshurensi yobomi ukuba yahlukane unyana ukugcina.
Yintoni ireyithi ye-3D yomthunzi? THE izinga ukusebenza I-3D IMITHUNZI UCAISSE D'ÉPARGNE wabhengezwa ngo-2022 kwaye wasebenza unyaka ka-2021 Est ye-2,20% ngokuchasene nomnye izinga ye 2,60% wakhonza 2021. Ungasebenzisa simulator ngasentla ukuthelekisa isivuno sekhontrakthi I-3D IMITHUNZI kunye nezinye iikhontrakthi ezahlukeneyo kwimarike.
Indlela yokuphelisa isivumelwano somthunzi we-3D? Kuba phelisa i-inshurensi yobomi bakho 3D umthunzi Caisse d'Epargne, kufuneka ubhale ileta ye Ukupheliswa apho uchaza isizathu sakho Ukupheliswa kodwa kwaye ngaphezu kwayo yonke inombolo yefowuni yakho isivumelwano.
Nangona kunjalo, lithini ixesha lokugqibela lokuhlawula i-inshurensi yobomi?
Ngokomthetho, i-inshurensi inenyanga enye galela hlawula inkunzi kubaxhamli, ukusuka de Ukufumana ifayile epheleleyo. Ngoko ke kuyacetyiswa ukuba kuthunyelwe onke amaxwebhu axhasayo ngeposi ebhalisiweyo ngokuvuma de indawo yolwamkelo galela yazi umhla de isiqendu de ce Umda wexesha.
Loluphi olona tyalo-mali lunenzuzo?
isishwankathelo
- Ixabiso lenzuzo
- Isishwankathelo.
- #1 - Imarike yemasheya, i ukufakwa le kunye inzuzo
- #2 - Real estate crowdfunding, i kunye ingeniso kwixesha elifutshane.
- #3 – SCPIs, a utyalo-mali oluhlawulayo Inyanga qho.
- #4 - Ingxowa-mali ye-euro, i ukufakwa iqinisekisiwe i kunye inzuzo
Ungayityala phi imali yakho ngo-2022 ngaphandle komngcipheko? TYALA IMALI YAKHO : 8 INDAWO UKWAZI 2022
- Tyala imali imali yakhe kwi-inshurensi yobomi.
- Isicwangciso sokugcina umhlalaphantsi.
- ii-SCPIs.
- Iimarike zemali.
- Umhlaba othe ngqo.
- Iimveliso ezicwangcisiweyo.
- Impahla yabucala.
- Utyalo-mali olunoxanduva.
Ungayityala phi imali yakho ngo-2021 ngaphandle komngcipheko? Yiyiphi indawo yokubeka ngaphandle komngcipheko en 2021 ?
- Iincwadana zembali A,
- I-PEL kunye ne-CEL ukuququzelela ukufunyanwa kwezindlu,
- Iincwadana zolutsha zigcinelwe abantu abaneminyaka eyi-12-25 ubudala,
- I-LDDS inomlinganiselo ofanayo neencwadana A,
- Ii-LEP zibekelwe amakhaya anemivuzo ephantsi,
- I-inshurensi yobomi kwiimali ze-euro zakudala,
Lithini ixabiso le-livret A ngo-2020?
Ukususela nge-1 kaFebruwari 2020 ukususela nge-31 kaJanuwari 2022, i izinga umgangatho nguEst isicelo, okanye a izinga inzala yonyaka ye-0,5% (esetyenziswe kwiinyanga ezili-11 kwi 2020 kwaye unyaka wonke ngo-2021). Ifomula yokubala i Incwadana A Est ke ngoko iya kusebenza nge-1 kaFebruwari 2020.
Yintoni i-inshurensi yobomi? Intoni Est umgaqo wei-inshurensi yobomi ? L 'i-inshurensi yobomi un isivumelwano apho i-inshurensi ithembisa, njengembuyekezo yentlawulo yeepremiyamu, ukuhlawula i-annuity okanye inkunzi kwi-inshurensi okanye abaxhamli bakhe. Ingasetyenziswa njengemveliso yokonga ixesha eliphakathi okanye elide.
Kutheni ungayivali i-inshorensi yobomi?
Ukumiselwa kokupheliswa kwekhontrakthi yakho yeSiqinisekiso-impilo ngokusekelwe kwimbali yayo yerhafu. Ngaphaya kwerhafu ngokusweleka kombhalisi wekhontrakthi yeSiqinisekiso-impilo, ukuthengwa kwakhona, isiphumo sokuvalwa kwesivumelwano, kunokubandakanya irhafu yeenzuzo kunye nolunye uxabiso kunye nerhafu yengeniso.
Uyivula njani i-Essential Millevie? Ikhontrakthi MILLEVIE Kubalulekile I-2 ifikeleleka ngentlawulo yokuqala encinci ye-500 okanye i-€ 100 ukuba umisela iintlawulo ezicwangcisiweyo ngexesha elifanayo.
Indlela yokuvula umthunzi wegrenadine?
Ukutsalwa kwemali kwikhontrakthi umthunzi wegrenadine zifikeleleka kwi-euro ezingama-250, nokuba ziphuma kanye okanye ziqhelekile. ICaisse d'Epargne nangona kunjalo ifuna ukuba ugcine ubuncinci i-euro ezingama-750 kwiinshorensi yobomi.
Kuthatha ixesha elingakanani ukufumana i-inshorensi yobomi emva kokufa?
emva ukufunyanwa kwamaxwebhu, i-inshurensi inenyanga eyi-1 galela hlawula imali. Ukusuka de ulwamkelo de isenzo yabangasekhoyo kunye nolungelelwaniso lwabaxhamli, i-inshurensi inokuqala Nceda iintsuku ezilishumi elinesihlanu galela cela amaxwebhu afunwa sisivumelwano.
Kuthatha ixesha elingakanani ukuvula i-inshurensi yobomi? i Umda wexesha zomthetho Ukuvula imali, ebekwe kwinyanga enye, ayisoloko igcinwa. Emva kokuba ifayile igqityiwe, i-inshurensi ngokusemthethweni inenyanga enye Ukuvula inkunzi (ngetshekhi okanye ukudluliselwa kwebhanki).
Indlela yokubuyisela imali kwi-inshurensi yobomi? Kuba ukufunyanwa okuzenzekelayo iimali ezibekwe kwikhontrakthi ye-inshorensi yakhoi-inshurensi yobomi, kufuneka uqhagamshelane ne-inshurensi yekhontrakthi yakho okanye ubuncinane umthengisi (ibhanki, umthengisi we-intanethi, njl.).
Yeyiphi incwadana efumana imali eninzi ngo-2022?
Njengoko kubhengezwe nguBruno Le Maire phakathi kuJanuwari, izinga Incwadana I-A inyuswe ukusuka kwi-0,50% ukuya kwi-1,00% kwi-1er uFebruwari 2022. Ukusukela kulo mhla, kumntu ofikelele kwisilingi, oko kukuthi i-euro ezingama-22 (ngaphandle kwenzala), inzuzo ifikelela kuma-euro angama-950 ngonyaka, ngokuchasene ne-euro eyi-229 ngaphambili.
Loluphi utyalo-mali oluhlawula kakhulu ngo-2022? Egqibelele utyalo-mali ukugcina ngaphakathi 2022 ngokutsho kwamaFrentshi. Ngaphandle kwembuyekezo ewohlokayo unyaka nonyaka, i-inshurensi yobomi isathathwa njengeyona mveliso ilungileyo yogcino ngamaFrentshi.
Loluphi utyalo-mali olungcono kwixesha elifutshane?
[2022] 10 UTyalo-mali Lwexesha elifutshane
- Tyala imali kwimarike yemasheya.
- I-inshurensi yobomi.
- Iiakhawunti ku gama .
- utyalo-mali kwiibhanki zangaphandle.
- Iincwadi zebhanki ezinkulu.
- Incwadana.
- UCITS.
- Izatifikethi zediphozithi.
Utyalomali phi i-50.000 yee-euro ngo-2022? Eyakho 50 000 euro inokutyalwa kwiindlela ezahlukeneyo. Ngaloo ndlela, iphothifoliyo ene-20% kwii-passbooks, i-20% kwiimali kowethu, I-30% kwi-SCPI kunye ne-30% kwizabelo ingaba yinto efanelekileyo kakhulu yokukhetha.
Kuphi ukutyala imali eyi-100 yee-euro ngo-000?
2️⃣ Eyona inshurensi yobomi 2022
I-inshurensi yobomi yi ukufakwa enokuba yisivuno esikhulu kunye nomngcipheko ophantsi xa une-10 000, 50 000, 100 000 € okanye ngaphezulu kwi uyolo ixesha elide.