Iwo wakajairwa mutemo wechigunwe ndeyekuti iwe unogona kutenga mogeji kaviri kusvika ku2.5 zvakapetwa mari yaunowana pagore. Ndiyo $ 120,000 kusvika $ 150,000 mogeji pa $ 60,000.
Saizvozvo, Ndingawana here remba 5x muhoro wangu? Ndingawana here imba yemba ye5 times muhoro? Ehe. Kunyange chiri chokwadi kuti vazhinji vanokweretesa zvikwereti vanovhara mari yaunogona kukwereta zvichienderana ne4.5 nguva yaunowana, kune nhamba diki yevanopa zvikwereti kunze uko vanoda kutambanudza kusvika kashanu muhoro wako.
Imarii yaunofanira kuita kuti uwane imba ye $300000? Izvi zvinoreva kuti kuti uwane imba yemadhora mazana matatu ezviuru, unozoda $60,000.
Ndeipi mortgage yandinogona kuwana pa80k muhoro? Mutemo wegoridhe pakuona kuti imarii yemba yaunokwanisa kutenga ndeye mubhadharo wako wepamwedzi wemondi haifanirwe kudarika 28% yemari yaunowana pamwedzi (mari yako mutero usati wabviswa). Semuenzaniso, kana iwe nemumwe wako mune mari yakabatanidzwa yegore negore ye $80,000, mubhadharo wako wemba haufanirwe kudarika $1,866.
Chechipiri Imba yakawanda sei yandingakwanisa kuwana 50k salary? Munhu anoita $50,000 XNUMX pagore anogona kukwanisa kutenga imba inokosha chero kupi zvako kubva pamadhora zana nemakumi masere kusvika pamazana mazana matatu emadhora. Ndiko nekuti muhoro hausiwo wega unosarudzika unotara yako yekutenga bhajeti. Iwe zvakare unofanirwa kufunga nezve yako kiredhiti mamaki, izvozvi zvikwereti, mogeji reti, uye zvimwe zvakawanda zvimwe zvinhu.
Unogona here kukwereta ka7 muhoro wako?
VARUME vedzimba vanogona kukwereta kakapetwa kanomwe muhoro wavo nechibvumirano chitsva chemba. Vatengi vanofanirwa kufunga nezve nzira yekukodzera uye kana iriyo yakanakira sarudzo kwavari - hezvino zvese zvaunoda kuti uzive nezve dhiri remba.
zvino Ndingakwereta ka5.5 muhoro wangu here? Ndingawana here mari yembavha inopeta 5.5 muhoro wangu? Ehe, izvi zvinogona kuitika. Vamwe chete vanokweretesa ndivo vanozopa imba yemba inova 5.5 muhoro wako uye sarudzo yavo ichanyanya kuenderana nemamiriro ako pachako.
Yakawanda sei yandinofanira kuwana kuti ndiwane imba yemba ye300 UK? Vazhinji vanopa vakagadzirira kukweretesa kusvika ku000 - 4x mari yako yegore, izvo zvinoreva kuti iwe uchafanirwa kuunza kumba zvishoma. £ 66,667 - £ 75,000 pagore (mari yakasanganiswa ichashandiswa kana iwe uchinyorera mari yemubatanidzwa).
Mari yemakore makumi matatu ingave pa30?
Pa $200,000, 30-year mortgage ine 4% yakatarwa mubereko, mubhadharo wako wepamwedzi waizobuda $954.83 - isingasanganisire mutero kana inishuwarenzi.
...
Kubhadhara kwemwedzi pamubhadharo we $ 200,000.
Chikamu chekufarira | Kubhadhara kwemwedzi (15 gore) | Kubhadhara kwemwedzi (30 gore) |
---|---|---|
5.00% | $1,581.59 | $1,073.64 |
• Ndira 4, 2022
Yakawanda sei mortgage yandinogona kuwana ne650 kiredhiti mamakisi? Nechikwereti chemazana matanhatu nemakumi mashanu, mubereko wako wemubereko ungangoita 3.805%, izvo zvingakudyira mari inosvika $203,541 mubereko pa$300,000, chikwereti chemakore makumi matatu. Kana iwe ukakwanisa kuwedzera chikwereti chako nechero mapoinzi makumi matatu, unomira kuchengetedza mari inodarika $30.
Iwe unoda marii kuti utenge imba ye $800000?
Kune dzimba dziri mumazana masere ezviuru zvemadhora, iri pakati nepakati pamisika mizhinji yedzimba, Calculator yeDollarTimes inokurudzira vatengi kuunza. $119,371 pamberi pemutero, kutora chikwereti chemakore makumi matatu ne 30% mubereko. Mari yemwedzi nemwedzi yemortgage inofungidzirwa pamadhora mazana maviri nemakumi manomwe neshanu.
Imba ipi yandingatenga ne90k salary? Ndinowana $90,000 pagore. Imba yakawanda sei yandinogona kutenga? Unokwanisa ine $306,000 imba.
Imba yakawanda sei yandinogona kutenga 70k muhoro?
Imarii yaunofanira kunge uchishandisa pachikwereti chemari? Sekureva kwaBrown, iwe unofanirwa kushandisa pakati pe28% kusvika 36% yemari yako yekutora kumba pane yako yekubhadhara imba. Kana iwe ukaita $ 70,000 pagore, yako yemwedzi yekuenda-kumba kubhadhara, kusanganisira mutero unobviswa, ichave angangoita $ 4,328.
Ndeipi imba yechikwereti yandinogona kutenga pamakumi mana emari muhoro?
Ndinowana $75,000 pagore. Imba yakawanda sei yandinogona kutenga? Unokwanisa ine $255,000 imba.
Imba ipi yaungaite ne40k salary? 5. The Dave Ramsey Mortgage
Gross Revenue | Monthly Take-Kumba | Maximum Monthly Payment |
---|---|---|
$30,000 | $1,875 | $468 |
$40,000 | $2,500 | $625 |
$50,000 | $3,125 | $781 |
$60,000 | $3,750 | $937 |
Ko 50k pagore yepakati kirasi? Venhamba vanoti vepakati imari yemumba pakati pe$25,000 ne$100,000 pagore. Chero chipi chiri pamusoro pe $ 100,000 inonzi "yepamusoro yepakati kirasi".
Ndeipi imba yechikwereti yandinogona kutenga pamakumi mana emari muhoro?
Saka kana iwe uchiwana $70,000 pagore, iwe unofanirwa kukwanisa kushandisa ingangoita $1,692 pamwedzi - uye anosvika madhora zviuru zviviri nemakumi matatu nemazana matatu pamwedzi - nenzira yekubhadhara rendi kana yembavha.
Ndingawana sei mari yakaderera yemortgage yakakwirira? Ndingavandudza sei mikana yangu yekuwana rendi pamari yakaderera?
- Tarisa chikwereti chako. Pamwe chete nemari yako, vanokweretesa vachange vachitarisa pachikwereti chako. …
- Batisisa nemari yaunowana. …
- Sarudza nguva yakanakisisa. …
- Ratidza basa rako. …
- Isa pasi dhipoziti yakakura. …
- Shanda nemortgage broker.
Sei ndichingokwereta ka4 muhoro wangu?
Kazhinji, kana ukanyanya kuda kukwereta, dhipoziti inodiwa yakakura. Saka kukwereta mari yembavha inokwana ka4 muhoro, unenge uchida dhipoziti yakakura kupfuura kana wasarudza 3 x muhoro wembavha.
Unogona here kuwana 7x remba? Vatengi vemba vanogona ikozvino kukwereta 7 TIMES muhoro nemortgage mukweretesi Habito... asi vanofanira kugadzirisa kweanenge makore gumi nemashanu. Kwidziridzo 15 Ndira 26: Habito akatowedzera mamwe emitengo yembangi inosanganisirwa muchinyorwa ichi. … Kazhinji, mabhanga anobvumira kukwereta kunosvika ka 2022 kakapetwa kane muhoro wakasanganiswa wevanyoreri.
Yakawanda sei mortgage yandinogona kuwana zvichienderana nemuhoro?
Mutemo we28% unoti unofanira kushandisa 28% kana pasi pemari yaunowana pamwedzi pamubhadharo wako wembande (semuenzaniso mukuru, mhindu, mutero neinishuwarenzi). Kuti uone kuti imarii yaungakwanise kushandisa mutemo uyu, wedzera mari yaunowana pamwedzi ne28%.
Mabhangi achakweretesa 4.5 times muhoro? Vazhinji vanokweretesa vachakweretesa 4.5 nguva pamuhoro wepagore zvisinei kuti unoshanda, anoshanda akazvimirira, kondirakiti kana mutungamiriri wekambani ane mashoma.
Mamortgage broker anogona kukuwana iwe hombe remba?
Kutaura nemutengesi: Vamwe vanokweretesa vanogona kukupa chikwereti chakakura kupfuura vamwe, uye mabroker anogona kuona kuti ndeapi angangonyanya kukukweretesa zvakanyanya.