Dziwani kuchuluka kwanu kovomerezeka kwa CIC
chifukwa mukudziwa kuchuluka kwa overdraft yololedwa, ingoyang'anani zomwe zili mwana CONTRACT. N'zothekanso kukhudzana mwana kumulangiza kuti afunse funso.
Komanso, ndalama za banki ndi ziti? The ndalama za banki ndalama zoperekedwa ndi banki kapena mabungwe angongole posinthana ndi ntchito zake kapena kugulitsa zinthu zachuma.
Kodi ndalama zolipirira akaunti ndi zotani? Qu'Estkuchita ndalama zoyendetsera akaunti ? Malinga ndi lamulo la March 27, 2014 pa kutchula dzina la ndalama mabanki, ndi " ndalama zotengedwa ndi banki kuti aziyang'anira nkhani ". Kuti Est, mudzamvetsetsa, zosamveka bwino.
Kodi CIC agios imagwira ntchito bwanji? The agios ndi malipiro omwe kasitomala wa banki ayenera kulipira pamene akaunti yawo yatha, ndiko kuti, ndalama zawo zimakhala zoipa.
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Zowonadi, akaunti ikakhala ya debit, mabanki amalipira makasitomala awo agios zomwe zidapangidwa:
- chiwongola dzanja;
- ndalama zosiyanasiyana;
- ndalama za banki.
Komabe, mungawone bwanji denga lanu la CIC?
Mudzapeza kudenga makhadi anu ochokera kudera lanu lamakasitomala kapena kuchokera ku pulogalamu yam'manja CIC.
Ndi chilolezo chotani cha overdraft?
Denga ndi nthawi ya anapeza zimaperekedwa mu mgwirizano wa akaunti kapena muautorisation wapadera. Komabe, a anapeza sangakhoze kupitirira 3 miyezi yotsatizana. Ngati kupitilira miyezi itatu, banki ikuyenera kukupatsirani ngongole, yovomerezeka kwa masiku 3.
Ndi ndalama zingati zomwe zitha kuchotsedwa ku CIC ATM? THE ogulitsa zokha CIC ndi Crédit Mutuel amakutumizirani mpaka €600 patsiku 8. Ku France ndi kunja, tulukani mpaka € 600 pa sabata 9 aux ogulitsa zokha. Lipirani mpaka € 4 yosonkhanitsa pamwezi 10 m'malo owonetsa ma logo a CB kapena Mastercard.
Kodi mungawonjezere bwanji malire a CIC? Comment kusintha kuchuluka kwa a kusamutsa okhazikika ?
- Mu menyu ya Operations, dinani Kusintha okhazikika.
- Pagawo la Tsatirani, dinani Yanu kusintha okhazikika.
- Sankhani kusamutsa mukufuna kusintha podina mutu wake.
- Dinani Sinthani pamwamba kumanja kwa tsamba.
Ndi liti pamene denga limabwerera ku 0 CIC?
Les kudenga Choncho sabwereranso ziro koyambirira kwa mwezi uliwonse, koma pakapita nthawi malinga ndi kugwiritsa ntchito zonyamulira. Ngati, mwachitsanzo, kuchotsedwa kwakukulu kukufika pa Meyi 7, kuyenera kudikirira mpaka Meyi 14 (patatha masiku 7) kuti mutenge ndalama.
Kodi ndingapeze bwanji chilolezo cha overdraft? Kutengera ndi mlandu ndi momwe kasitomala alili zachuma, ndindalama zambiri ikhoza kuperekedwa mwamsanga akaunti ikatsegulidwa, kapena, posteriori, pa pempho lodziwika bwino la wolembetsa. Muzochitika zonse, zimabweretsa kulembedwa kolemba kuchuluka kwa ndalama, mlingo ndi ndondomeko zobwezera.
Kodi ndingapemphe bwanji chilolezo cha overdraft?
(Madam, Sir), Chiyambireni (tsiku lomwe akauntiyo idapangidwa), ndakhala ndi akaunti ku banki yanu yomwe nambala yake ndi: (tchulani nambala ya akaunti). Ndikufuna kupindula ndi a ndalama zambiri imapitilira kuchuluka kwa (tchulani) mayuro, kuyambira (tsiku lomwe mukufuna).
Kapena kuchotsa ndalama ndi CIC khadi? mupewe mpaka 500 € 5 patsiku ku Crédit Mutuel ATM ndi CIC . mupewe mpaka 300 € 6 pa sabata m'ma ATM a mabanki ena, ku France kapena kunja.
Kodi ndingapeze kuti ndi khadi la CIC?
lanu mundi, sesame pa ntchito zanu
gule ogawa za CIC ndi ya Credit Mutuel, kuphatikiza chotsani ndalama, mutha kuchita zambiri: funsani akaunti yanu. ikani macheke anu.
Kodi pali kusiyana kotani pakati pa Visa ndi Mastercard khadi?
Visa ndi MasterCard : zimene kuika ? Kumbali imodzi, mtundu Visa likupezeka m'maiko 200 ndipo limadziwika padziko lonse lapansi chifukwa cha makadi ake angongole ndi ma kirediti kadi. Enawo, MasterCard imagwira ntchito m'maiko 210 ndipo imadziwika bwino chifukwa cha makhadi ake angongole ndi zinthu zolipiriratu.
Momwe mungapangire kusamutsa kwakunja ku CIC? Pangani kusintha kwa CIC
- Pitani ku tabu ya Opaleshoni.
- Dinani pa tabu Kusintha .
- Onjezani nambala ya akaunti ya woperekayo.
- Ikani nambala ya akaunti ya Wopindula.
- Ikani Ndalama.
- Chongani zambiri.
- Kutsimikizira.
Momwe mungasinthire pompopompo ndi CIC? Za sinthani nthawi yomweyo, ingopitani sur makasitomala awo ndi kusankha njira kutumiza mwachangu. Le kusamutsa zimachitika pasanathe masekondi 10 pakati pa nkhani ziwiri. Izi zimapezeka maola 24 pa tsiku, masiku 24 pa sabata ndipo mtengo wake umasiyana malinga ndi mabanki.
Chifukwa chiyani banki yanga ikukana kulipira pa intaneti?
Chimodzi mwazifukwa zofala chifukwa a chokana de malipiro mundi banki sur Intaneti akupezeka, ndiye kusowa kwa ndalama mu akaunti. Zowonadi, ngati ndalama zomwe mwatsala mu akaunti yanu pano zikungongoleredwa kapena ngati mwafika pamlingo wovomerezeka wa overdraft, malipiro Sera anakana sur Intaneti.
Kodi mungadziwe bwanji kutha kwa masiku 30? Chitsanzo: malire anu ochotsera ndi €2 30 masiku obwereza, ngati mutulutsa € 1 pa Januware 500, mutha kutulutsa € 3 mpaka February 500. Chiwerengero cha masiku chifukwa denga lochotsa silikuchitika kuyambira 1 mpaka 30 kapena 31 pamwezi, koma kuchokera tsiku komwe mwagunda kapu.
Kodi kulipira bwanji pamene malire afika?
Ngati denga lafika, muyenera kudikirira masiku 7 kuti muthe kuchotsanso ndalama. Mawerengedwe aux denga de malipiro, nthawi zambiri amawerengedwa pamasiku opitilira 30, kuyambira tsiku lomwe a denga anali atteint.
Momwe mungawerengere masiku 3 akugudubuza? Kuwerengera ndi masiku oterera, palibe chomwe chingakhale chophweka: kuchokera tsiku kapena kuchotsa kapena kulipira kwapangidwa, mutenge zomwezo tsiku sabata yamawa kuphatikiza chimodzi tsiku. Izi zikutanthauza kuti ngati malire anu adafikira Lachiwiri, khadi lanu lizigwiritsidwa ntchito Lachitatu lotsatira.
Mumadziwa bwanji ngati muli ndi chilolezo cha overdraft?
Banki iyenera kuwonetsa chikalata chilichonse cha akaunti ya mwezi uliwonsendalama zambiri zomwe mumapindula nazo. Choncho, kwa kudziwa ngati mupeza a anapeza ovomerezeka, muyenera kungowerenga mgwirizano wa akaunti yanu, kapena kulumikizana ndi mlangizi wanu wa banki.
Kodi mungatenge bwanji ndalama pa kauntala ya CIC? Lowetsani khodi ya kiyi yanu ya kiyi khadi yomwe mwapempha. Sankhani E-Kuchotsa ndiye lowetsani kuchuluka kwa achire ndalama zomwe mukufuna (pakati pa €20 ndi €200 ndi kuchuluka kwa €20). Lowetsani nambala yotsimikizira ya foni yam'manja yomwe mwapemphedwa.
Momwe mungachotsere ndalama zambiri za CIC?
Choletsa choyamba muyenera kuganizira musanayese kutenga ndalama zambiri ndalama ndi kuti khadi lanu ndi capped. Ndiko kunena kuti, pa kirediti kadi iliyonse, banki yanu imakhazikitsa denga (a ndalama maximum) kuti simungadutse kupitilira masiku 7 kapena 30.
Kodi SMS imachotsa banki iti? Caisse d'Epargne akuyambitsa Kuchotsedwa kwa SMS », woyamba ku France.