Waa maxay dakhliga looga baahan yahay 400k deyn deyn ah? Si ay u awoodaan guri $400,000 ah, deyn-qaadayaashu waxay u baahan yihiin $55,600 lacag caddaan ah si ay 10 boqolkiiba hoos ugu dhigaan. 30 sano oo deyn ah, dakhligaaga bishii waa inuu noqdaa noqo ugu yaraan $8200 iyo lacag bixintaada bishiiba ee deynta jirta waa inaysan dhaafin $981. (Tani waa tusaale la qiyaasay.)
Halkan, gurigee ayaan ku bixin karaa 70k sannadkii? Intee in le'eg ayay tahay inaad ku bixiso amaahda guryaha? Marka loo eego Brown, waa inaad ku bixisaa inta u dhaxaysa 28% ilaa 36% ee dakhliga guriga ku soo gala bixinta gurigaaga. Haddii aad sameyso $70,000 sanadkii, lacagtaada aad guriga ku qaadato bishii, oo ay ku jirto canshuur dhimis, ayaa noqon doonta qiyaastii $ 4,328.
Sidee laguu oggolaadaa 500k mortgage? Xeerka wanaagsan ee suulka ayaa ah in qiimaha ugu badan ee gurigaagu uu ahaado in aan ka badnayn 2.5 ilaa 3 jeer wadarta dakhligaaga sanadlaha ah. Tani waxay ka dhigan tahay in haddii aad rabto inaad iibsato guri $500K ah ama aad u qalanto $500K deyn ah, mushaharkaaga ugu yar waa inuu dhacaa inta u dhaxaysa $165K iyo $200K.
Intaa waxaa dheer ma ku bixin karaa guri 300k ah oo mushahar 60k ah? Xeerka caadiga ah ee suulka waa in aad awoodid a deyn deyn laba ilaa 2.5 jeer dakhligaaga sanadlaha ah. Taasi waa $120,000 ilaa $150,000 deyn ah $60,000. … Amaah-bixiyeyaashu waxay rabaan maamulahaaga, dulsaarka, cashuuraha iyo caymiska - oo loo yaqaan PITI - inay noqdaan 28 boqolkiiba ama ka yar dakhligaaga guud ee bisha.
Immisa ayaan u baahanahay si aan u kasbado 750000 dayn? Haddii adiga ama qoyskaagu sameeyo inta u dhaxaysa $ 250,000- $ 300,000, waxaad joogtaa meesha ugu macaan ee aad ku qaadan karto deyn dhan $750,000 dollar. Tani waa sababta oo ah waa inaadan ku bixin wax ka badan 3X dakhligaaga sanadlaha guriga ka dib markaad hoos u dhigto 20%. Kani waa sharcigayga 30/30/3 ee iibsashada guriga.
Intee in le'eg ayaad u baahan tahay deyn deyn ah $350?
Deymaha $350k oo leh 4.5% dulsaar ah in ka badan 30 sano iyo $10k oo hoos u dhigis ah waxay u baahan doontaa dakhli sanadeedka $86,331 si aad ugu qalanto deynta. Waxaad ku xisaabin kartaa xitaa kala duwanaansho dheeraad ah oo ku saabsan cabbiradan adoo isticmaalaya Xisaabiyaha Dakhliga Loo Baahanyahay ee Amaahda.
Immisa daqli ah ayaad u baahan tahay si aad u iibsato $800000 guri? Guryaha ku jira $800,000, kaas oo ku jira kala duwanaanshaha-dhexe ee suuqyada guryaha intooda badan, xisaabiyaha DollarTimes ayaa ku taliyay iibsadayaasha inay keenaan. $119,371 cashuurta ka hor, iyada oo loo qaadanayo deyn 30-sano ah oo leh 3.25% dulsaarka. Bixinta amaahda guryaha bishiiba waxa lagu qiyaasay $2,785.
Intee guri ayaan ku bixin karaa $80 sanadkii? Markaa, haddii aad samayso $000 sannadkii, waa inaad eegtaa guryaha qiimaha u dhexeeya $240,000 ilaa $320,000. Waxa kale oo aad xaddidi kartaa kala duwanaanshiyahan adiga oo ogaanaya bixinta amaahda amaahda ah ee bishiiba. Si taas loo sameeyo, qaado dakhligaaga cashuurta ka dib, ka jar dhammaan bixinta deynta hadda ka dibna ku dhufo lambarka 25%.
Maxaa dayn ah oo aan ku bixin karaa mushaharkayga?
Xeerka guud waa in aad awoodid guri guri taaso ah 2x ilaa 2.5x dakhligaaga guud. Wadarta bixinta amaahda guryaha bishiiba mar waxay ka kooban tahay afar qaybood: maamulaha, dulsaarka, cashuuraha, iyo caymiska (oo si wada jir ah loo yaqaan PITI).
Sidoo kale intee le'eg baan ku heli karaa 650 credit score? Dhibcaha kredit 650, dulsaarka amaahda gurigaagu wuxuu noqon doonaa qiyaas 3.805%, kaas oo kugu kici doona ilaa $203,541 dulsaar ah $300,000, amaah 30 sano ah. Haddii aad ku kordhin karto dhibcaha dhibcaha 30, waxaad u taagan tahay inaad badbaadiso in ka badan $25,000.
Intee guri ayaan ku bixin karaa mushahar 120k ah?
Haddii aad samayso $50,000 sannadkii, wadarta kharashyada guriyeyntaada sannadkii waa in aanay ka badnayn $14,000, ama $1,167 bishii. Haddii aad hesho $120,000 sannadkii, waad tagi kartaa ilaa $33,600 sanadkii, ama $2,800 bishii—ilaa inta deymaha kale aysan kugu riixin in ka badan 36 boqolkiiba calaamadda.
Intee in le'eg ayaa lagaa rabaa inaad sameyso sanad si aad u iibsato $ 500000 guri? Dakhliga loo baahan yahay deyn 500k ah? + Deymaha $500k oo leh 4.5% dulsaar ah 30 sano iyo $10k oo hoos u dhigis ah waxay u baahan doontaa dakhli sanadle ah $121,582 si aad ugu qalanto deynta. Waxaad ku xisaabin kartaa xitaa kala duwanaansho dheeraad ah oo ku saabsan cabbiradan adoo isticmaalaya Xisaabiyaha Dakhliga Loo Baahanyahay ee Amaahda.
Dakhliga aad u baahan tahay $800000 amaah ah?
Guryaha ku jira $800,000, kuwaas oo ku jira kala duwanaanshaha-dhexe ee suuqyada guryaha intooda badan, xisaabiyaha DollarTimes ayaa ku taliyay iibsadayaasha inay keenaan. $119,371 cashuurta ka hor, iyada oo loo qaadanayo deyn 30-sano ah oo leh 3.25% dulsaarka. Bixinta amaahda guryaha bishiiba waxa lagu qiyaasay $2,785.
Ma iibsan karaa guri samaynta 40k sannadkii ah?
Iyadoo laga yaabo in iibsadayaashu ay weli u baahan karaan inay iska bixiyaan deynta, kaydiyaan lacag caddaan ah oo ay u qalmaan deyn deyn ah, xariiqda hoose waa iibsashada guri Mushaharka heerka dhexe weli waa suurtogal - meelaha qaarkood. Hoos, fiiri 15 magaalo oo aad ku noqon karto mulkiilaha guriga adiga oo qaadanaya $40,000 sanadkii ama ka yar.
Ma awoodi karaa guri 800k ah? Guryaha ku jira $800,000, kuwaas oo ku jira kala duwanaanshaha-dhexe ee suuqyada guryaha intooda badan, xisaabiyaha DollarTimes ayaa ku taliyay iibsadayaasha inay keenaan. $119,371 cashuurta ka hor, iyada oo loo qaadanayo deyn 30-sano ah oo leh 3.25% dulsaarka. Bixinta amaahda guryaha bishiiba waxa lagu qiyaasay $2,785.
Yaa awoodi kara guri 750k ah? Ha ku bixin wax ka badan 5-6 jeer dakhligaaga sanadlaha ah guri. Tani waa xisaabin ka fudud oo sheegaya inaad u baahan tahay dakhli sanadeedka $125,000 ilaa $150,000 si ay u awoodaan $750,000 guri. Xisaabintani waxay u malaynaysaa in heerka dulsaarka amaahda gurigaagu yahay 4-5%.
Immisa dakhli ayaad u baahan tahay si aad u iibsato $450000 guri?
Haddii aad u malaynayso xaaladda ugu wanaagsan - wax deyn ah ma lihid, dhibco fiican oo credit, $90,000 si aad hoos ugu dhigto oo aad awoodid inaad xaqiijiso dulsaarka dulsaarka 3.12% - lacag bixintaada bishiiba $ 450,000 guri waxay noqon doontaa $1,903. Taasi waxay la macno tahay in mushaharkaagu sannadlaha ahi uu ahaado $70,000 ka hor canshuuraha.
Mushaharkee ayaan uga baahanahay 500k deyn guri? Xeerka wanaagsan ee suulka ayaa ah in kharashka ugu badan ee gurigaagu aanu ka badnayn 2.5 ilaa 3 jeer wadarta dakhligaaga sanadlaha ah. Tani waxay ka dhigan tahay haddii aad rabto inaad iibsato guri $500K ah ama aad u qalanto $500k deyn, mushaharka ugu yar waa inuu dhaco. inta u dhaxaysa $165K iyo $200K.
Intee in le'eg ayaan u baahanahay guri 1.5 milyan ah?
Lacag dhan $1.5M. Guriga, iibsaduhu wuxuu u baahan doonaa inuu haysto deymo wanaagsan, kayd ama hanti dhan $300K, (daynta ka dib) waxayna u baahan doonaan inay sameeyaan ilaa $375k dakhliga guud sanadkii.
Sideen ku iibsan karaa guri malaayiin doolar ah lacag la'aan? Iibsashada Guryaha Ma-guurtada ah ee aan Lacag Lahayn
- Amaahda Lacagta. Malaha sida ugu fudud ee lagu gadan karo guri aan wax lacag ahi dhicin waa adoo amaahda lacagta hore. …
- Ka soo qaad Amaahda Jirta. …
- Kiro leh Ikhtiyaarka Iibsashada. …
- Maalgelinta iibiyaha. …
- Kala xaajoodka Lacag-bixinta Hoose. …
- Isku Bedel Hantida Gaarka ah. …
- Beddel Xirfadaada. …
- Qaado lammaane.
Waa maxay lacag bixinta bishiiba $1 milyan oo amaah ah?
30-sano, $1,000,000 deyn ah oo leh 4% qiimaha dulsaarka qiyaastii $ 4,774 bishiiba - oo waxaad ku dhammayn kartaa inaad bixiso in ka badan $700,000 oo dulsaar ah inta aad nooshahay deynta.
Ma iibsan karaa guri samaynaya $40 sanadkii? Qaado iibiye guri kaasoo sameeya $40,000 sanadkii. Qadarka ugu badan ee lacagaha la xidhiidha amaahda guryaha ee 28% ee dakhliga guud waa $933. … Intaa waxaa dheer, deyn bixiyuhu wuxuu leeyahay wadarta bixinta deynta bil kasta waa inaysan dhaafin 36%, taasoo timaada $1,200.
Waa maxay daynta aan ku bixin karo 62k sannadkii?
Xeerka caadiga ah ee suulka waa in aad awoodid a deyn deyn laba ilaa 2.5 jeer dakhligaaga sanadlaha ah. Taasi waa $120,000 ilaa $150,000 deyn ah $60,000.