Njira ya Tsekani kabuku kakang'ono zili motere: Wogwirayo ayenera kupita ku bungwe logwira ntchito kuti asaine fomu yotseka Kabuku ka Achinyamata. Ngati kirediti kadi chikugwirizana ndi Kabuku ka Achinyamata, iyenera kubwezeredwa ku banki ndi mwini wake.
Mwa njira, ndi maakaunti opindulitsa kwambiri ati? Akaunti kuti zimabweretsa zambiri chidwi ndi buku People's Savings Fund (LEP). Pakali pano ali ndi malipiro a 1,25% pachaka. LEP ndi ya anthu omwe amapeza ndalama zochepa.
Kodi mungatseke bwanji Kabuku ka Young BNP? Za kutseka akaunti yosungira ya Young BNP Paribas pasadakhale (asanakwanitse zaka 25), ndi bwino kutumiza kalata yolembetsedwa ndi chivomerezo ku ofesi ya nthambi. BNP Paribas, yomwe imachititsa Kabuku ka Achinyamata. Mpandawu ndi waulere.
Kodi ndizotheka kukhala ndi Timabuku 2 Achinyamata? chimodzi chokha kabuku kakang'ono ndi zololedwa pa munthu aliyense. Ndizotheka kuti muphatikize ndi a buku Ali ndi a buku ndondomeko yosungira (LEP) kapena a buku ya chitukuko chokhazikika komanso chophatikiza (LDDS). Mabanki onse amapereka a kabuku kakang'ono.
Komabe, momwe mungasamutsire Livret Jeune kuchokera ku banki imodzi kupita ku ina?
Malamulo salola kuti kutengerapo d'wo- Chiphaso cha achinyamata chochokera kubanki ku a banki ina bola ngati sakhala a network imodzi.
Momwe mungayikitsire ndalama zanu kuti zibweretse zambiri?
Ndi ndalama ziti zomwe zimapereka phindu labwino kwambiri pakapita nthawi?
- Ikani ndalama mumsika wamasheya kudzera pa PEA kapena akaunti yachitetezo. Masheya ndi gulu la chuma qui imapereka chiwongola dzanja chokwanira kwambiri pakapita nthawi yayitali. …
- Equities: ndalama zomwe zimakhalanso zowopsa…
- Inshuwaransi ya moyo kuti musinthe zomwe mwasunga.
Ndi kabuku kati komwe kapeza ndalama zambiri mu 2022? Monga adalengezedwa ndi Bruno Le Maire mkati mwa Januware, kuchuluka kwa Kabuku A amakwezedwa kuchokera 0,50% mpaka 1,00% pa 1er février 2022. Kuyambira tsiku lino, kwa munthu yemwe wafika padenga, 22 mayuro (kupatula chiwongola dzanja), phindu limakwana 950 mayuro pachaka, motsutsana ndi 229 mayuro m'mbuyomu.
Ndi chiyani chomwe chimalipira kuposa Livret A? ndi buku moni banki amalipira kuposa kabukuko A
Monga mukuwonera mumfananizo wathu buku savings, ndi buku moni banki Est le buku ndalama zomwe zimalipira le more lero pamlingo wokwanira: 2,00%. Ngati tipereka msonkho wa 40%, timapeza chiwongola dzanja chofanana ndi 1,20%.
Kodi mungatseke bwanji kabuku kanu ka A BNP?
Tsekani a buku ndalama BNP Paribas imachitika potumiza kalata yolembetsedwa ku bungwe lomwe mumadalira, kutchula akaunti yomwe mukufuna kuti ndalama zomwe zilipo zitumizidwe kwa inu. Komabe, dziwani kuti ndi mwambo kuti mabanki atenge nthawi asanabweze ndalamazo.
Nkhani yanji pambuyo pa kabuku kakang'ono? Ngati mukufuna kugula nyumba, PEL (Plan Epargne Logement) ndi chisankho chanzeru kuti mupambane. kabuku kakang'ono. Muthalotseguka ndi osachepera 225 mayuro, ndi ndalama pazipita 61 mayuro. Ndi ndalama zomwe zakonzedwa kwa zaka zosachepera 200 ndipo muyenera kulipira ma euro 4 pamwezi.
Kodi ndingachoke pa Livret A ya mwana wanga?
zotheka withdrawals pa Kabuku A ndi timabuku banki
Ndipo pamfundoyi, lamulo liri lomveka bwino: “Mayendetsedwe azamalamulo ndi a makolo. Ngati ulamuliro wa makolo ugwiritsiridwa ntchito limodzi ndi makolo onse aŵiri, aliyense wa iwo amakhala woyang’anira zamalamulo.
Ndi akaunti iti yomwe ndingakhale nayo yobwereza? Mwalamulo, mutha kutsegula maakaunti aku banki ambiri momwe mukufunira. Palibe malire. Chifukwa chake ndizotheka kukhala ndi maakaunti angapo kubanki imodzi kapena maakaunti amodzi/mabanki osiyanasiyana. Chachiwiri, lili ndi dzina; izi zimatchedwa multi-banki.
Kodi Livret Jeune ndi oletsedwa?
Pa tsiku lobadwa la 25 la mwiniwake, a kabuku kakang'ono ndi zotsekedwa zokha et ndalama zomwe zimatumizidwa ku akaunti yosankhidwa ndi womalizayo kapena ku akaunti yokayikira, monga Kabuku A ngati kasitomala ali ndi imodzi. Kutsekedwa kumeneku kumachitika pa Disembala 31 mchaka cha kubadwa kwake kwa 25.
Ndani amalandira Livret A kapena Livret Jeune kwambiri?
Kwa ma euro 1 oyamba opulumutsidwa, a kabuku kakang'ono ndi osachepera ngati opindulitsa que le buku A (kuchokera mtengo wa malipiro Est chimodzimodzi) koma nthawi zambiri more zopindulitsa kwenikweni popeza mabanki nthawi zambiri amapereka chiwongola dzanja chabwinoko kuti akope makasitomala.
Ndi mapepala ati omwe tingatumize pakati pa mabanki? chifukwa pa mlingo uwu malamulo sont okhwima ndithu.
- Kabuku A, LDD, LEP. ndi Kabuku A sangathe kusamutsidwa. …
- Mabuku a banki msonkho, term accounts. Izi timabuku ndi mwachindunji kwa aliyense banki . ...
- PEL ndi CEL. Ndondomeko ya kutengerapo wa PEL ndi CEL ndizotheka pakusintha kwa banki . ...
- PEA, akaunti yachitetezo. …
- Inshuwaransi ya moyo.
Kodi ndizotheka kusamutsa Livret A? ndi buku A Est katundu wosungidwa ndi boma ndipo sateroEst chifukwa chake palibe mpikisano pamitengo. Iye ali Choncho zotheka kusamutsa chiphaso A m'mabanki ena aliwonse ku France pomwe akupindula ndi machitidwe ndi ntchito zomwezo.
Kodi kusamutsa maakaunti?
sankhani kuchita izi nokha: muyenera kufunsa banki yanu yochokera kusamutsa Inu nkhani, kenako kutumiza kumabungwe omwe amasamutsa ndikuwongolera ma debit anu nkhani banki yochokera, chikalata chanu chatsopano cha banki (RIB) kuti alembe ...
Momwe mungasungire ndalama zanu mu 2022 popanda chiopsezo? WANIZANI NDALAMA ZANU : 8 MALO KUDZIWA 2022
- Sungani ndalama zake mu inshuwaransi ya moyo.
- Ndondomeko ya ndalama zopuma pantchito.
- Zithunzi za SCPI.
- Misika yazachuma.
- Malo enieni.
- Zopangidwa mwadongosolo.
- Ndalama zachinsinsi.
- Ndalama zodalirika.
Momwe mungayikire ndalama zanu mu 2022?
Ndalama zabwino kwambiri zomwe mungakonde 2022 ndi "m'badwo watsopano" malo ndi inshuwaransi, ndalama za crypto, renti, ndalama zokhazikika, ndalama zachinsinsi, metaverse,Msungidwe m'magawo anzeru komanso ma SCPI olimba.
Momwe mungasungire ndalama zanu mu 2021 popanda chiopsezo? Ikani ndalama zanu mu 2021 popanda chiopsezo ngakhale kuti panali mavuto azachuma
- a PEA (Plan d'Epargne en Actions), mbiri yopangidwa ndi equities, FCPs ndi SICAVs zomwe zimaperekedwa ku Ulaya;
- malo obwereketsa;
- ndi SCPI (Société Civile de Placement Immobilier), kuti agwiritse ntchito malo ogulitsa nyumba kudzera mu kampani yogulitsa ndalama;