Tsiku lamtengo wapatali pa Disembala 31
Kaya mabanki amalipira malipiro pa Disembala 31, Januware 2 kapena 4, mitundu yambiri imakhala ndi tsiku lofanana: Disembala 31. Ili ndi tsiku lokhazikitsidwa kuti muwerengere zomwe mumapeza.
Mwa njira, chiwongoladzanja chimaperekedwa liti? Lamulo limodzi: kuwerengera kwa zokonda masabata awiri
zinthu ziwiri sont chifukwa chake kukumbukira: malipiro zachitika pakati pa 1er ndipo pa 15 pa mwezi amabala zokonda kuyambira pa 16 la mwezi womwewo; a malipiro zomwe zimachitika pakati pa 16 ndi kumapeto kwa mwezi zimatulutsa zokonda kuchokera 1er wa mwezi wotsatira.
Kodi inshuwaransi ya moyo imalipidwa liti? Ndalama mu euro za mgwirizano wainshuwaransi ya moyo ndi chithandizo chotetezedwa chomwe chimaphatikizapo chitsimikiziro cha ndalama choperekedwa ndi inshuwalansi. Choncho, wolembetsa sangathe kutaya ndalama pa thumba la mtundu uwu. Chaka chilichonse a chiwongola dzanja chalipidwa pa mgwirizano wa December 31 N.
Kodi inshuwaransi ya moyo mumalandila liti? The zokonda amalipidwa chaka chilichonse, pa December 31, kwa olembetsa. Amawerengedwa ngati pro rata temporis, mwachitsanzo, malinga ndi nthawi ya ndalama za wolembetsa.
Komabe, ndi liti pamene mungasungire kapena kuchotsa ndalama ku akaunti yanu yosungira?
Chifukwa chake ndibwino kupanga: malipiro pa 15 kapena 30th ya mwezi; zochotsa pa 1 kapena 16 pamwezi kuti musataye chidwi kwa masabata awiri. Zabwino kudziwa: kugwiritsa ntchito makhadi ochotsa omwe amaperekedwa ndi timabuku kusungirako nthawi zambiri kumakhala ndi zotsatira zochepetsera chiwongoladzanja kuti zisawonongeke.
Kodi chiwongola dzanja chimagwira ntchito bwanji?
Fomula yogwiritsidwa ntchito kuwerengera zokonda zosavuta
- Mtengo wa capital (€) * Mtengo wa intérêt pachaka (%) * Nthawi yowunika = Chidwi (€)
- € 10.000 * 1,75% * 12/12 = € 175. Izi zikuyimira yanu zokonda mchaka choyamba. ...
- € 10.000 * 1,75% * 12/12 = € 175. ...
- 175 € * 1,75% * 12/12 = 3 €.
Kodi chiwongola dzanja chakubanki chimagwira ntchito bwanji? Banki imawerengera ndalama zonse za zokonda zomwe adapeza chaka chatha ndipo, asanawabweze, amachotsa kuchuluka kwalamulo kwa zopereka zachitetezo cha anthu. Chifukwa chake, kuti PEL itsegulidwe mpaka Disembala 2017 pamlingo wokwanira wa 1%, ndalama zonse zapachaka zimakhala 0,83% (0,828% ndendende).
Kodi inshuwaransi ya moyo imawerengedwa bwanji? Kuwerengetsa des zokonda zosavuta ndi zokonda mankhwala
- 100 x (2/100) = 2. Pambuyo pa chaka chimodzi, ndalama zokwana €100 zolipidwa pa 2% pachaka zimabweretsa € 2 ya zokonda . Kumapeto kwa chaka choyamba, kamodzi the zokonda ku akaunti, padzakhala € 102 pa akaunti. …
- 100x(1+0,02) 5
Nthawi yochotsa ndalama ku Livret A?
Za tsiku lomwe kutaya ndalama pa Kabuku A, ndi bwino kudikirira mpaka pa 1 kapena 16 mwezi uno. Inde, ngati achire wa gawo laargent pa 30, 31 kapena 15 m'mwezi, chiwongola dzanja chomwe chinatulutsidwa m'masabata awiri apitawa chimatayika.
Momwe mungasungire ma euro 10.000 mu 2022? Izi ndi Pau, Limoges, Poitiers, Brest ndi Nîmes. Ndalama zimakhalabe zabwino pamsika wamasheya ndi inshuwaransi yolumikizidwa ndi mayunitsi monga gawo la njira yayitali.
Ndi ndalama zingati zomwe tiyenera kusiya pa Livret A?
Dipo osachepera kutsanulira wo- buku Mtengo wa € 10 pafupifupi pafupifupi mabanki onse ku France. Sizingatheke kuyika ndalama zocheperako muakaunti yake yosunga ndalama. Komabe, ndizotheka kupanga madipoziti ndalama, kutengerapo banki kapena cheke.
Kodi chiwongola dzanja cha ngongole chimawerengedwa bwanji? Ziwerengero zofunika: mlingo wa pamwezi = mlingo wa pachaka wa banki wogawidwa ndi 12; THE zokonda = ndalama zomwe zatsala chifukwa cha banki x mtengo wapamwezi; ndalama zobwezeredwa = Ndalama zomwe zimalipidwa pamwezi - the zokonda ; ndalama zomwe zatsala = Ndalama zomwe zatsala kuchokera mwezi wapitawu - ndalama zomwe zabwezedwa.
Momwe mungawerengere chiwongola dzanja pa ndalama?
Kwa calcul D 'intérêt pamwezi pawiri, chilinganizo cha calcul D 'intérêt adalemba motere: Kwa kuchuluka za ndalama zidzatenga kugwira ntchito zowerengetsa : Montant ndalama x (1+Rate ofintérêt/Nthawi yaintérêt/ 100) (Terme * nyengo d'intérêt) = Montant za ndalama.
Momwe mungawerengere chiwongola dzanja pa ngongole?
Chidwi zosavuta: theintérêt zosavuta zimangowerengedwa pa likulu loyamba. Mwachitsanzo, pa nkhani ya mkulu wa $1 pa mlingo waintérêt mlingo wapachaka wa 5% pazaka 3, the zokonda zomwe zidzalandidwe zidzakhala $50 (5% ya 1) pachaka, pa $000 yonse.
Kodi inshuwalansi ya moyo imalipidwa bwanji? Malingana ndi lamulo, inshuwalansi ali ndi mwezi umodzi kulipira likulu kwa opindula, kuchokera pa chiphaso cha fayilo yonse. Choncho ndi bwino kutumiza zikalata zonse zothandizira ndi makalata olembetsa ndi kuvomereza kuti mwalandira kuti mudziwe tsiku lonyamuka. ce malire a nthawi.
Kodi malipiro a inshuwaransi ya moyo amayenda bwanji? ineinshuwaransi ya moyo ndi mgwirizano umene inshuwaransi imapanga, pobwezera malipiro a premium, kulipira annuity kapena capital kwa inshuwaransi kapena opindula. Itha kugwiritsidwa ntchito ngati chinthu chosungira nthawi yayitali kapena yayitali.
Zimatenga nthawi yayitali bwanji kuti munthu alandire inshuwalansi ya moyo akamwalira?
pambuyo chiphaso cha zikalata, inshuwaransi ali 1 mwezi kutsanulira perekani ndalamazo. Kuchokera de la kulandira de mchitidwewo wa wakufa ndi makonzedwe a opindula, inshuwalansi ali ndi choyamba Thandizeni masiku khumi ndi asanu kutsanulira funsani zikalata zofunika ndi mgwirizano.
Ndi maakaunti ati omwe amapeza ndalama zambiri? Akaunti kuti zimabweretsa zambiri chidwi ndi buku People's Savings Fund (LEP). Pakali pano ali ndi malipiro a 1,25% pachaka. LEP ndi ya anthu omwe amapeza ndalama zochepa.
Momwe mungawerengere inshuwaransi yopereka moyo?
Mwalipira € 50 pa mgwirizano wanu wantchitoinshuwaransi ya moyo zaka zisanu ndi zitatu zapitazo. Mukufuna kuchotsera €20. Ndalama zomwe muyenera kulipira chiwombolo mgwirizano wanu wonse ndi €70. Za kugwira ntchito zowerengetsa chidwi, mumagwiritsa ntchito ndondomekoyi: 20-(000 x 50)/000) = 20.
Momwe mungatengere ndalama pa Livret A? Mutha chotsani L 'argent wa wanu Kabuku A ndalama ku positi ofesi, ndi kusamutsidwa kamodzi kapena ndi khadi yochotsa yaulere yokhudzana ndi Kabuku A. Makhalidwe a withdrawals ku Kabuku A ali motere: € 10 osachepera (€ 1,50 potsegula ku La Banque Postale) pakuchotsa.
Momwe mungabwezere ndalama kuchokera ku Livret A?
Kuchotsedwa kwaargent pa buku A ndi yaulere ndipo imatha kuchitidwa nthawi iliyonse yomwe wopulumutsa afuna, popanda malire a nthawi yeniyeni. Wotsirizirayo ali ndi mwayi wopanda malire ku akaunti yake ndi ndalama zake, popanda kupempha chilolezo chapadera kuchokera ku mabanki omwe akugwira nawo ntchito. buku A.
Ndalama zotani mu 2022? Ndalama zabwino kwambiri zosungiramo 2022 malinga ndi French. Ngakhale zokolola zimatsika chaka ndi chaka, inshuwaransi ya moyo imawonedwabe ngati chinthu chabwino kwambirichopulumutsa lankhula Chifalansa.