Mu pepala lanu Kuwerengera kwa Excel, sankhani cell B4. Mulemba mu selo chilinganizo chomwe chidzawerengetsera zokha zokonda kuti mukhala ndi ngongole kubanki. Lowetsani fomula. Mu cell B4, lembani =ISPMT(B2;1;B3;B1) , kenako dinani batani la Enter.
Komanso, momwe mungawerengere kuchuluka kwa chiwongola dzanja? Ziwerengero zofunika: mlingo wa pamwezi = mlingo wa pachaka wa banki wogawidwa ndi 12; THE zokonda = ndalama zomwe zatsala chifukwa cha banki x mtengo wapamwezi; ndalama zobwezeredwa = Ndalama zomwe zimalipidwa pamwezi - the zokonda ; ndalama zomwe zatsala = Ndalama zomwe zatsala kuchokera mwezi wapitawu - ndalama zomwe zabwezedwa.
Momwe mungapangire fomula yowerengera mu Excel? Pangani fomula yosavuta mkati Excel
- Mu pepala la calcul , dinani selo lomwe mukufuna kulemba fomula.
- Lembani chizindikiro chofanana (=), chotsatiridwa ndi zosinthika ndi ogwiritsira ntchito (mpaka zilembo 8) zomwe mukufuna kugwiritsa ntchito calcul . ...
- Press Enter (Windows) kapena Return (Mac).
Momwe mungawerengere chiwongola dzanja chosavuta? Chitsanzo cha kuwerengetsera
Ndalama za 1 euros pa miyezi 000 pamtengo wapachaka wa 6%. Ndi ena chidwi chosavuta, kuchuluka kwa nthawi ndi 0,12 × 6 miyezi / 12 miyezi, kapena 6%. Kuchuluka kwa zokonda ndiye idzakhala 1 x 000 / 6, kapena € 100. Kwa nthawi ya chaka chimodzi, a zokonda adzakhala 60 mayuro × 2 = 120 €.
Komabe, mungawerenge bwanji zolipira pamwezi zangongole ya Excel?
=VPM(5%/12,30*12,180000)
- Mtsutso wa Rate ndi 5% wogawidwa ndi miyezi 12 pachaka.
- Mtsutso wa NPM ukufanana ndi 30 wochulukitsidwa ndi 12 pa ngongole ya zaka 30 ndi 12 malipiro a mwezi uliwonse pachaka.
- Mtsutso wa VA ndi wofanana ndi 180 (mtengo wapano wa okonzeka ).
Momwe mungawerengere tebulo la ngongole ya Excel?
Comment chitani zake tebulo D ' kuchotsera sur Excel ?
- kutsanulira kugwira ntchito zowerengetsa zomwe mumalipira pamwezi, ndi njira ya PMT (ndalama, NPER, PV): PMT (ndalama zogulitsa nyumba/12; Nthawi ya ngongole *12; kuchuluka kwa ngongole)
- kutsanulira kugwira ntchito zowerengetsa kuchuluka kwa chiwongola dzanja chanu: IPMT (ndalama zogulitsa nyumba/12; ndalama zomwe zatsala; nthawi yangongole* 12; Kuchuluka kwangongole)
Momwe mungawerengere ndalama zobwereketsa pamwezi? Ndi "m" pa kuchuluka kwa chilichonse malipiro a mwezi uliwonse, "M" pamtengo wangongole, "t" pamtengowo osasunthika ndi "n" pa chiwerengero cha okhwima, ndondomekoyi ili motere: m = [(M*t)/12] / [1-(1+(t/12)))^-n].
Momwe mungawerengere malipiro a mwezi uliwonse kuchokera pamtengo? Werengani kuchuluka kwa ndalama zanu malipiro a mwezi uliwonse
A kusiya za ndondomeko yobwezera yoperekedwa ndi banki yanu, mungathe kugwira ntchito zowerengetsa lanu malipiro a mwezi uliwonse kudzera pa calcul zotsatirazi: Chifukwa chake, ngati mubwereka €300 (C=000) pazaka 300 (n=000) kuchokera ku mlingo ya 1.20% (t=0,0120), yanu malipiro a mwezi uliwonse ndalama zokwana €1/mwezi.
Momwe mungapangire tebulo la kubweza ngongole?
Nawa njira zowerengera zomwe mungalowe kuti muyesere zanu tebulo kutsika kwamtengo mu mtundu wa Excel:
- Zolipira pamwezi = capital capital x (APR/12) / 1 - (1 + APR/12) ...
- Chiwongola dzanja = (chuma chobwereka x APR x kutalika kwazaka) / 100.
- Malipiro a amortized = malipiro a mwezi uliwonse - chiwongoladzanja.
Momwe mungawerengere tebulo la kubweza ngongole? Nawa njira zake calcul kuti mubwerere kuti muyesere zanu tebulo la amortization mu Excel mtundu:
- Zolipira pamwezi = capital capital x (APR/12) / 1 - (1 + APR/12) ...
- Chiwongola dzanja = (chuma chobwereka x APR x kutalika kwazaka) / 100.
- Malipiro a amortized = malipiro a mwezi uliwonse - chiwongoladzanja.
Momwe mungapangire tebulo la amortization?
Zinthu zofunika zomwe zili mu a tebulo la amortization
- Tsiku lomalizira kapena nambala. …
- Ndalama zoyenera. …
- Kuchuluka (mlingo) wa chiwongola dzanja. …
- Kuchuluka kwa ndalama zomwe zabwezeredwa patsikuli. …
- Ndalama za inshuwalansi. …
- Likulu lapadera
Kodi kutsika kumawerengeredwa bwanji? Tiyeni titenge chitsanzo: mumagula malo okwana €5 ndipo mukufunakhushoni kwa zaka 5. Mtengo wakuchotsera adzakhala ofanana ndi: 100/5 = 20%. Mtengo woti khushoni kotero idzakhala yofanana ndi: 5 x 000% = € 20.
Ndi malipiro otani pamwezi a 150 euros?
150 000 / 120 = € 1 malipiro a mwezi uliwonse. Poganizira za chiŵerengero cha ngongole, muyenera kulandira malipiro osachepera de : 1 x 250 = €3.3. Sikuti amapatsidwa kwa aliyense! Ku France, nthawi yayitali ya ngongole ndi de Zaka 18 ndi miyezi 6, ndiye tinene zaka 18 (miyezi 216).
Ndi malipiro otani pamwezi a 100 euros?
Ndipo 2021, kutsanulira ngongole ya 100 000 euros pa zaka 15, pa mlingo wokhazikika de 1%, zolipira pamwezi zimayikidwa pa 598 euro kwa malipiro de 1 814 mayuro (ndalama zonse zangongole 7 mayuro). Kupitilira zaka 20, pamlingo wokhazikika de 1,20%, malipiro apamwezi amatsika mpaka 469 mayuro, ndi malipiro de 1 421 mayuro (ndalama zonse zangongole 12 mayuro).
Ndi malipiro otani pamwezi a 200 euros? The malipiro a mwezi uliwonse osapitirira kutsanulira ngongole kuchokera 200000 mayuro Est de 929 €.
Momwe mungawerengere malipiro a mwezi uliwonse? Malipiro a mwezi uliwonse = [capital × (rate/12)]/[1 – (1 + (rate/12) – (12 × chiwerengero cha zaka zobweza))] A malipiro a mwezi uliwonse Ngongole ndi ndalama zomwe zimalipidwa nthawi ndi nthawi, kutanthauza mwezi uliwonse, ndipo siziyenera kupitirira chiŵerengero cha ngongole ya wopemphayo.
Kodi kuwerengera kukhwima kwa ngongole?
Chitsanzo: mlingo wanthawi ndi nthawi wa 20%, likulu lobwereka la € 100, kuchuluka kwaakuti kuyambira € 50. 50 - 6,80 = €43,20 koma amangotsala € 34 yotsala.
Kodi kuwerengera ndalama? Pachifukwa ichi, ndikofunikira kulemba zofunikira zonse; kaya ndi zosowa za ndalama ntchito (stock, kubweza chiwongola dzanja, ndi zina), zofunika ndalama, etc. Pamene zofunika zonse zalembedwa, ndi calcul ndi zophweka: ingowonjezerani ndalamazo.
Kodi Loan Amortization Table mungapeze kuti?
Dongosolo kapena tebulo D 'kuchotsera, imapezeka pa Makasitomala anu mu gawo la "Ntchito Zanga", "Zolemba Zanga" kenako mu "Credits". Izi ndi tebulo kutchula tsatanetsatane wa masiku omalizira a okonzeka muyenera kulipira moyo wake wonse ngongole.
Kodi mungapange bwanji ndondomeko yobweza? Kupanga kwa nthawi ya ngongole
- ndalama zomwe zimagwiritsidwa ntchito pobweza chiwongola dzanja.
- ndalama zoperekedwa ku inshuwaransi yobwereka.
- kubweza ndalama za amortized capital.
- ndalama zobwereka zomwe zatsala chifukwa cha akuti .
- ndalama zonse zomwe zatsala pa tsiku la akuti .
Kodi mungakhazikitse bwanji ndondomeko yobwezera?
Ndalama zomwe zabwereka, chiwongola dzanja ndi nthawi ya ngongole zimaganiziridwa, kuchuluka kwa malipiro a mwezi uliwonse kumakhazikitsidwa. Gome limaperekedwa lomwe limafotokozera, mwezi ndi mwezi, ndalama zomwe zatsala ndi gawo, mu yogwiritsa, du yogwiritsa chidwi ndi ndalama.
Kodi mungawerenge bwanji ndondomeko ya ngongole? Zimatumikira ku kugwira ntchito zowerengetsa chiwongola dzanja pa tsiku loyenera: ndi Mtengo Wanthawi Zonse womwe umachulukitsidwa ndi ndalama zomwe zatsala kuti apeze chiwongola dzanja chomwe chilipidwe pa tsiku loyenera. Chitsanzo: mtengo wanthawi ndi nthawi wa 20%, ndalama zobwereka za € 100, kuchuluka kwa kukhwima kwa € 50. 50 - 6,80 = € 43,20 koma amangotsala € 34 yotsala.
Kodi mungawerenge bwanji annuity ya ngongole?
Chitsanzo: Ngati ndalama zobwereka C ndi € 1 ndipo chiwongoladzanja chapachaka ndi 000%, ndiye ndalama € 100 imatsika motere: - Chiwongola dzanja: 1×000 = €0,06 - Kubwereketsa: €60 - 100 = €60 Mukalipira izi ndalama, ngongole imangokwana 1 - 000 = 40 €.
Momwe mungawerengere kubweza ngongole? 2.2 - Comment kodi malipiro a mwezi uliwonse amapangidwa?
- Chiwongola dzanja: 10% x €1 = €000
- Likulu lobwezeredwa: €500 - €100 = €400
- Capital yotsala kulipira : €1 - €000 = €400