Xeerka wanaagsan ee suulka ayaa ah in kharashka ugu badan ee gurigaagu aanu ka badnayn 2.5 ilaa 3 jeer wadarta dakhligaaga sanadlaha ah. Tani waxay ka dhigan tahay haddii aad rabto inaad iibsato $ 500K guri ama aad u qalanto $ 500k deyn, mushaharkaaga ugu yar waa inuu dhaco. inta u dhaxaysa $165K iyo $200K.
Halkan, Immisa guri ayaan ku bixin karaa mushahar 120k ah? Haddii aad samayso $50,000 sannadkii, wadarta kharashyada guriyeyntaada sannadkii waa in aanay ka badnayn $14,000, ama $1,167 bishii. Haddii aad hesho $120,000 sannadkii, waad tagi kartaa ilaa $33,600 sanadkii, ama $2,800 bishii—ilaa inta deymaha kale aysan kugu riixin in ka badan 36 boqolkiiba calaamadda.
Immisa amaah ah ayaan ku heli karaa dhibcaha 650? Dhibcaha kredit 650, dulsaarka amaahda gurigaagu wuxuu noqon doonaa qiyaas 3.805%, kaas oo kugu kici doona ilaa $203,541 dulsaar ah $300,000, amaah 30 sano ah. Haddii aad ku kordhin karto dhibcaha dhibcaha 30, waxaad u taagan tahay inaad badbaadiso in ka badan $25,000.
Intaa waxaa dheer intee dakhli ah ayaad u baahan tahay si aad u iibsato $800000 guri? Guryaha ku jira $800,000, kuwaas oo ku jira kala duwanaanshaha-dhexe ee suuqyada guryaha intooda badan, xisaabiyaha DollarTimes ayaa ku taliyay iibsadayaasha inay keenaan. $119,371 cashuurta ka hor, iyada oo loo qaadanayo deyn 30-sano ah oo leh 3.25% dulsaarka. Bixinta amaahda guryaha bishiiba waxa lagu qiyaasay $2,785.
Intee guri ayaan awoodi karaa haddii aan sameeyo 60000 sanadkii? Xeerka caadiga ah ee suulka ayaa ah in aad awood u yeelan karto deyn deyn ah laba ilaa 2.5 jeer dakhligaaga sanadlaha ah. Taasi waa $120,000 ilaa $150,000 deyn ah $60,000.
Intee in le'eg ayaan u baahanahay si aan u iibsado guri 700k ah?
Immisa Dakhli Ayaan U Bahanahay Amaahda 700k? Waxaad u baahan tahay inaad sameyso $ 215,337 sano ah in la bixiyo 700k deyn deyn ah.
Intee in le'eg ayaad samaynaysaa si aad u iibsato guri 800k ah? Guryaha ku jira $800,000, kuwaas oo ku jira kala duwanaanshaha-dhexe ee suuqyada guryaha intooda badan, xisaabiyaha DollarTimes ayaa ku taliyay iibsadayaasha inay keenaan. $119,371 cashuurta ka hor, iyada oo loo qaadanayo deyn 30-sano ah oo leh 3.25% dulsaarka.
Ma awoodi karaa guri 450k ah? Immisa Dakhli Ayaan U Baahan Yahay Amaahda 450k? Waxaad u baahan tahay inaad sameyso $ 138,431 sano ah in la bixiyo 450k deyn deyn ah. … Xaaladdaada, dakhligaaga bishii waa inuu ahaadaa ilaa $11,536. Lacag bixinta bishii ee 450k deyn waa $2,769.
Intee dakhli ayaad u baahan tahay si aad u iibsato 300 guri?
Tani waxay ka dhigan tahay in si aad u iibsato $300,000 guri, waxaad u baahan doontaa $60,000.
Sidoo kale waa maxay buundada credit wanaagsan si aad u iibsato guri 2020? Iibsadayaasha guryaha ee mustaqbalka waa inay higsadaan inay helaan buundooyin credit 760 ama ka weyn si aad ugu qalanto heerka ugu wanaagsan ee dulsaarka guryaha. Si kastaba ha ahaatee, shuruudaha buundada credit ugu yar way kala duwan yihiin iyadoo ku saleysan nooca deynta aad qaadato iyo cidda caymisay deynta.
Waa maxay dhibcaha dhibcaha aad u baahan tahay si aad guri u iibsato 2021?
Maamulka Guriyeynta Federaalka, ama FHA, wuxuu u baahan yahay buundada buundada ugu yaraan 500 si aad guri ugu iibsato deyn FHA ah. Ugu yaraan 580 ayaa loo baahan yahay si loo sameeyo bixinta ugu yar ee 3.5%. Si kastaba ha ahaatee, amaah-bixiyeyaal badan ayaa u baahan dhibco ah 620 ilaa 640 si ay ugu qalmaan.
Mushaharkee ayaad u baahan tahay si aad u iibsato guri 1.5 milyan oo doolar ah? Lacag dhan $1.5M. Guriga, iibsaduhu wuxuu u baahan doonaa inuu haysto deymo wanaagsan, kayd ama hanti dhan $300K, (daynta ka dib) waxayna u baahan doonaan inay sameeyaan ilaa $375k dakhliga guud sanadkii.
Mushaharkee ayaan u baahanahay si aan u helo guri 1 milyan oo doolar ah?
Khubaradu waxay soo jeedinayaan inaad u baahan karto dakhli sanadle ah inta udhaxeysa $ 100,000 ilaa $ 225,000, iyadoo ku xidhan xogtaada dhaqaale, si aad u hesho $1 milyan guri. Saamiga deynta-to-income (DTI), dhibcaha deynta, bixinta hoos u dhigista iyo heerka dulsaarka dhammaan qodobbada ku jira waxaad awoodi karto.
Immisa amaah ah ayaan ku bixin karaa mushahar 200k ah?
Amaahda amaahda ah ee mushaharka 200k, adoo isticmaalaya qaanuunka 2.5, waxay la macno tahay inaad awoodid $500,000 ($200,00 x 2.5). Iyada oo leh boqolkiiba 4.5 dulsaarka dulsaarka iyo muddada 30-sano ah, lacag-bixintaada bishii waxay noqon doontaa $2533 waxaadna bixin doontaa $912,034 inta lagu jiro nolosha amaahda amaahda ribada awgeed.
Intee ayaan u baahanahay si aan u bixiyo guri 400k ah? Waa maxay dakhliga loo baahan yahay 400k deyn deyn ah? Si aad u iibsatid guri $400,000 ah, deyn-qaadayaashu waxay u baahan yihiin $55,600 oo caddaan ah si loo dhimo 10 boqolkiiba. Markaad haysato deyn 30-sano ah, dakhligaaga bishii waa inuu ahaadaa ugu yaraan $8200 iyo bixintaada bishii ee deynta jirta waa inaysan ka badnaan $981.
Intee in le'eg ayaan sameeyaa si aan u iibsado guri 300k ah? Tani waxay ka dhigan tahay in si aad u iibsato $300,000 guri, waxaad u baahan doontaa $60,000.
Waa maxay deynta guriga ee aan ku bixin karo mushahar 80k ah?
Xeerka dahabiga ah ee go'aaminta inta guri ee aad awoodid waa in aad bixiso amaahda amaahda bishiiba waa inuusan dhaafin 28% dakhligaaga guud ee bisha (dakhligaaga ka hor inta aan cashuurta laga qaadin). Tusaale ahaan, haddii adiga iyo xaaskaaga/saygaaga aad leedihiin isku darka dakhliga sanadlaha ah ee $80,000, bixinta amaahda guriga waa in aanay ka badnaan $1,866.
Maxaa loo arkaa mushahar qani ah? leh $ 500,000 + dakhliMeel kastoo aad ku nooshahayba waxaa laguu tiriyaa hodan! Sida laga soo xigtay IRS, qoys kasta oo sameeya in ka badan $500,000 sannadkii 2022 waxaa loo arkaa inuu yahay 1% dakhliga ugu sarreeya. Dabcan, qaybo ka mid ah dalka waxay u baahan yihiin heer dakhli oo sarreeya si ay ugu jiraan 1% dakhliga ugu sarreeya, tusaale ahaan Connecticut $580,000.
Sidee dadku u awoodaan guri 600k ah?
Waa maxay dakhliga loo baahan yahay amaahda 600k? Si aad u hesho guri qiimihiisu yahay $600,000 oo leh boqolkiiba 20 lacag-bixin (oo la mid ah $120,000), waxaad u baahan doontaa inaad hesho kaliya ka hooseeya $90,000 sannadkii cashuurta ka hor. Bixinta amaahda guryaha bishiiba waxay ahaan doontaa ku dhawaad $2,089 marka la eego xaaladdan.
Waa maxay mortgage aan ku bixin karo mushahar 100k ah? Sharci kale oo la raaco marka la go'aaminayo inta guri ee aad awoodid waa in aad adigu leedahay Bixinta amaahda guryaha bishiiba waa in aanay ka badnaan 28% dakhligaaga bishii. Tusaale ahaan, haddii aad sameyso $100,000 sannadkii, bixinta amaahda amaahda bishii waa in aanay ka badnaan $2,333.
Intee in le'eg ayaan u baahanahay guri 1.5 milyan ah?
Lacag dhan $1.5M. Guriga, iibsaduhu wuxuu u baahan doonaa inuu haysto deymo wanaagsan, kayd ama hanti dhan $300K, (daynta ka dib) waxayna u baahan doonaan inay sameeyaan ilaa $375k dakhliga guud sanadkii.
Sideen ku heli karaa guri 1.5 milyan ah? Khubaradu waxay soo jeedinayaan inaad u baahan karto dakhliga sanadlaha ah inta u dhaxaysa $100,000 ilaa $225,000, iyadoo ku xidhan xogtaada dhaqaale, si aad u hesho $1 milyan guri. Saamiga deynta-to-income (DTI), dhibcaha deynta, bixinta hoos u dhigista iyo heerka dulsaarka dhammaan qodobbada ku jira waxaad awoodi karto.
Immisa ayay tahay hoos u dhaca guri 2 milyan ah?
Sidaa darteed, haddii aad rabto inaad iibsato guri $2 milyan ah, waxaad u baahan tahay inaad samayso ugu yaraan $667,000 sannadkii. Waa inaad sidoo kale haysataa ku filan a 20% hoos u dhigis, ama $400,000, oo lagu daray $100,000 lacag caddaan ah oo kayd ah haddii ay dhacdo inaad shaqadaada weydo. Deegaankan heerka dulsaarka hooseeya, waxaad kala bixi kartaa si aad u iibsato guri ilaa 5X dakhligaaga guud ee sanadlaha ah.