Mutemo wakanaka wegumbo ndewekuti yako yese mortgage inofanirwa kuve isingasviki 28% yemari yako isati yatanga mutero pamwedzi. Unogona kuwana izvi nekuwanza mari yako ne28, wozopatsanura iyo nezana.
Hereof, Ndeupi muhoro waunoda kutenga imba ye400k? Ndeipi mari inodiwa pa400k mortgage? Kuti vawane imba yemadhora mazana mana, vanokwereta vanoda $400,000 mumari yekuisa gumi muzana pasi. Nechikwereti chemakore makumi matatu, mari yako yepamwedzi inofanira ingangoita $8200 uye mari yako yepamwedzi pachikwereti chiripo haifanire kudarika $981. (Uyu muenzaniso unofungidzirwa.)
Imarii yaunofanira kuita gore kuti uwane imba ye $ 500000? Imarii yandinofanira kuita kuti ndiwane imba ye $500,000? Semutemo wakajairwa, mubhadharo wako wembande haufanire kudarika chikamu chimwe muzvitatu chemari yaunowana pamwedzi. Saka ne20% mubhadharo wepasi pa30-year mortgage uye 4% mubereko, iwe unofanirwa kuita. zvishoma $90,000 pagore zvisati zvaitika mutero.
Uyezve Imba yakawanda sei yandinogona kutenga 40k muhoro? Nekudaro, kuti yakawanda sei yaunokwanisa kutenga zvinoenderana nechikwereti chako, kubhadhara pasi uye zvimwe zvinodhura semitero neinishuwarenzi.
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3. Mutemo we36%.
Gross Revenue | 28% yeMonthly Gross Income | 36% yeMonthly Gross Income |
---|---|---|
$40,000 | $933 | $1,200 |
$50,000 | $1,167 | $1,500 |
$60,000 | $1,400 | $1,800 |
$80,000 | $1,867 | $2,400 |
• Gumiguru 28, 2021
Ndeipi mortgage yandinogona kuwana pa80k muhoro? Mutemo wegoridhe pakuona kuti ingani imba yaunokwanisa kutenga ndeyako pamwedzi kubhadhara kwembandi hakufanire kudarika 28% yemari yako yaunowana pamwedzi (mari yako mutero usati wabviswa). Semuenzaniso, kana iwe nemumwe wako mune mari yakabatanidzwa yegore negore ye $80,000, mubhadharo wako wemba haufanirwe kudarika $1,866.
Imba yakawanda sei yandinogona kutenga kana ndikaita 36 pagore?
Kana iwe ukaita $36,000 pagore, iwe unogona kunge uchikwanisa kutenga imba iyo mutengo uri pakati pe$144,000 ne$195,000. Iyo chaiyo mari yauchakwanisa kutenga ichaenderana nezvikwereti zvako, kiredhiti mamakisi, nzvimbo, kubhadhara pasi, uye zvimwe zvinosiyana.
Imba yakawanda sei yandinogona kutenga 70k muhoro? Imarii yaunofanira kunge uchishandisa pachikwereti chemari? Sekureva kwaBrown, iwe unofanirwa kushandisa pakati pe28% kusvika 36% yemari yako yekutora kumba pane yako yekubhadhara imba. Kana iwe ukaita $ 70,000 pagore, yako yemwedzi yekuenda-kumba kubhadhara, kusanganisira mutero unobviswa, ichave angangoita $ 4,328.
Ndeipi mari yembavha yandinogona kubhadhara pa60k muhoro? Mutemo wenguva dzose wegumbo ndewekuti iwe unokwanisa kutenga imba yemba kaviri kusvika ku2.5 zvakapetwa mari yaunowana pagore. Ndiyo $ 120,000 kusvika $ 150,000 mogeji pa $ 60,000.
Imba ipi yandingatenga ne70k salary?
Imba yakawanda sei yandinogona kutenga pa$70K pagore?
Muhoro | $ 70,000 / gore | $ 70,000 / gore |
---|---|---|
Down Payment | $15,000 | $40,000 |
Current Monthly Zvikwereti | $250 | $250 |
Mortgage Rate | 3.0% | 3.0% |
Kutenga Kumba Budget | $349,200 | $409,200 |
Dec 3, 2021
Zvakare Imba yakawanda sei yandinogona kutenga 50k muhoro? Munhu anoita $50,000 XNUMX pagore anogona kukwanisa kutenga imba inokosha chero kupi zvako kubva pamadhora zana nemakumi masere kusvika pamazana mazana matatu emadhora. Ndiko nekuti muhoro hausiwo wega unosarudzika unotara yako yekutenga bhajeti. Iwe zvakare unofanirwa kufunga nezve yako kiredhiti mamaki, izvozvi zvikwereti, mogeji reti, uye zvimwe zvakawanda zvimwe zvinhu.
Imba yakawanda sei yandinogona kutenga kana ndikaita 60000 pagore?
Iwo wakajairwa mutemo wechigunwe ndeyekuti iwe unogona kutenga mogeji kaviri kusvika ku2.5 zvakapetwa mari yaunowana pagore. Ndiyo $ 120,000 kusvika $ 150,000 mogeji pa $ 60,000.
Ndingawana here chikwereti chemari pa20k pagore? Kukodzera kuhodha kana uchiita $20,000 pagore kana $30,000 pagore inogoneka zvachose. Nepo mari yaunowana ichitora chikamu musarudzo yekupedzisira yemukweretesi wemba, haisiriyo yega mari inotariswa nemukweretesi.
Ndingawane sei imba ye300k?
Kubhadhara pasi: Iwe unofanirwa kuva nebhadharo yepasi yakaenzana ne20% yekukosha kweimba yako. Izvi zvinoreva kuti kuti uwane imba yemadhora mazana matatu ezviuru, unozoda $60,000. Mari yekuvhara: Kazhinji, iwe unobhadhara zvakatenderedza 3% kusvika 5% yemutengo wemba mukuvhara mari. Paimba ye $ 300,000, iwe unoda $ 9,000 kusvika ku $ 15,000.
Imarii yandinofanira kuisa paimba ye $350?
A 10% pasi kubhadhara tine $350,000 kumba ingangoita $35,000. Paunenge uchitsvaga imba yekutenga imba, mubhadharo wepasi ndiwo mupiro wako pakutenga uye inomiririra chikamu chako chekutanga cheimba. Mukweretesi anopa imwe mari yekutenga nzvimbo yacho.
Ndinogona kutenga imba ine 716 kiredhiti mamakisi? Ndingawana here chikwereti cheimba nechikwereti che716? Tea shoma rechikwereti mamakisi anosvika mazana matanhatu nemakumi maviri evazhinji vanokweretesa vakajairwa, saka unofanirwa kunge uchikwanisa.
Imarii yaunofanira kuita kuti uwane imba ye $300000? Izvi zvinoreva kuti kuti uwane imba yemadhora mazana matatu ezviuru, unozoda $60,000.
Ndoda marii kuti nditenge imba ye $300 K?
Ndeipi mari inodiwa pa300k mortgage? + A $300k remba ine 4.5% mubereko pamusoro pemakore makumi matatu uye $30k yekubhadhara pasi-inoda Mari yegore negore ye $ 74,581 kukodzera chikwereti.
Iwe unoda marii kuti utenge imba ye $800000? Kune dzimba dziri mumazana masere ezviuru zvemadhora, iri pakati nepakati pamisika mizhinji yedzimba, Calculator yeDollarTimes inokurudzira vatengi kuunza. $119,371 pamberi pemutero, kutora chikwereti chemakore makumi matatu ne 30% mubereko. Mari yemwedzi nemwedzi yemortgage inofungidzirwa pamadhora mazana maviri nemakumi manomwe neshanu.
Ndinokwanisa here kutenga imba ye300k?
Kubhadhara pasi: Iwe unofanirwa kuva nebhadharo yepasi yakaenzana ne20% yekukosha kweimba yako. Izvi zvinoreva kuti kuti uwane imba yemadhora mazana matatu ezviuru, unozoda $60,000. Mari yekuvhara: Kazhinji, iwe unobhadhara zvakatenderedza 3% kusvika 5% yemutengo wemba mukuvhara mari. Paimba ye $ 300,000, iwe unoda $ 9,000 kusvika ku $ 15,000.
Ko 50k pagore yepakati kirasi? Venhamba vanoti vepakati imari yemumba pakati pe$25,000 ne$100,000 pagore. Chero chipi chiri pamusoro pe $ 100,000 inonzi "yepamusoro yepakati kirasi".
Yakawanda sei mari yandinoda ye 300k mogeji?
Yakawanda Sei Mari Yandinoda ye300k Mortgage? Unofanira kugadzira $ 92,287 pagore kuwana 300k remba. Isu tinogadzika mari yaunoda pa300k remba pamubhadharo uri 24% yemari yako yepamwedzi. Kana iwe, mari yako yepamwedzi inofanira kunge iri $7,691.
Ndeipi mari yembavha yandinogona kubhadhara pa75k muhoro? Ndinowana $75,000 pagore. Imba yakawanda sei yandinogona kutenga? Unokwanisa ine $255,000 imba.
Marii yandinofanira kuita kutenga 300k imba?
Izvi zvinoreva kuti kuti uwane imba yemadhora mazana matatu ezviuru, unozoda $60,000.
Imarii yemba yandinogona kutenga kana ndikaita 70000? Imarii yaunofanira kunge uchishandisa pachikwereti chemari? Sekureva kwaBrown, iwe unofanirwa kushandisa pakati pe28% kusvika 36% yemari yako yekutora kumba pane yako yekubhadhara imba. Kana iwe ukaita $ 70,000 pagore, yako yemwedzi yekuenda-kumba kubhadhara, kusanganisira mutero unobviswa, ichave angangoita $ 4,328.
Ndingatenga imba ine 25k mari?
HUD, masangano asingabatsiri, uye vanokweretesa vakazvimirira vanogona kupa dzimwe nzira dzekuva muridzi wemba kune vanhu vanoita isingasviki madhora zviuru makumi maviri neshanu pagore nerubatsiro rwekubhadhara pasi, sarudzo dzekurenda, uye sarudzo dzechikwereti chevaridzi.
Ndinogona kutenga imba ine 30k pasi?
Chikwereti chako chikuru chingava 95% yemutengo wekutenga, saka kana wakashandisa mari yako yese kubhadhara, waizotenga $600,000 pfuma. Nekubhadhara pasi kwe $30,000, iwe unenge uine chikwereti che $570,000. Mareti echikwereti chepamusoro-soro achiri akaderera (pasi pe4%), asi tarisira kubhadhara mapoinzi.
Ko 100k inokwana kutenga imba here? $100,000 inogona kukupa iwe mukati imba ine mutengo unosvika $1 miriyoni kana uine mari yakakwana yekukodzera. Chikwereti chandatsanangura pamusoro ichikwereti "chisingaenderane". Izvi zvinoreva kuti Fannie Mae kana Freddie Mac havaizoitenga nekuda kwehukuru hwayo.