INDE, ndizothekandi plusieurs nkhani banki
Mutha kutsegula zambiri akaunti zamakono monga mungafunire komanso kuchuluka kwa mabanki kapena mabungwe apa intaneti.
Mwa njira, titha kukhala ndi mabanki awiri? Mwalamulo, mutha kutsegula ambiri nkhani mu banki monga mukufuna. Palibe malire. Choncho n'zotheka kukhala angapo nkhani mkati mwa banki imodzi kapena imodzi / angapo nkhani m'mabanki osiyanasiyana.
Kodi ndalama zochulukirapo pa akaunti yochezera ndi zingati? Palibe denga pazambiri pa akaunti yapano. Mulimonsemo, ndibwino kuti musadutse malire a 100 euros. Komabe, iye Est zopanda phindu kusiya ndalama zambiri zitagona pa nkhani osatulutsa chidwi.
Ubwino wokhala ndi maakaunti awiri aku banki ndi chiyani? Posankha deux maukonde osiyanasiyana (Mastercard ndi Visa), kotero inu mukhoza kulipira mosavuta ndi kuchoka kunja. Zowonadi, kutengera dziko, network Est nthawi zina chachikulu. Onani wofananizira makhadi athu banki kuti mupeze khadi yabwino kwambiri banki mfulu kwa moyo.
Komabe, ndiyenera kusiya zingati muakaunti yamakono?
Dziwani kuti palibe ndalama kuchuluka kudzachitika pa a akaunti yapano. Komabe, ndibwino kuti musatenge ndalama zoposa € 100. Zowonadi, chitsimikizo cha depositi chimakupatsani mwayi, ngati banki yanu yasokonekera, kutetezedwa ndi ndalama chifukwa cha Deposit Guarantee and Resolution Fund (FGDR).
Chifukwa chiyani muli ndi banki yachiwiri?
M'malo mwake, ngati maakaunti angapo aposachedwa amatsegulidwa chimodzimodzi banki, muli pamalo abwino kukambirana za kasamalidwe ndi ndalama za kirediti kadi. The banki imathanso kukupatsirani maubwino ena azamalonda monga kupeza mitengo yokongola yobwereka komanso malo obwereketsa.
Kodi banki yabwino kwambiri kuti mutsegule akaunti ndi iti? Malinga ndi le gulu la mabanki abwino kwambiri 2021 mgawo lachitatu lopangidwa ndi Posternak/Ifop Institute ndikufalitsidwa m'mweziwu de Seputembara 2021, le Crédit Mutuel akadali pamalo oyamba.
Kodi mungasungire ndalama zingati ku banki popanda umboni? Kwenikweni, palibe malire mu gawo la ndalama mu akaunti yake banki munthu payekha. Komabe, kuposa ndalama ndi 8.000 euros banki adzafunika kukufunsani a umboni pa chiyambi cha ndalama.
Kuti muyike ndalama zambiri?
Ndizotheka kutero gawo la ndalama amafuna ndalama kubanki, popanda malire. Komabe, kuchokera ku 8000 mayuro ndalama, banki ikhoza kukufunsani kuti mutsimikizire komwe ndalamazo zachokera.
Kodi banki ingatenge ndalama zanga? Inde. Koma makasitomala okha (anthu, odzilemba okha, mabizinesi ang'onoang'ono ndi apakatikati) omwe ali ndi ndalama zopitilira € 100 banki kapena kampani yogulitsa ndalama yomwe ingalephere mungathe kugwiritsidwa ntchito. Kenako atenga nawo gawo pakubweza kwawo kwamkati, kotchedwa "bail in".
Ndi maakaunti ati omwe amapeza ndalama zambiri?
Akaunti kuti zimabweretsa zambiri chidwi ndi buku People's Savings Fund (LEP). Pakali pano ali ndi malipiro a 1,25% pachaka. LEP ndi ya anthu omwe amapeza ndalama zochepa.
Bwanji mutsegule akaunti kubanki ina? Ubwino wokhala ndi angapo nkhani mafunde
Ndipo tiyang'ana zambiriautres ubwino: Kukhala ndi khadi yachiwiri banki. Perekani aliyense nkhani kugwiritsa ntchito mosiyanasiyana: imodzi yowonongera tsiku ndi tsiku, theautre za ndalama. Komanso amalola kuti bwino kusamalira wanu Akaunti ya kubanki.
Kodi zosachepera pa akaunti yanu ndi ziti?
Kodi ndalama zochepa zotsegula akaunti yakubanki ndi ziti?
Malipiro osachepera pa kutsegula | Njira zotumizira malipiro | |
---|---|---|
>> Onani zoperekazo | 50 € | Malipiro |
>> Onani zoperekazo | Pakati pa € 20 ndi € 150 | Malipiro |
>> Onani zoperekazo | Takulandirani: €50 Ultimate: €300 Ultimate Metal: €500 | Malipiro |
>> Onani zoperekazo | 150 € | Malipiro |
Kodi ndingasungitse ndalama zingati ku banki?
Ndizotheka kutero gawo la ndalama amafuna mkati liquide à La banki, popanda malire apamwamba. Komabe, kuchokera 8000 mayuro ndalama, kukhazikitsidwa banki akhoza ndikufunseni kuti mutsimikizire chiyambi cha ndalamazo.
Chifukwa chiyani muli ndi akaunti yakubanki? Pamene muli ndi a Akaunti ya kubanki, mumatha kupeza ndalama zanu kulikonse komwe kuli banki kapena ATM. Mutha kulipiranso zomwe mwagula mwachindunji kudzera pamagetsi pogwiritsa ntchito kirediti kadi yanu, yolumikizidwa ndi yanu Akaunti ya kubanki.
Kodi banki yotetezeka kwambiri ku France ndi iti? Malinga ndi Global Finance, bungweli banki yotetezeka kwambiri ku France ndi BNP Paribas. VS'Est chachikulu banki chikhalidwe nambala 1 ponena za kubweza ndi le chiwerengero cha antchito. Phindu lake Est komanso more zofunika ku France.
Ndi banki iti yomwe mungasankhe mu 2021?
Masiku ano, Société Générale akadali wabwino kwambiri banki ndi bungwe la 2021. Ubwino waukulu wa Société Générale ndi kukhala ndi mwayi wopeza nthambi zanthambi zambiri ku France. Wothandizira aliyense amapindula ndi chithandizo chaumwini ndi mlangizi wodzipereka.
Kodi banki yabwino kwambiri mu 2022 ndi iti? Powonjezera cholembera pamitengo yakubanki ndi cholembera chantchito zakubanki, Fortuneo Banki ndi zosankhidwa banki yabwino kwambiri ya 2022, patsogolo pa Boursorama Bank, BforBank, Hello Bank! ndi Monabanq.
Momwe mungatsimikizire ndalama?
Pakati pa 1501 ndi 10 mayuro omwe adasungidwa masiku makumi atatu, Banki ya Posta tsopano ikufuna umboni wa komwe ndalamazo zidachokera. Wogulayo ayenera kupereka banki yake ndi invoice kapena kalata ya notary pakachitika cholowa, mwachitsanzo, kutsimikizira chiyambi cha ndalamazo.
Momwe mungalungamitsire kusungitsa ndalama? Kusungitsa ndalama mu banki: tanthauzo
Mukayika ndalama, muyenera kupeza risiti nthawi zonse. Ngati gawo kupitilira ma euro 1, umboni wakuchokera kwandalama utha kufunsidwa.
Momwe mungalungamitsire gawo lalikulu la ndalama?
Kuchokera ku € 8 Ngati mukufuna kupanga a gawo wapadera mu ndalama, d'mtengo woposa € 8, banki ili ndi ufulu wakufunsani kutero kulungamitsa za chiyambi cha ndalama. Zomwe amachita nthawi zambiri (mulandila foni kuchokera kwa alangizi anu).