Kudzora kwe mari inogadzirwa kuitira muripo inoitirwa makambani einishuwarenzi kuitira kuonesa zviziviso uye chinangwa cheanochengetedzwa ari kutsvaga muripo. Kutevera kurasikirwa, uyo anochengeterwa inishuwarenzi anogona kuzivisa kutsakatika kwezvinhu zvakakosha, kuitira kuti abhadharwe neVimbiso.
Zvakare, manyepo angu angawanikwe sei neinishuwarenzi? A manyepo anogona kutanga mhedzisiro kubva kutarisisa kana kuregeredza. Kana kutenda kwakanaka kuchiratidzwa, ivoinishuwarenzi kazhinji inoratidza kunzwisisa: Kana kuri kugadziridzwa kudiki kwechibvumirano, iyoinishuwarenzi anogona kurudzira kuchengetedza chibvumirano cheinishuwarenzi chechikwereti chiripo.
Nzira yekudzoserwa sei neinishuwarenzi pasina invoice? Swedera pedyo neinishuwarenzi yeimba yako uye uvatumire ruzivo urwu: -Chiziviso chakadzama chekuda. -Kuzivikanwa kwemunhu ane mhosva yekukuvadza: Zita rake, kero yake uye ruzivo rwese rwune chekuita nerake Vimbiso (zita rekambani, nhamba yekondirakiti, kero yesangano).
Ndeapi matsotsi emota anonyanya kuzivikanwa? Heano maitiro e kunyanya kubiridzira common:
- "Njodzi dzese dzevarombo". …
- "Resale kune insurer". …
- Iyo "ndege yekunze". …
- Kufamba kwemota kuti iite kunge kuba uye kuti zvirimo zvitarisirwe, zvichitevera kubiwa kwe "trailer".
Saka, ndedzipi njodzi dzinokonzerwa nemutengi anoita chiziviso chenhema? Iwe uri panjodzi yekubhadhariswa faindi inosvika mazana matatu nemakumi manomwe neshanu euros uye anosvika makore mashanu mutirongo. Chero kontrakiti yeinishuwarenzi inofunga nezve kuzivisa kwenhema mushure menjodzi uye chaiyo , que inosanganisira "chero kuwedzeredza kwehunyengeri" kucharova ane inshuwarisi ane chekuita nekusabhadhara kune zvese zvakakanganiswa.
Ndeipi njodzi kana paine inishuwarenzi yenhema?
Iwe uri panjodzi yekubhadhariswa faindi inosvika mazana matatu nemakumi manomwe neshanu euros uye anosvika makore mashanu mutirongo. Chero kondirakiti yeVimbiso funga nezve kuzivisa kwenhema mushure mekuda uye inotsanangura kuti "chero kuwedzeredza kwehunyengeri" kunosanganisira kusabhadhara kwese kwekukuvara kwakabatanidzwa.
Kudzorerwa kwechikumbiro kunoitwa sei? Kazhinji, nguva dzekutungamira mari mazuva ari pakati pe30 ne60. Zvechokwadi, ivo vanosiyana zvichienderana neiyo akaipa : Kana kurasikirwa iyo inonzi "ikozvino" (kukuvadzwa kwemvura, moto weimba, kuputsika kwegirazi, nezvimwewo): iwe uchagamuchira muripo wako mukati memazuva makumi matatu ekuzivisa kwako.
Nzira yekudzoserwa sei neinishuwarenzi? Kukumbira a mari zvemipiro yenyuVimbiso kana muripo, chero chikonzero, unofanira kutumira tsamba yakanyoreswa nemvumo yekugamuchira kukambani yako yeinishuwarenzi.Vimbiso. Mutsamba iyi, tsanangura zvikonzero zvekugumiswa kwako uye chikumbiro chako che mari.
Maitiro ekubhadharwa mune yechiitiko chekuba?
Dzosera inishuwarenzi mushure mekubirwa
- ingave nhengo yemhizha yeinishuwarenzi network yako se mari yekugadzirisa;
- kana muripo zvaitwa necheki muchimiro cheinivhoisi;
- kana ari insured se mutengo wekugadzirisa mukutsinhana nemari yakatarwa nekubvumirana pamwe chete neinishuwarenzi.
Nzira yekuita kuti motokari yako iparare? Kuparara kwemotokari kunochengetwa nemakoronyera, nzvimbo dzeELV, makorokoza uye mashredders. Idzi nyanzvi dzekupwanya mota dzinobvunza vane inshuwarisi kuti vape akati wandei magwaro ekutonga iyo wreckage isati yabviswa neanopwanya.
Nzira yekuita sei kuti motokari iparare?
Zvese zvaunofanirwa kuita kubata nyanzvi, semuenzaniso wrecker kana ELV centre. Izvo zvakare zvinogoneka kuti garaji richawana iyo motokari, kana ichigadziriswa zviri pamutemo. Vamwe vanopwanya vanopa kubviswa kwemahara kweiyo motokari, iyo inoshanda zvikuru kana isiri kukunguruka.
Ndeipi migumisiro yekunyeperwa usingazivi? The mhedzisiro yekureva zvisirizvo nemaune ndizvo kusashanda kwechibvumirano, kuitira kuti uyo anochengeterwa inishuwarenzi haakwanise kutora chero muripo.
Chii chinonzi fake invoice?
Gwaro renhema rakapihwa richavhara kuendeswa chaiko kwezvinhu kana kupihwa chaiko kwesevhisi. The mari zvakasimbiswa nemutengesi chaiye anoitwa mazita enhema, venhema kero kana huwandu husingaenderane nezvakaunzwa.
Munhu ane inishuwarenzi anogona kumisa kondirakiti yake riini?
Zvinotaurwa nemutemo: chinyorwa L 113-12 cheInishuwarenzi Code
"THE 'assured ane kodzero yeku gumisa le chibvumirano pakupera kwegore rimwe, nekutumira tsamba yakanyoreswa kune inshuwarisi mwedzi miviri isati yasvika. […] Kodzero ye gumisa le chibvumirano gore rega rega rinofanira kutaurwa mumutemo wega wega.
Ndeipi mibairo yedeclaration isina kururama? Kana kuwanikwa kwenhema statement yakagadzirwa kare akaipa, kondirakiti yakadzimwa uye mari yakabhadharwa inoramba iine inshurensi. The migumisiro yacho zvakanyanya kana zvenhema statement inowanikwa mushure akaipa : izvi hazvingo vharwa neinsurer.
Nzira yekudzoserwa sei neinishuwarenzi yemotokari yako? komenda tora mari pedyo inishuwarenzi yemota yake ? Kuti mubhadharwe zvichitevera kurasikirwa kuita zvemotokari, unofanira kuzivisa tsaona kumapurisa uye wobva wakurumidza kune insurer yako. Inobva yakupa huwandu hwerutsigiro.
Nzira yekudzorera sei kukanganisa kwemvura?
Kazhinji kufona kuri nyore kwakakwana, asi kungwarira, damit Iwe unogona zvakare kutumira tsamba netsamba yakanyoreswa ine kubvuma kurisiti. iwe Iwe unozogamuchira fomu rekuzadza. iwe anofanira kutsanangura kukuvara kwemvura :kubuda kwemvura kurikubvepi, komenda ndizvo-ce zvichida, etc.
Ndeipi account yekubhadhara mari? Iyo kambani inobatwa nea akaipa (kuba, tsaona, kuparadza, zvichingodaro) inowanzovharwa neinishuwarenzi yayo. the mari inishuwarenzi inoverengerwa mukati Nhoroondo 79 "kutamisa mutoro".
Nzira yekuzvidavirira kune inshuwarisi yekudzorera?
Le mari of l 'Vimbiso inoverengwa mukati Nhoroondo 79 "kutamisa mutoro". Iyo deductible haina kumbonyorwa zvakananga mu a Nhoroondo mitoro (kirasi 6). Zvakanakisa, zvinoonekwa mumaakaundi nemusiyano panguva yekugadziriswa kwayo.
Chii chaunofanira kuita mushure mekubiwa?
- Izvo zvakakosha.
- En CAS of kuba , siyai nzvimbo yekuba sezvairi.
- Imwe yekutanga matanho : pikisa nzira dzekubhadhara dzakabiwa.
- Nyora zvinhu zvakabiwa, isa chichemo, fonera inishuwarenzi yako.
- Chengetedza imba yako kuitira kuti urege kubatwa kuba .
Kushanya kwenyanzvi mushure mekubira kwakadii?
Kwaita sei kushanya kwenyanzvi mushure mekubirwa ? L 'nyanzvi anouya kuzoona kuba uye anewo basa rekuongorora kukuvara kwaitwa. Kugadzirira sa uyai, musarasa chero chinhu, musachengeta kana kutanga kugadzira.
Ndinodzoserwa sei chinhu chakabiwa? For the zvinhu zvakabiwa, nyatsojeka sezvinobvira, ratidza zvakajeka misi nezvitsama zvekutenga uye batanidza ufakazi hwose hwakanyorwa hunogona kusimbisa idzi nhamba. Aya magwaro anotsigira anotsigira chikumbiro chako uye anoshandiswa kuwana a mari qui se inouya sepedyo sezvinobvira kune chaiyo kukosha kwechinhu chakabiwa.