Le kuyika bwino rentable Zotsatira LCL ndi otetezeka mu 2022 Est inshuwaransi ya moyo yomwe imapereka phindu labwino kwambiri (pafupifupi 2 mpaka 3%) popereka a Kusinthaku zachuma popanda chiopsezo. Mutha kugulitsa ma euro 10000, 20000 mayuro, 30000 mayuro, 40000 mayuro kapena ma euro 100000 popanda malire aliwonse.
Mwa njira, Ndi akaunti iti yomwe imapeza ndalama zambiri ku LCL? Livret Cerise ndi chinthu chopulumutsa chopanda chiopsezo. Mumalipidwa more apamwamba kuposa a nkhani Pa Livret (CSL) mpaka € 20 pamene denga la LDDS yanu kapena Livret A yanu lifikira.
Kodi ndalama zopitira ku akaunti ya passbook ndi zingati? THE kabuku ka A ndi pakali pano idakwana 22 euros. Denga la LDD, iye, Est yokhazikika pa 12 euros. ndi kabukundalama zodziwika bwino (LEP) Est mwachindunji popeza sichiteroEst n'zotheka dtsegulani awiri okha m'nyumba imodzi yamisonkho. Denga limasiyanasiyana malinga ndi kuchuluka kwa magawo a mabanja.
Kodi chidwi cha akaunti ya passbook ndi chiyani? Ndalama zotetezedwa
Ndalama zoyikidwa sont kungakupatseni(2) ndipo amalipidwa pamlingo wapachaka wa 0,05%. Mtengo ukugwira ntchito pa 01/04/2021, kutengera kusinthidwa ndi Société Générale, malinga ndi msonkho pa le ndalama ndi zopereka zapagulu.
Komabe, mungapange bwanji ndalama ndi LCL?
Ubwino + Zotsatira LCL limakupatsani kutero kupeza ndalama polipira makadi. Ngati ndinu kasitomala wa banki ya eLCL et kuti muli ndi kirediti kadi kuchokera kumtundu, ndiye kuti mutha kulowa nawo pulogalamu ya Avantage + kwaulere Zotsatira LCL.
Kodi Cherry Booklet ndi chiyani?
Le Kabuku ka Cherry ndi un buku zowonjezera kwa makasitomala a LCL omwe Kabuku A ndi/kapena Kabuku Zachitukuko chokhazikika komanso chophatikiza (LDDS) chafika pamlingo wovomerezeka.
Kodi denga la Livret A LCL ndi chiyani? ndi kabuku kakang'ono A Est yokhazikitsidwa pa €22 ya anthu pawokha ndi €950 ya mabungwe, kupatula kuwerengera chiwongola dzanja chambiri. Zokonda za Kabuku sichikugwera m'malire a denga. Palinso maakaunti ena osungira, olamulidwa kapena ayi, omwe angakhale oyenera kwa inu.
Kodi LCL Cash Back imagwira ntchito bwanji? THE cashback zopezeka pamagulidwe osiyanasiyana kudzera Zotsatira LCL Avantage + imasamutsidwa ku kitty yosiyana ndi akaunti yomwe ilipo. Zimangofika pamtengo wa € 20 pomwe wogula amatha kusamutsa zomwe zili ku akaunti yake yakubanki ndikuzigwiritsa ntchito momwe angafunire.
Kodi Citystore imagwira ntchito bwanji?
Le Citystore imalumikizidwa ndi tsamba lodzipatulira la intaneti lomwe limalemba mabizinesi onse omwe akuchita nawo ntchitoyi. Kuti mupeze malo omwe ali pafupi ndi inu ndikuwona zotsatsa zomwe zikugwirizana nawo, ingopitani patsamba la https://www.lcl.fr/citystore/member/offers/shop.
Kodi denga la Livret Cerise LCL ndi chiyani? ndi Kabuku ka Cherry, chowonjezera cha buku A ndi LDD
Le Kabuku ka Cherry ndi ndondomeko yosungira ndalama yoperekedwa ndi wakale wa Crédit Lyonnais, Zotsatira LCL. Cholinga chake ndikuthandizira omwe ali ndi a buku A kapena LDD kuti mupitirize kusunga kupitirira denga ololedwa: 22950 mayuro pa imodzi ndi 12000 mayuro ina.
Ndi maakaunti ati omwe amapeza ndalama zambiri?
Akaunti kuti zimabweretsa zambiri chidwi ndi buku People's Savings Fund (LEP). Pakali pano ali ndi malipiro a 1,25% pachaka. LEP ndi ya anthu omwe amapeza ndalama zochepa.
Kodi Livret A LCL imagwira ntchito bwanji? Ndalama zosungidwa nthawi iliyonse. ndi Kabuku A ndi a buku malamulo amakulolani kusunga mpaka €22, popanda chindapusa, misonkho kapena zopereka zachitetezo cha anthu. ndi Kabuku A amakulolani kukhala ndi ndalama zanu nthawi iliyonse.
Kodi mungaike kuti ndalama zanu kabuku ka A kadzadza?
Nthawi zambiri, zabwino kwambiri Est kuti mutsegule ndondomeko yosungira masheya (PEA) koma mungagwiritsenso ntchito mgwirizano wa inshuwaransi ya moyo (makamaka kulipidwa ndi Le Revenu), akaunti yosavuta yachitetezo kapena ngakhale ndondomeko yosungiramo ntchito yopuma pantchito ngakhale mutakhala kuti I'ndalama ndi oletsedwa.
Kodi pali kusiyana kotani pakati pa akaunti ya passbook ndi passbook A?
A La kusiyana du Kabuku A, zokonda za a buku banki zimatsimikiziridwa ndi banki. Chiwongola dzanjachi chimakhomeredwa msonkho ndipo chimadalira zopereka zachitetezo cha anthu. Ndalama zomwe zimayikidwa pa a buku mabanki amakhalabe nthawi zonse ndipo alibe chiopsezo.
Ndani amabweretsa kabuku kochuluka A kapena LDD? Pa 1%, izo malipoti deux fois more que Le Kabuku A ndi LDDS, monga chikumbutso, adalipira 0,5% kuyambira February 2020. Ndipo izi zidzakhala choncho nthawi zonse: lamulo lowerengera malipiro ake limapereka kuti mlingo wa LEP ndi wofanana ndi wa Kabuku Kuwonjezeka kwa 0,50 point.
Kodi mungawone bwanji ngongole yanu yachindunji ya LCL? Zomwe mwabweza pa akaunti yanu ya banki kapena kudzera pa mabanki anu pa intaneti Zotsatira LCL.Fr.
Kodi LCL CityStore imagwira ntchito bwanji?
Ndi kulipira kulikonse kwa wogulitsa mnzake Mtengo wa magawo LCL City Store, mumapindula ndi cashback*. Awa ndi ma euro opambana! Kubweza ndalama* kumaperekedwa ku akaunti yanu mwezi wotsatira kutsimikizira kogula.
Momwe mungasinthire LCL pa intaneti? Lowani muakaunti yanu ndi INTANETI Kenako dinani "Malo Anu Payekha" kenako pagawo la "History" dinani "Zochita zanu mu INTANETI“. Sankhani "Kusintha” pamndandanda ndikutsimikizira.
Momwe mungagwiritsire ntchito ndalama za CityStore?
Kuti mubweze ndalama, basiutiliser LCL khadi lanu la ngongole pa kugula kwanu, ndi ndalama zobwezeredwa (zomwe zili kumanja kwa chithunzi pamwambapa) zidzagwira ntchito. Mwezi wotsatira, akaunti yanu yakubanki idzachepetsedwa kubwezeredwako ndalama zikadzatsimikiziridwa ndi wamalonda.
Momwe mungatsimikizire kubweza ndalama kwa Monoprix? Ndiye kuti wanu Monoprix CashBack Mode & Maison imaganiziridwa bwino, chonde vomerezani ma cookie onse mukafika patsamba lamalonda Monoprix Fashion & Home. ndi Monoprix CashBack Mafashoni & Kunyumba zitha kuphatikizidwa ndi ma code otsatsa omwe amatchulidwa "+ Kuchotsera mpaka 3,5% CashBack".
Kodi denga la CEL ndi chiyani?
Chitsulo. Le CEL kudenga ndi za € 15.
Mtengo wa LDD ndi chiyani? Kusintha kwa 1er February 2022
Le mlingo chiwongola dzanja chapachaka cha kabuku ka Sustainable and Solidarity Development (LDDS), chogwirizana ndi kabuku ka A, Est idasinthidwa ndi 1% pa 1er February 2022.
Momwe mungayikitsire ndalama zanu kuti zibweretse zambiri?
Ndi ndalama ziti zomwe zimapereka phindu labwino kwambiri pakapita nthawi?
- Ikani ndalama mumsika wamasheya kudzera pa PEA kapena akaunti yachitetezo. Masheya ndi gulu la chuma qui imapereka chiwongola dzanja chokwanira kwambiri pakapita nthawi yayitali. …
- Equities: ndalama zomwe zimakhalanso zowopsa…
- Inshuwaransi ya moyo kuti musinthe zomwe mwasunga.
Ndi kabuku kati komwe kapeza ndalama zambiri mu 2022? Monga adalengezedwa ndi Bruno Le Maire mkati mwa Januware, kuchuluka kwa Kabuku A amakwezedwa kuchokera 0,50% mpaka 1,00% pa 1er février 2022. Kuyambira tsiku lino, kwa munthu yemwe wafika padenga, 22 mayuro (kupatula chiwongola dzanja), phindu limakwana 950 mayuro pachaka, motsutsana ndi 229 mayuro m'mbuyomu.
Ndani amabweretsa Livret A kapena PEL kwambiri?
Pa muyeso uwu, ndi Housing Savings Plan (Mtengo wa ELP) qui zimachitika kuti more zopindulitsa. Zimakulolani kuti muwononge ndalama zokwana 61 mayuro pamtengo waposachedwa wa 200% gross, kapena 1% ukonde wa PFU (0,70). Ndi chopinga chachikulu, komabe: perekani osachepera 1 mayuro pachaka, pamwezi, kotala kapena theka-pachaka.