Chidziwitso choyenera kuperekedwa dos du fufuzani ndi "zovomerezeka ku dongosolo la" kutsatiridwa ndi tsiku ndi siginecha yanu. ndi fufuzani osawoloka akhoza kuvomerezedwa kangapo motsatana.
Komanso, ndimapeza bwanji cheke? Inde, ngati wanu fufuzani ndi a fufuzani osawoloka, mutha kubwezeretsanso ndalamazo popanda vuto lililonse liquide pa counter ya banki yomwe ikupereka. Zomwe muyenera kuchita ndikudziwonetsera nokha kubanki ndi chitupa ndipo ndalamazo zidzaperekedwa kwa inu nthawi yomweyo.
Ndani ayenera kusaina kuseri kwa cheke? Wonyamula wa fufuzani kufuna kupeza ndalama basi chizindikiro, lembani nambala yanu yaakaunti kumbuyo ndikupita nayo ku banki yanu kapena kuitumiza pa positi (makamaka kumabanki apa intaneti).
Ndani ayenera kusaina kumbuyo kwa cheke? M'malamulo, akuti "ndizosavomerezeka kupatula phindu la banki". Choncho wonyamulayo amaloledwa kupereka ndi kuvomereza (saina kumbuyo ndi kulumikiza slip) the fufuzani. Choncho ayenera kukhala munthu wodalirika!
Ndiye, mungalembe bwanji cheke chonyamula? Tumizani anu fufuzani ku banki yanu.
Kuvomereza kokhazikika ndi: "kuvomerezedwa ku dongosolo la", kutsatiridwa ndi tsiku ndi siginecha yanu. Ngati simutchula dzina la wopindula, kumbuyo kudzakhala pa porteur ndipo aliyense akhoza kudya fufuzani.
Momwe mungapezere cheke popanda akaunti yakubanki?
Kuti athe sungani cheke popanda akaunti dans La banki wopereka, muyenera kudziwonetsera nokha pa kauntala yomalizayo ndi chikalata chovomerezeka. Wogulitsa adzakulipirani ndalama.
Kodi chopingasa chosasinthika ndi chiyani? Sizingapatsidwe kwa munthu wina (zikuti zosavomerezeka, kupatula phindu la banki). Kutolera fufuzani, muyenera kusaina kumbuyo ndikukapereka kubanki. Ndikofunikiranso kuti akaunti ya wotumiza wa fufuzani imaperekedwa mokwanira kwa fufuzani kukhala cashed.
Kodi pali kusiyana kotani pakati pa cheke chopingasa ndi chosadutsa? ndi fufuzani banki yodziwika kwambiri Est mwachiwonekere cheke, zomwe, mosiyana cheke chosadutsa : ayi zovomerezeka, kupatula phindu la banki (sizingathe kuperekedwa kwa munthu wina mwa kuvomereza); Est mfulu; zikuphatikizapo mizere iwiri oblique kuwoloka kuchuluka ndi dongosolo la fufuzani.
Kodi ndingapange bwanji cheke chomwe sichingagulitsidwe?
Un fufuzani palibe dipositi
Article L. 131-31 ya Monetary and Financial Code ikuti "sanali kulemba” mawu aliwonse omwe amatsutsana ndi malipiro a fufuzani. Komanso mawu akuti "osati cashable” ananyamula chikalata chophatikizidwa kapena ngakhale pa fufuzani sichikugwira ntchito ndipo fufuzani akhoza kuikidwa ndi cashed.
Ndi nambala yanji yomwe muyenera kuyiyika kuseri kwa cheke? Mukakhala ndi fufuzani, muyenera kuvomereza. Kuvomereza uku kumakhala ndi kuwonetsa kumbuyo kwa fufuzani tsiku lalero, lanu nambala akaunti, potsimikizira izi ndi siginecha yanu. Dzina lanu loyamba ndi lomaliza. Anu nambala ya akaunti yakubanki.
Kodi ndingapeze cheke m'dzina la mwamuna wanga?
Ndime 221 ya Civil Code imalola m'modzi mwa okwatiranandalama cheke mu dzina onse awiri ndi kuvomerezedwa ndi aliyense; palibe kubwereza malipiro osayenera kuti apindule ndi banki.
Kodi muyenera kusaina cheke? Popanda siginecha, a fufuzani alibe phindu.
Kutchula "siginecha" ndikutsatiridwa ndi danga kumakupatsani mwayi wodziwa komwe muyenera kusaina. Il ne ayenela osalowa pansi pa fufuzani.
Kodi ndikofunikira kutsimikizira cheke?
Malipiro a fufuzani posainira kumbuyo Est sitepe kuvomerezedwa kuti athe kuzisonkhanitsa. kuvomereza cheke : a fufuzani kuvomerezedwa Est nawonso a fufuzani kumbuyo komwe mwasaina. Kusiyana kwake Est qu'un fufuzani kuvomerezedwa Est kwenikweni a fufuzani osati kuwoloka. Mmodzi fufuzani anawolokaEst Zosavomerezeka.
Kodi kusaina macheke?
On chizindikiro zambiri kumanja pansi, pansi kutchula "Siginecha". Siyenera kulowerera pa mzere woyera. Pomaliza, lembani nsonga kapena cheke. Dziwani tsiku, wopindula, ndalama.
Kodi ndimalemba bwanji cheke? Ife chizindikiro zambiri kumanja pansi, pansi kutchula "Siginecha". Siyenera kulowerera pa mzere woyera. Pomaliza, lembani nsonga kapena cheke. Dziwani tsiku, wopindula, ndalama.
Kodi ndingalembe bwanji cheke ku USA? M'bokosi lakumanja, lembani kuchuluka kwa ziwerengero (pambuyo pa chizindikiro cha $). Pansi kumanja timasaina (muyenera kuganiza kuti tikusaina pamenepo… chifukwa sizinalembedwe.) ndipo kumanzere (pamene akuti FOR), nthawi zambiri timalemba zambiri za munthu amene akuchita fufuzani ngati nambala yake ya foni.
Kodi ndimatumiza bwanji cheke positi?
Kodi ndingathe tumizani cheke positi ? - Mu Letter anatsatira kutsatira njira yake; - Ndi kalata yolembetsedwa ndi chivomerezo cha chiphaso cha umboni wakusungitsa ndi risiti.
Momwe mungapezere cheke mwachangu ku Banki ya Posta? Momwe mungagulitsire cheke ?
- kukayisiya ku ofesi positi okonzeka ndi automaton. Silipi yotumiza ndalama ya macheke sikofunikira.
- kukayisiya ku ofesi positi wokhala ndi urn. Ndimamaliza silip yanga yotumizira macheke :
Momwe mungavomereze cheke osati m'dzina lake?
gule le nkhani ya deposit fufuzani kwa ena, munthu wachitatu akuwonekera posinthanitsa: le "gulu lachitatu", lomwe liri le wonyamula wa fufuzani zambiri osati ake wopindula. Le Wogwira ntchitoyo ayenera kukhala ndi chilolezo chotchedwa bank power of attorney kumupatsa mwayi wopeza ndalama cheke.
Zoyenera kuchita ndi cheke chake chosavomerezeka? Zitha kuperekedwa kokha ndi wopindula yemwe dzina lake lalembedwa, munthambi ya banki. Titha kuwonjezera zomwe zatchulidwa kumbuyo " cheke chosavomerezeka ", koma chophweka, ngati fufuzani si anawoloka pamene kusindikizidwa ndi banki, ndi kujambula awiri oblique kufanana mizere kumanja.
N'chifukwa chiyani mumapereka cheke?
Le cheke idagwiritsidwa ntchito koyamba ku France mu 1911 kuteteza chotumizira ngati chitayika kapena kuba fufuzani. Chifukwa chake, kupatula muzochitika zina zapadera, zonse macheke operekedwa ndi banki amaletsedwa kale. Kuwoloka kumachitika ndi mizere iwiri yofanana pakona kutsogolo.
Ndani angapereke cheke chopingasa? ndi cheke ne mungathe kukhala cashed que ndi munthu qui ali ndi akaunti yakubanki. Mtundu uwu fufuzani sichosinthika: munthu yekhayo amene dzina lake limapezeka mu gawo la "wopindula". fufuzani adzathandalama mkati.