Vhiki mbiri dzega dzega, iyi premium inoverengerwa pachiyero chidiki chakaonekwa paaccount mukati memwedzi mitanhatu yapfuura. Zvaunofarira yakaverengerwa panguva yemazuva gumi nemashanu, Zvaunofarira capitalized kubva muna Zvita 31 uye yakaverengerwa kune bhuku yomubati pakutanga kwaJanuary wegore rinotevera.
Uyezve, nderipi kabhuku rinonyanya kubatsira kuSociete Generale? Mubairo we Societe Generale Plus Kabhuku
Ngatienderere mberi kune izvo zvinogadzira iyo yekutanga ye Kabhuku Kuchengetedza Plus : maitiro ake emubhadharo. Inoumbwa nechiyero chakajairwa chekudzoka che 0.30% gross uye yekuvimbika bhonasi ye0.70%, iyo bhuku Kuchengetedza Zvimwe zveSociete Generale saka inobvumidza iwe kuwana mari inosvika 1,00% gross.
Zvido zve livret A zvinoverengerwa sei? Kana iwe ukabhadhara akati wandei mukati megore, chiyero chinoverengerwa makumi maviri ega ega.
- kana mari ye €15 yakaiswa pa Kabhuku A gore rose, saka the zvido ichava 15 x 000% = €0,50.
- kana masamu akaiswa gore rese, ipapo pro rata ichashanda kune yega yega dhipoziti.
Societe Generale inobhadharwa riini? THE zvido
Nezvekuverengwa kwe zvidoiye Est yakagadzirwa nemavhiki maviri uye ivo vanobhadharwa kubva muna Zvita 31 wegore razvino. Hapana chikonzero chekuisa zvese pakupera kwaZvita sezvo kuverenga nemavhiki maviri zvichireva kuti mubhadharo wakaitwa mushure meZvita 16 unozongoverengerwa gore rinotevera.
Zvisinei, zvido zvinowira rini?
Iko kukosha kwemusi waDecember 31
Kunyangwe mabhanga achibhadhara mubairo musi waZvita 31, Ndira 2 kana 4, ruzhinji rwemhando dzinochengeta zuva rakafanana rekukosha: Zvita 31. Iri ndiro zuva rakatarwa kuti uverenge mihoro yako.
Maitiro ekubvisa mari kubva kuSociete Generale A saving account?
Iwe unogona kusununguka kuita mari kubva kune yako bhuku A:
- mune cash pabazi akabata the Kabhuku A;
- nekadhi kubva Societe Generale kubvisa kune vatengi vanopfuura makore gumi nemaviri pamichina yematikiti Societe Generale uye Credit du Chamhembe muFrance;
- nekamwe-kuendeswa kuaccount yako yazvino;
Inishuwarenzi yehupenyu inobhadharwa riini? Iyo homwe muma euro echibvumirano cheinishuwarenzi yeupenyu itsigiro yakachengeteka inosanganisira vimbiso yemari inopiwa neinishuwarenzi. Munyoreri haagone kurasikirwa nemari parudzi urwu rwehomwe. Gore negore mhindu inobhadharwa pachibvumirano kubva muna Zvita 31 N.
Ndeipi chiyero chebhurocha A muna 2022? Sezvakaziviswa naBruno Le Maire pakati paNdira, iyo Booklet rate A inosimudzwa kubva pa0,50% kusvika 1,00% pa1er Kukadzi 2022. Kubva pazuva rino, kune munhu asvika padenga, iyo 22 euros (kusingasanganisire mubereko), iyo inowanikwa inosvika 950 euros pagore, ichipesana ne229 euros kare.
Tinofarira rini?
Kubhadhara kwe zvido mabhuku ekuchengetedza
Chokwadi, vamwe vanovimbisa kuti zvido zvichaverengwa ndokubhadharwa mumabhukwana enyu kubva muna December 31 wegore razvino, nepo vamwe vachironga iyi karukuro uye muripo mukuvamba kwaJanuary wegore rinotevera.
Ndinobvisa sei mari kubva kuCEL? A kushaya hanya chikamu pa a CHINANGWA zvinogona kuitwa nenzira dzakasiyana-siyana: Mubazi rebhangi, pakaunda kana nekuonana nemupi wezano wake: mushandi webhangi anozoenderera kune inonzi kuchinjisa pakati peakaundi. L'argent zvichabviswa pauri CHINANGWA uye isa muakaundi yako yekutarisa.
Nzira yekufambisa sei kubva kuLivret A yako?
dira ita chinja on / from your Kabhuku A, unogona kuenda ku: kubhengi rako rekubhengi: pane kuratidzwa kwechitupa kadhi uye nhamba ye bhuku A, zvinokwanisika ita chinja kubva pane imwe account kuenda bhuku kuchengetedza.
Nzira yekubvisa mari kubva kuaccount yangu yekuchengetedza? For kubvisa mari mune mari kubva kune yako bhuku, ingoenda kubazi wokumbira a kushaya hanya mumari. Kuti uwane mari yakawanda (inodarika € 1), yeuka kuzivisa bhangi rako zuva rakapfuura.
Inishuwarenzi yehupenyu inobhadharwa sei?
Maererano nemutemo, inshuwarisi ane mwedzi mumwe chete kubhadhara mari kune vanobatsirwa, kubva pakugamuchira faira yakakwana. Saka zvinokurudzirwa kutumira magwaro ese anotsigira netsamba yakanyoreswa nemvumo yekugamuchira kuti uzive zuva rekusimuka kubva. ce nguva yakatarwa.
Kubhadhara inishuwarenzi yehupenyu kunoshanda sei?
L 'inishuwarenzi yeupenyu chibvumirano icho inshurensi anoita, mukudzoka kwekubhadhara kwemarimu, kubhadhara annuity kana capital kune insured kana vabatsiri vake. Inogona kushandiswa sechigadzirwa chepakati kana chakareba chekuchengetedza.
Zvinotora nguva yakareba sei kuti uwane inishuwarenzi yehupenyu mushure mekufa? pashure kugamuchirwa kwemagwaro, inshuwarisi ane mwedzi 1 dira bhadhara mari. Kubva de kugamuchirwa de chiito chacho yevakafa uye kurongeka kwevanobatsirwa, inshurensi ine yekutanga batsira mazuva gumi nemashanu dira kukumbira magwaro anodiwa nechibvumirano.
Nderipi bhuku rinowedzera muna 2022? Nekuda kwekutangazve inflation, mubereko we bhuku A kuchinja kusvika ku1% pa1er Kukadzi 2022, pamwe chete nemitengo ye bhuku yekusimudzira uye kubatanidza budiriro (LDDS), uye bhuku young. Izvo zve bhuku People's Savings Fund yakaderera kusvika pa2,2%.
Chiyero cheLDD chichave chii muna 2022?
Wedzera mukati mutengo kubva kuLDDS kusvika Kukadzi 1 2022
Minister of Economy Bruno Le Maire akazivisa muna Ndira 14 2022, kupetwa kaviri kwe mutengo kubva ku0,5% kusvika ku1%, seyeLivret A, maererano nekurudziro yaGavhuna weBanque de France.
Ndeapi ma investments e2022? Ndeipi ndivo upfumi yakachengeteka mukati 2022 ? Akadzoredzwa ekuchengetedza maakaundi (Livret A, LDDS, LEP) inobatsira de waranti de nyika. Saver saka inovimbiswa de tsvaga yakazara de muripo wake, zvisinei nekuti chii.
Mbereko inoshanda sei?
Inotaridzwa sechikamu chemari yakweretwa: chikamu ichi chinonzi mubereko.intérêt, kana mari yerendi. Saka, mutengi anotora muna Ndira 1 chikwereti chegore rimwe che100 euros ane chiyero cheintérêt 5% ichafanirwa kubhadhara 105 euros kumubhangi wake muna Zvita 31.
Ndeipi mwero weLEP muna 2022? Wedzera mukati LEP mwero muna 2022
Le LEP mwero ndeye yakaiswa pa2,2% muna Kukadzi 1 2022, zvichipesana ne1% kare, a mutengo inoshanda kusvika Ndira 31 2022.
Ndekupi kwekudyara mari yako muna 2022?
INVEST MARI YAKO : 8 PLACEMENTS KUZIVA 2022
- Invest mari yake muinishuwarenzi yehupenyu.
- The retirement saving plan.
- SCPIs.
- Misika yemari.
- Direct real estate.
- Zvigadzirwa zvakagadziriswa.
- Private equity.
- Responsible investment.
Chii chinangwa chekuchengeta CEL? the CHINANGWA inogona kukubvumira kuti uwane chikwereti cheimba nemutengo waunoda. Izvo zvinodikanwa kune izvo kuti chikwereti chinoitirwa mari yekugara mukuru kana kutenga migove yeSCPI (makambani ehurumende ekutengesa zvivakwa) nebasa rekugara.
Ndeipi mari shoma yatinofanira kusiya paCEL?
Kuvhura CHINANGWA, iwe unofanirwa kubhadhara € 300 kune iyo pasipasi. Unofanira kugara uchizviita siya un pasipasi ye €300 pane yako CHINANGWA. Kana chiyero chako CHINANGWA inowira pasi peiyo 300 € chiratidzo, ichavharwa. Iyo account yekuchengetedza dzimba inowanikwa kune wese munhu, zvisinei nezera.
Ndeipi nguva yekubvisa mari yeCEL? Zvakanakisa kumirira kusvika 1 kana 16 yemwedzi uripo, zvakare nekuda kwekutonga kwemavhiki maviri. Muchiitiko chekubviswa kwechikamu cheargent musi wa30, 31 kana 15 wemwedzi, kufarira kwakabudiswa mukati memavhiki maviri apfuura kunorasika.