"Kubhadhara kwakajairika kunowanzo pakati pe10% ne20% yemutengo wakazara. Tine $12,000 yechikwereti chemota, zvingadaro pakati pemadhora mazana mapfumbamwe nemazana mashanu emadhora. Kana zvasvika pakubhadhara pasi, iwe paunonyanya kuisa pasi, zviri nani iwe uchava munguva refu nokuti izvi zvinoderedza mari yauchabhadhara motokari pakupedzisira.
Saizvozvo, APR yakafanana nereti yemubereko here? Chii chakasiyana? APR ndiyo mutengo wepagore wechikwereti kune anokwereta - kusanganisira mubhadharo. Kufanana nemubereko, iyo APR inoratidzwa sechikamu. Kusiyana nemubereko, zvisinei, zvinosanganisira mamwe machaji kana muripo senge inishuwarenzi yembande, mari zhinji yekuvhara, mapoinzi ekuderedzwa uye mubhadharo wekukwereta.
Imarii yandinofanira kuisa pamotokari ye $ 8000? Mutengo wemotokari unoratidza kuti imarii yaunofanira kuisa pasi
Mutengo Wemotokari | 15% Pasi | 20% Pasi |
---|---|---|
$8,000 | $1,200 | $1,600 |
$10,000 | $1,500 | $2,000 |
$12,000 | $1,800 | $2,400 |
$14,000 | $2,100 | $2,800 |
Ko 800 mubhadharo wemotokari wakakwira here? Nzvimbo yakanaka yekutanga ndiyo bhajeti yako. Nyanzvi dzinoti mari yako yese yemotokari, kusanganisira kubhadhara pamwedzi, inishuwarenzi, gasi uye kugadzirisa, inofanira kunge iri 20 muzana yemubhadharo wako wepamwedzi wekuenda kumba. … Zvino fungidziro yakachengeteka yemitengo yemotokari ndeye $ 800 pamwedzi.
Chechipiri Sei usingaise mari pamota? Haikona kumiswa asi kuita muripo mukuru inokupa mutsara pakati pekukosha kwemota nemari yaunokwereta pachikwereti. Kana chikwereti chako chakakwirira kudarika kukosha kwemotokari yako, iwe uri munzvimbo isina kunaka, iyo inogona kukuvadza mikana yako yekushandisa kukosha kwemotokari yako mumugwagwa.
Chii chinonzi APR yakanaka pane 30-year mortgage?
Nemusi weMuvhuro, Ndira 31, 2022 maererano neongororo yazvino yeBankrate yevakweretesi hombe munyika, avhareji yemakore makumi matatu yakagadziriswa remba remba ndeye 30% neAPR ye3.740%. Avhareji yemakore makumi matatu yakagadziriswa mortgage refinance rate ndeye 3.720% ine APR ye3.750%.
zvino Ko 0% APR inoreva kusafarira here? Asi zvinorevei chaizvo? Kubatsira kwekadhi rine 0 muzana yesumo APR ndeye kuti unogona kukwereta mari kwenguva shoma pasina kuwedzera mubereko. Iwe uchiri kufanira kubhadhara mari yaunokwereta asi hapana chibereko chakawedzerwa kusvika iyo intro APR nguva yapera.
Iwe unoda yakakwirira kana yakaderera APR? Iyo yakaderera APR yako, zviri nani kwauri. Kunyangwe tichikurudzira kuti pasave nemunhu anombotakura bharanzi, mari yepamberi kana kuita chero chinhu chingaunza mari yechimbadzo ine chekuita nekutakura chiyero pakadhi rechikwereti, APR yakaderera inoderedza kukanganiswa kana ukakanganwa kubhadhara bhiri kana kupera sarudzo uye inofanira kutakura chiyero.
Ko 4000 imari yakanaka yekubhadhara mota?
Kana iwe uri kutenga $ 30,000 mota uye uchiita gumi muzana pasi kubhadharisa, iyo yepasi mubhadharo ingave iri $ 10 panguva yekutengesa. … Semutemo wakazara, vavarira hapana pasi pe20% pasi.
I $2000 yakanaka yekubhadhara pamota here? Mutemo wakanaka wechigunwe wekubhadhara pasi pachikwereti chemotokari itsva ndeye 20% yemutengo wekutenga. Kubhadhara kwe20% kana kupfuura inzira yekudzivisa "kukwira pasi" pachikwereti chemotokari yako (ine chikwereti chemotokari kupfuura kukosha kwayo).
Ko vatengesi vanofarira kubhadharwa kukuru here?
"Kuparadzana chaiko, asi kazhinji, vatengesi vachafara kutora mari yako. Pasina kupinda mujagoni shure kwayo, kukosha kwenguva yemari inotaura kuti mari iri muruoko ikozvino yakakosha kudarika mune ramangwana nekuda kwekukwira kwemitengo. Naizvozvo, mubhadharo mukuru wepasi kazhinji unokonzeresa maziso emutengesi kupenya.
I $600 nekuti kubhadhara kwakanyanya? Imarii yaunofanira kushandisa pamotokari? Kana uri kutora chikwereti chako kuti ubhadhare motokari yako, ipfungwa yakanaka kuderedza mari yemotokari yako kusvika pakati pe10% ne15% yemubhadharo wako wekutora kumba. Kana iwe ukaenda kumba $4,000 pamwedzi, iwe unoda kuti mubhadharo wemotokari yako uve kwete kupfuura $400 kusvika $600.
Muripo wemotokari we$500 wakawandisa here?
A $500 yekubhadhara motokari ndeye nezveavhareji izvozvi. Pfungwa ye "yakawandisa" ichaenderana nemari yaunowana uye yekugara mari, mari yako yeinishuwarenzi, uye zvimwe zvinhu zvebhajeti.
700 yakawandisa pakubhadhara mota?
Maererano nenyanzvi, mubhadharo wemotokari wakanyanya kukwirira kana kubhadhara kwemotokari kuri zvinopfuura 30% yemari yako yese. … Ita shuwa kuti kubhadhara kwemotokari yako hakupfuuri 15% -20% yemari yako yese. Izvi zvinoita kuti uve nemari yakakwana muruoko kuti ubhadhare zvimwe zvikwereti, mabhiri ekushandisa, uye mari yemumba.
Chii chausingafanire kutaura kumutengesi wemotokari? Zvinhu gumi Zvausingafanire Kutaurira Mutengesi Wemotokari
- "Ndinonyatsoda mota iyi"…
- "Handizive zvakawanda nezve mota"…
- "Kutengeserana kwangu kuri kunze"…
- "Ini handidi kuendeswa kune vanogeza"…
- "Chikwereti changu hachina kunaka"…
- “Ndiri kubhadhara mari”…
- "Ndiri kuda kutenga mota nhasi"…
- "Ndiri kuda kubhadhara pamwedzi pasi pemadhora mazana matatu nemakumi matatu"
Ko 3% mubereko pane remba remba yakanaka here? Chero chinhu chiri pazasi kana pasi pe3% yakanakisa renji reti. Uye iyo yakaderera, yako yechikwereti chemba, iyo yakawanda mari yaunogona kuchengetedza pamusoro pehupenyu hwechikwereti. … Sezvauri kuona, chikamu chimwe chete muzana chinogona kukusevha ingangoita madhora zviuru makumi mashanu mukubhadhara mubereko wemba yako.
2.875 muyero wakanaka here?
Ehe, 2.875 muzana ndiyo yakanakisa mortgage rate. Ingori chidimbu chechikamu chepoindi chakakwira pane yakaderera-yakamborekodhwa rendi rechikwereti pamakore makumi matatu echikwereti chenguva yakatarwa.
Sei chikwereti chemakore makumi matatu chiri nani? Nokuti chikwereti chemakore makumi matatu chine nguva yakareba, mari yako yepamwedzi inenge yakadzikira uye mubereko wako pachikwereti uchange wakakwirira. Saka, pamusoro pemakore makumi matatu, iwe uchabhadhara mari shoma mwedzi wega wega, asi iwe uchaitawo kubhadhara kwekaviri kureba kwenguva refu uye kupa bhangi zviuru zvekuwedzera mubereko.
Yakawanda sei APR yakawandisa?
Anything pasi pe18% yakachipa inoenderana nemaitiro emusika. Chero chinhu chinoshamisa pamusoro pe20% chiri kudivi rinodhura. Kana iwe ukabhadhara chikamu chako mwedzi wega wega APR haizove yakakosha. Zvisinei, kana ukakanganwa kuibhadhara uye uri kubhadhara APR yakakwira, mibairo yacho inokwira.
Ko 29.99 mubereko wakanaka here? Wadiwa Vera, ichokwadi chinosuruvarisa kuti munhu anogona kukurumidza kukanganisa zvakanyanya kuchikwereti chake. Nekudaro, izvo zvakapesana ndezvechokwadi kana uchiedza kuvaka kiredhiti kumashure.
Chii chinonzi APR chiyero chakashata?
Yakanaka Chikwereti Kadhi APRs neCredit Score
Yakanaka Kadhi Kadhi APRs Ari Pazasi | Chikwereti Chiyero | Score Range |
---|---|---|
19% | Kugona | 700-749 |
21% | Fair/Limited | 640-699 |
18% | Bad | 300-639 |
Dec 6, 2021
Imarii yaunofanira kuisa pamotokari ye $ 10000? Kunyanya iwe unogona kuisa pasi, zviri nani, uye hazvimbokuvadzi kuva nemotokari yekare yekutengeserana-mukati. Ngatitii urikubhadharira mota ye$10,000, uye mukweretesi arikukumbira 10% yakaderera kubhadhara; iwe uchafanirwa kuisa pasi $1,000 mberi. Kana iwe uchitengesera mukati uye mota yako yakakosha madhora mazana mashanu, unozofanira kubhadhara madhora mazana mashanu emari.
Iko $ 1000 yakanaka pasi kubhadhara kwemotokari?
Kana uri kutsvaga kutenga motokari yakashandiswa inosvika $10,000, ipapo $1,000 mubhadharo wakaderera. Inokurudzirwa zvakanyanya kuisa pasi inenge 10% ye kukosha kwemotokari kuti uwedzere mikana yako yekuwana mvumo yechikwereti, uye kuderedza miripo yako yemubereko.
Imarii yandinofanira kuisa pamotokari ye60k? Sezvo mutemo mukuru, unofanira kubhadhara 20 muzana yemutengo we motokari semari yekubhadhara.