Letlapeng la hau Palo ea Excel, khetha sele B4. O tla ngola ka seleng foromo e tla iketsetsa palo ea hlokomela lithahasello hore u tla kolota banka. Kenya foromo. Ho sele B4, ngola =ISPMT(B2;1;B3;B1) , ebe o tobetsa konopo ea Enter.
Ka tsela, Joang ho bala palo ea phaello ea mokoloto? Lipalo tse hlokahalang: sekhahla sa khoeli le khoeli = sekhahla sa selemo sa banka se arotsoe ka 12; MOTSAMAI hlokomela lithahasello = chelete e setseng ka lebaka la banka x sekhahla sa khoeli le khoeli; chelete e lefshoang = Tefo e sa khaotseng ea khoeli le khoeli - the hlokomela lithahasello ; chelete e setseng = Chelete e setseng ho tloha khoeling e fetileng - chelete e lefshoang.
Mokhoa oa ho etsa foromo ea lipalo ho Excel? Theha foromo e bonolo ka ipabole
- Leqepheng la calcul , tobetsa sele eo u batlang ho kenya foromo ho eona.
- Ngola letšoao le lekanang (=), le lateloe ke li-constants le li-operator (ho fihla ho litlhaku tse 8) tseo u batlang ho li sebelisa ho calcul . ...
- Tobetsa Enter (Windows) kapa Return (Mac).
Joang ho bala sekhahla sa tsoala se bonolo? Mohlala oa dipalelo
Letsete la li-euro tse 1 ka likhoeli tse 000 ka sekhahla sa selemo sa 6%. Le ba bang thahasello e bonolo, tekanyo ea nako e lekanang e tla ba 0,12 x 6 likhoeli / likhoeli tse 12, kapa 6%. Chelete ea hlokomela lithahasello e tla ba 1 x 000 / 6, kapa €100. Ka nako ea selemo se le seng, ho hlokomela lithahasello e tla ba li-euro tse 60 × 2 = 120 €.
Leha ho le joalo, mokhoa oa ho bala litefo tsa khoeli le khoeli tsa kalimo ea ntlo ea Excel?
=VPM(5%/12,30*12,180000)
- Khang ea Rate ke 5% e arotsoe ka likhoeli tse 12 tsa selemo.
- Khang ea NPM e lekana le 30 e atisitsoeng ka 12 bakeng sa kalimo ea lilemo tse 30 le 12. ditefello tsa kgwedi ka selemo.
- Khang ea VA e lekana le 180 (boleng ba hajoale ba theko ea itokisitse ).
Mokhoa oa ho bala tafole ea litefiso tsa kalimo ea Excel?
Comment etsa hae tafole d ka ' phokotso ya chelete sur ipabole ?
- tšollele khompyuta litefo tsa hau tsa khoeli le khoeli, ka foromo ea PMT (reiti, NPER, PV): PMT (sekhahla sa thekiso ea matlo/12; Nako ea kalimo*12; Chelete ea kalimo)
- tšollele khompyuta bokaalo ba tsoala ea hau: IPMT (sekhahla sa thekiso ea matlo/12; Chelete e saletseng morao; nako ea kalimo*12; Chelete ea kalimo)
Joang ho bala litefello tsa khoeli le khoeli tsa mokoloto oa thepa? Ka "m" bakeng sa palo ea e 'ngoe le e 'ngoe tefo ea khoeli le khoeli, "M" bakeng sa chelete ea mokitlane, "t" bakeng sa reiti sa sisinyehe le "n" bakeng sa palo ea maturities, foromo e tjena: m = [(M*t)/12] / [1-(1+(t/12)))^-n].
Mokhoa oa ho bala tefo ea khoeli le khoeli ho tsoa ho sekhahla? Bala palo ea hau ditefello tsa kgwedi
A siea ea leano la tefello le fanoang ke banka ea hau, u ka khona khompyuta hao tefo ea khoeli le khoeli ka eona calcul tse latelang: Kahoo, haeba u alima €300 (C=000) ho feta lilemo tse 300 (n=000) ho tsoa ho sekhahla ea 1.20% (t=0,0120), ea hau tefo ea khoeli le khoeli e fihla ho €1/khoeli.
Joang ho etsa tafole ea puseletso ea mokoloto?
Mona ke liforomo tsa lipalo tseo u ka li kenyang ho etsa mohlala oa hau tafole ho theoha ha boleng ka sebopeho sa Excel:
- Litefiso tsa khoeli le khoeli = chelete e alimiloeng x (APR/12) / 1 - (1 + APR/12) ...
- Tsoala = (chelete e alimiloeng x APR x nako ea lilemo) / 100.
- Amortized capital = litefo tsa khoeli le khoeli - tsoala.
Mokhoa oa ho bala tafole ea amortization ea mokoloto? Mona ke mekhoa ea calcul ho khutlela ho etsisa hao kemiso ea chelete ka sebopeho sa Excel:
- Litefiso tsa khoeli le khoeli = chelete e alimiloeng x (APR/12) / 1 - (1 + APR/12) ...
- Tsoala = (chelete e alimiloeng x APR x nako ea lilemo) / 100.
- Amortized capital = litefo tsa khoeli le khoeli - tsoala.
Mokhoa oa ho etsa tafole ea amortization?
Lintlha tsa bohlokoa tse fumanehang ho a kemiso ea chelete
- Letsatsi kapa nomoro ea ho qetela. …
- Chelete e loketseng. …
- Chelete (tekanyo) ea tsoala. …
- Chelete ea chelete e lefshoang ka letsatsi lena le behiloeng. …
- Litšenyehelo tsa inshorense. …
- Motse-moholo o hlahelletseng
Ho theoha ha boleng ho baloa joang? Ha re nke mohlala: o reka setša sa boleng ba €5 mme oa se batlamosamo nakong ea lilemo tse 5. Sekhahla saphokotso ya chelete e tla lekana le: 100/5 = 20%. Chelete ea ho mosamo ka hona e tla lekana le: 5 x 000% = €20.
Ke tefo efe ea khoeli le khoeli ea li-euro tse 150?
150 000 / 120 = € 1 tefo ea khoeli le khoeli. Ha ho nahanoa ka tekanyetso ea karo-karolelano ea likoloto, ka hona u tlameha ho fumana bonyane moputso de : 1 x 250 = €3.3. Ha ho hlokahale hore e fuoe motho e mong le e mong! Fora, nako e tloaelehileng ea kalimo ke de Lilemo tse 18 le likhoeli tse 6, kahoo ha re re lilemo tse 18 (likhoeli tse 216).
Ke tefo efe ea khoeli le khoeli ea li-euro tse 100?
Le 2021, tšollele mokitlane ea li-euro tse 100 lilemo tse fetang 15, ka sekhahla se tsitsitseng de 1%, litefiso tsa khoeli le khoeli li behiloe ho 598 euro bakeng sa moputso de 1 814 li-euro (litšenyehelo tsohle tsa mokoloto 7 li-euro). Ho feta lilemo tse 20, ka sekhahla se tsitsitseng de 1,20%, litefiso tsa khoeli le khoeli li theohela ho 469 li-euro, ka moputso de 1 421 li-euro (litšenyehelo tsohle tsa mokoloto 12 li-euro).
Ke tefo efe ea khoeli le khoeli ea li-euro tse 200? The tefo ea khoeli le khoeli ho se fete tšollele mokitlane ho tloha ho li-euro tse 200000 EST de 929 €.
Mokhoa oa ho bala tefo ea khoeli le khoeli? Tefo ea khoeli le khoeli = [ capital × (rate/12)]/[1 – (1 + (rate/12) – (12 × palo ea lilemo tsa tefello))] A tefo ea khoeli le khoeli kalimo ke chelete e lefuoang nako le nako, ke ho re khoeli le khoeli, 'me ha ea lokela ho feta tekanyo ea sekoloto sa mokopi.
Joang ho bala kholo ea kalimo?
Mohlala: sekhahla sa nako ea 20%, chelete e alimiloeng ea € 100, palo eapoleloana e reng ho tloha ho €50. 50 - 6,80 = €43,20 empa e lekanyelitsoe ho €34 e setseng.
Joang ho bala lichelete? Bakeng sa sena, hoa hlokahala ho thathamisa litlhoko tsohle; hore na ke litlhoko tsa dithuso tsa ditjhelete ho sebetsa (stock, puseletso ea tsoala, joalo-joalo), litlhoko tsa chelete, joalo-joalo. Hang ha litlhoko tsohle li thathamisitsoe, ho calcul e bonolo haholo: kopanya feela lipalo tse fapaneng.
U ka fumana Tafole ea Amortization ea Loan hokae?
Kemiso kapa tafole d ka 'phokotso ya chelete, e fumaneha sebakeng sa bareki ba hau karolong ea "Litšebeletso tsa ka", "Litokomane tsa ka" ebe ho "Credits". Sena ke tafole ho thathamisa lintlha tsa linako tse behiloeng bakeng sa itokisitse hore u lokela ho lefa bophelo bohle ba mokitlane.
Joang ho etsa kemiso ea ho lefa? Sebopeho sa kemiso ea nako ea kalimo
- chelete e sebelisitsoeng ho lefa tsoala.
- chelete e nehetsoeng sekhahla sa inshorense ea alingoang.
- puseletso ea chelete e lefshoang.
- chelete ea chelete e alimiloeng e setseng ka lebaka la poleloana e reng .
- kakaretso ea chelete e setseng ka letsatsi la poleloana e reng .
Joang ho theha moralo oa ho lefa?
Ha chelete e alimiloeng, sekhahla sa tsoala le nako ea mokoloto li etsoa qeto, chelete ea litefo tsa khoeli le khoeli e beoa. Joale ho hlahisoa tafole e hlalosang, khoeli le khoeli, chelete e setseng le kabelo, ho pusetso, Du pusetso thahasello le amortization.
Joang ho bala kemiso ea mokoloto? E sebeletsa ho khompyuta tsoala ea letsatsi le behiloeng: ke Periodic Rate ena e atisang ka chelete e setseng ka lebaka la ho fumana tsoala e lokelang ho lefuoa bakeng sa letsatsi lena le behiloeng. Mohlala: sekhahla sa nakoana sa 20%, chelete e alimiloeng ea €100, chelete ea kholo ea €50. 50 - 6,80 = €43,20 empa e lekanyelitsoe ho €34 e setseng.
Joang ho bala annuity ea kalimo?
Mohlala: Haeba chelete e alimiloeng C e le €1 mme phaello ea selemo e le 000%, joale annuity €100 e aroloa ka tsela e latelang: – Tswala: 1×000 = €0,06 – Amortization: €60 – 100 = €60 Kamora ho lefa sena annuity, molato o lekana feela le 1 - 000 = 40 €.
Joang ho bala puseletso ea mokoloto? 2.2 - Comment na tefo ea khoeli e entsoe?
- Chelete ea tsoala: 10% x €1 = €000
- Chelete e buselelitsoeng: €500 - €100 = €400
- Capital e setseng ho lefa : €1 - €000 = €400