Iko kukosha kwemusi waDecember 31
Kunyangwe mabhanga achibhadhara mubairo musi waZvita 31, Ndira 2 kana 4, ruzhinji rwemhando dzinochengeta zuva rakafanana rekukosha: Zvita 31. Iri ndiro zuva rakatarwa kuti uverenge mihoro yako.
Nenzira, mubereko unobhadharwa rinhi? Mutemo mumwechete: kuverenga kwe zvido husiku huviri
zvinhu zviviri finden Sie saka kurangarira. mubhadharo yakaitwa pakati pe1er uye 15 yemwedzi inobereka zvido kubva pazuva rechi16 remwedzi iwoyo; a mubhadharo inoitwa pakati pegumi nematanhatu nekupera kwemwedzi inogadzira zvido kubva 1er yemwedzi unotevera.
Inishuwarenzi yehupenyu inobhadharwa riini? Iyo homwe muma euro echibvumirano cheinishuwarenzi yeupenyu itsigiro yakachengeteka inosanganisira vimbiso yemari inopiwa neinishuwarenzi. Munyoreri haagone kurasikirwa nemari parudzi urwu rwehomwe. Gore negore mhindu inobhadharwa pachibvumirano kubva muna Zvita 31 N.
Iwe unogamuchira riini inishuwarenzi yehupenyu? The zvido vanobhadharwa gore rega rega, pana Zvita 31, kune vakanyoresa. Iwo akaverengerwa pro rata temporis, kureva zvinoenderana nenguva yeinvestimenti yemunyoreri.
Nekudaro, nguva yekuisa kana kubvisa mari kubva kuaccount yako yekuchengetedza?
Saka zviri nani kuita: kubhadhara pa15 kana 30 yemwedzi; kubvisa pa 1st kana 16 yemwedzi kuitira kuti usarasikirwe mubereko kwemavhiki maviri. Zvakanaka kuziva: kushandiswa kwemakadhi ekubvisa anopihwa neiyo tumabhuku mari yekuchengeta kazhinji ine mhedzisiro yekudzikisira kufarira kusvika pasina.
Mbereko inoshanda sei?
Iyo formula yakashandiswa kuverenga iyo zvido nyore
- Mari yemari (€) * Mutengo we intérêt yegore (%) * Yekukoshesa nguva = Kufarira (€).
- 10.000 € * 1,75% * 12/12 = 175 €. Izvi zvinomiririra yako zvido mukati megore rekutanga. ...
- 10.000 € * 1,75% * 12/12 = 175 €. ...
- 175 € * 1,75% * 12/12 = 3 €.
Mbereko yemubhangi inoshanda sei? Bhangi rinoverengera huwandu hwese zvido yakawanikwa pamusoro pegore rapfuura uye, isati yavapa mbiri, inobvisa chikamu chepamutemo chemipiro yekuchengetedzwa kwevanhu. Nekudaro, kune PEL yakavhurwa kusvika Zvita 2017 pamutengo wakakura we1%, iyo yegore mambure emutero wemubhadharo unosvika pa0,83% (0,828% chaizvo).
Inishuwarenzi yehupenyu inoverengerwa sei? Verenga of zvido simple uye zvido yeimwe
- 100 x (2/100) = 2. Mushure megore rimwe, kudyara kwe €100 kunobhadharwa pa2% pagore kunounza € 2 ye zvido . Pakupera kwegore rokutanga, kamwe chete zvido yakapihwa kuaccount, saka pachave ne €102 paaccount. …
- 100x(1+0,02) 5
Nguva yekubvisa mari kubva kuLivret A?
Nezve date raiti kubvisa mari pane Kabhuku A, zviri nani kumirira kusvika 1 kana 16 yemwedzi uripo. Chokwadi, kana kushaya hanya yechikamu cheargent musi wa30, 31 kana 15 wemwedzi, kufarira kwakabudiswa mukati memavhiki maviri apfuura kunorasika.
Ndekupi kwekudyara zviuru gumi zvemaeuro muna 10.000? Aya ndiwo Pau, Limoges, Poitiers, Brest uye Nîmes. Mari inowanikwa inoramba yakanaka pamusika wemasheya uye unit-yakabatana inshuwarisi yehupenyu sechikamu chehurongwa hwenguva refu.
Ndeipi mari shoma yatinofanira kusiya paLivret A?
The deposit pasipasi dira UN bhuku Mari inoita € 10 munenge mabhengi ese muFrance. Hazvibviri kuisa kamari kadiki muakaundi yake yekuchengetedza. Nekudaro, zvinokwanisika kuita madhipoziti mumari, nekuendesa kubhengi kana cheki.
Mbereko yechikwereti inoverengwa sei? Masvomhu anodiwa: chiyero chemwedzi wega wega = muyero wepagore webhangi wakakamurwa ne12; THE zvido = mari yasara nekuda kwebhangi x chiyero chemwedzi wega wega; iyo yakabhadharwa capital = Iyo inogara ichibhadharwa pamwedzi - the zvido ; mari yakasara yakafanira = Mari yakasara kubva pamwedzi wapfuura - mari yakabhadharwa.
Nzira yekuverenga sei kufarira pamari?
For the calcul D 'intérêt mwedzi musanganiswa, iyo formula ye calcul D 'intérêt rakagadzirwa sezvizvi: For the uwandu wemari ichatora compute : Montant investment x (1+Chiyero cheintérêt/Nguva yeintérêt/ 100) (Terme * nguva d'intérêt) = Montant yemari.
Nzira yekuverenga sei mubereko pachikwereti?
Kufarira yakapusa: iyointérêt nyore inongoverengerwa pane yekutanga capital. Somuenzaniso, munyaya yemukuru we $ 1 pamwero weintérêt mwero wepagore we5% pamakore matatu, iyo zvido inowanwa ichaita madhora makumi mashanu (50% ye5) pagore, pamari inosvika chiuru nemazana mashanu emadhora.
Inishuwarenzi yehupenyu inobhadharwa sei? Maererano nemutemo, inshuwarisi ane mwedzi mumwe chete kubhadhara mari kune vanobatsirwa, kubva pakugamuchira faira yakakwana. Saka zvinokurudzirwa kutumira magwaro ese anotsigira netsamba yakanyoreswa nemvumo yekugamuchira kuti uzive zuva rekubva. ce nguva yakatarwa.
Kubhadhara inishuwarenzi yehupenyu kunoshanda sei? L'inishuwarenzi yeupenyu chibvumirano icho inshurensi anoita, mukudzoka kwekubhadhara kwemarimu, kubhadhara annuity kana capital kune insured kana vabatsiri vake. Inogona kushandiswa sechigadzirwa chepakati kana chakareba chekuchengetedza.
Zvinotora nguva yakareba sei kuti uwane inishuwarenzi yehupenyu mushure mekufa?
pashure kugamuchirwa kwemagwaro, inshuwarisi ane mwedzi 1 dira bhadhara mari. Kubva de kugamuchirwa de chiito chacho yevakafa uye kurongeka kwevanobatsirwa, inshurensi ine yekutanga batsira mazuva gumi nemashanu dira kukumbira magwaro anodiwa nechibvumirano.
Ndeapi maakaundi anowana zvakanyanya? Nhoroondo yacho inounza zvakanyanya chekufarira ndeye bhuku People's Savings Fund (LEP). Parizvino ane mubhadharo we1,25% pagore. LEP yakachengeterwa vanhu vane mari shoma.
Nzira yekuverenga sei inshuwarisi yehupenyu kuzvipira?
Iwe wakabhadhara € 50 pachibvumirano chako chebasainishuwarenzi yeupenyu anopfuura makore masere apfuura. Iwe unoda kuita kubvisa kwe €20. Mari yaunofanira kubhadhara ruregerero chibvumirano chako chose i70. For compute kufarira, iwe unoshandisa fomula: 20-(000 x 50)/000) = 20.
Nzira yekubvisa mari paLivret A? Unogona ngavabude l 'argent yako Kabhuku A mune mari kuhofisi yepositi, nekumwe-kumwe kutamiswa kana nekadhi remahara rekubvisa rakabatana neiyo Kabhuku A. Maitiro ekubvisa kubva ku Kabhuku A ndeaya anotevera: € 10 shoma (€ 1,50 yekuvhura kuLa Banque Postale) pakubvisa.
Nzira yekudzorera mari kubva kuLivret A?
Kubviswa kweargent pane bhuku A yemahara uye inogona kuitwa chero nguva iyo saver inoda, isina chaiyo nguva yakatarwa. Wekupedzisira ane mukana usingaperi kuaccount yake nemari yake, pasina kukumbira mvumo yakasarudzika kubva kumabhangi ekumisikidza. bhuku A.
Ndeipi mari yekuchengetedza muna 2022? Iwo akanakisa investments ekuchengetedza mukati 2022 maererano neFrench. Kunyangwe goho rinodonha gore negore, inishuwarenzi yehupenyu ichiri kutorwa seyakanakisa chigadzirwakuchengetedza taura chiFrench.