Unikani: Zomwe muyenera kudziwa za Paysera Bank, kusamutsa ndalama pa intaneti (2022)

Banki ya Paysera: Ndi Paysera mutha mosavuta sungani ndalama kwa wogwiritsa ntchito wina wa Paysera kwaulere, ndipo mumalandiranso ndalama 1% mukamagula pogwiritsa ntchito khadi ya Paysera Visa pamalo ogulitsira komanso m'masitolo apa intaneti padziko lonse lapansi.

Paysera ndi yankho la Eastern Europe kumaakaunti opanda malire. Ngakhale zili zotheka, pali ntchito zotsika mtengo.

M'nkhaniyi, tikukupatsani fayilo yathunthu ya zonse za Paysera Bank, zopereka zake, Makhadi ndi zolipiritsa, Zinthu zoti mudziwe musanapange akaunti yatsopano.

Chilichonse chomwe muyenera kudziwa za Paysera Bank, kusamutsa ndalama pa intaneti (2022)

Paysera Wiki

Chipembedzo	Paysera Ltd.
Mayina Ena	Banki ya Paysera, Paysera
CEO	Vytenis Morkunas
Ofesi yayikulu	Bulgaria
adresse	Muli g. 7 Vilnius 04326 Lithuania
Ntchito yamakasitomala	+ 44 20 8099 6963 (UK) support@paysera.com
Kutumiza liwiro	3 - masiku 5
Zida	30
Website	Pitani ku Paysera
Pulogalamu yam'manja	Android, iOS

Nkhani idasinthidwa mu February 2022

Kulemba Zolemba.tn

Kampani ya Paysera: Mbiri & Kupereka

Yakhazikitsidwa ku 2004 ku Lithuania, Paysera amapereka ntchito zolipira m'maiko 184 ndipo ili ndi netiweki yamabanki othandizana nawo 50. Kuphatikiza pa kusamutsa ndalama, Paysera imaperekanso ntchito zothandizira mabizinesi kusamalira ndalama ndikulandila ndalama paintaneti padziko lonse lapansi.

Kuyambira pamenepo ntchitoyi yakula ndipo tsopano ili ndi antchito oposa 100, popitiliza kupanga ukadaulo wake, kuphatikiza nsanja yapaintaneti komanso kugwiritsa ntchito mafoni. Ntchitoyi yadziwikanso ndi mabungwe angapo amabanki, monga SEPA Instant Payment System, ndipo zomwe akupanga tsopano zikuphatikiza kuperekedwa kwa manambala a IBAN ndi makhadi a debit.

Utumiki wokha, womwe lero ukuimira mayuro 3,6 biliyoni posamutsa chaka, watsala pang'ono kutha.

Kuyambira 2015, ntchito za tsiku ndi tsiku za Paysera zakhala zikuyang'aniridwa ndi Vytenis Morkūnas ngati CEO. Ikuphatikizidwa ndi bungwe la oyang'anira omwe amapangidwa ndi oyambitsa atatu oyamba komanso Rolandas Razma. Mgulu la oyang'anira, a Rūta Šeštokaitė ali ndi udindo wotsatsa ndipo Sarunas Krivickas amatenga gawo lofunikira la Chief Information Security Officer. Martynas Dabulisa wakhala akugwiranso ntchitoyi kwakanthawi ndipo tsopano ndi Mutu wa Zogulitsa (Bizinesi).

Paysera imagwira ntchito m'maiko opitilira 180: 48 ku Europe, 55 ku Asia ndi Oceania, 47 ku Africa ndi 34 ku America.

Makasitomala amawoneka kuti amakonda ndi kuda Paysera. Zodandaula zambiri zimakhudzana ndi maakaundana osungidwa kapena oletsedwa popanda chifukwa chenicheni, ndikutsatira kusowa kwa kasitomala.

Ena amapita mpaka kutcha kampaniyo "chinyengo". Komabe, 53% ya Ndemanga za TrustPilot ndi nyenyezi zisanu, ndipo ndemanga zimaitcha "yodalirika" ndikuyamika kasitomala wake.

Kampani yodziwikiratu imapereka zochitika zambiri zamagetsi zamagetsi. Ntchito izi ndi monga:

• Maakaunti achuma chakunja amathandizira kubanki tsiku lililonse
• Khadi la kubweza (lolipiriratu) zolipiritsa tsiku lililonse
• Maulendo osavuta komanso otsika mtengo osamutsira kubanki yapadziko lonse
• Mtengo wosinthira makamaka (ndalama zazikulu 31 zothandizidwa)
• Khomo lolipira m'masitolo apaintaneti
• Ntchito yolipira pakompyuta pamisika yogulitsa (malo ogulitsira enieni)

Kuti mudziwe: Zonse za Revolut, khadi yakubanki ndi akaunti yomwe imagwiritsidwa ntchito ndi anthu mamiliyoni ambiri

Momwe mungatumizire ndalama za Paysera?

Choyamba, muyenera kulembetsa kuti mupeze akaunti yaulere ya Paysera pa intaneti kapena kudzera pa ake pulogalamu yam'manja. Muyenera kupereka dziko lomwe mukukhalamo, imelo, dzina ndi nambala yafoni.

Mukakhala ndi akaunti, mumayika ndalama zomwe mukufuna kutumiza ndikulemba akaunti yakubanki ya wolandirayo kapena akaunti yanu ya Paysera.

Kutumiza ndalama ndi Paysera ndikosavuta komanso kosavuta.

Mutha kulipira ngongole yanu kudzera mu akaunti yakubanki kapena kulipira ndi m'modzi mwa omwe amagwirizana ndi Paysera POS padziko lonse lapansi. Wokulandirani adzalandira ndalamazo pasanathe mphindi zochepa mpaka masiku atatu abizinesi, kutengera zomwe mwachita.

Momwe mungalembetsere khadi ya Visa ya Paysera?

Kuti mulembetse khadi la visa la Paysera, tsatirani izi:

1. Lowani patsamba la Paysera ndikupita patsamba Payera Visa
2. Tsamba lofunsira khadi ya visa likuwonetsedwa, dinani Dulani Khadi, kumapeto kwa tsamba
3. Lembani fomu yofunsira khadi la visa, ndipo sankhani mtundu woperekera (mtengo wotumizira: € 2, kapena kutumizira mwachangu € 4) ndikutsimikizira fomuyo.
4. Gawo lomaliza ndikuwunikanso zomwe zanenedwa ndikuwonetsetsa kapena kusintha zambiri.

Chidziwitso: Onetsetsani kuti mwadzaza adilesiyi mu Chingerezi, apo ayi kampaniyo singatsimikizire zomwe mwapempha.

Kodi ndi mitundu yanji yosintha yomwe ndingatumize kudzera ku Paysera?

Mungathe sinthani nthawi zina ndi Paysera. Paysera imaperekanso mwayi pakulipira mabizinesi apadziko lonse lapansi pama shopu ama e komanso makina ogulitsira.

• Ndalama zanu zimasamutsidwa
  • Kusintha kwakanthawi
• Nkhani zaukadaulo
  • Malipiro kudzera pa malo ogulitsira ndi malo ogulitsira pa intaneti: Gwiritsani ntchito njira yolipira ya Paysera pazogulitsa zam'manja ndi zakuthupi ndi khadi la Paysera Visa.
  • Matikiti a chochitika: Gulitsani matikiti a chochitika. Pangani, konzani ndikusintha chochitika chanu nthawi iliyonse.
  • Ndalama Zochuluka: Pangani zolipira zenizeni zenizeni ndi Paysera API.

Paysera ndioyenera:

• Paysera anasamutsidwa: Kusamutsa pakati pa ogwiritsa ntchito Paysera ndi kwaulere.
• shopu e-shop: Landirani zolipira kuchokera kwa makasitomala anu pa intaneti.
• Matikiti a Mwambo: Gulitsani matikiti ku chochitika. Pangani, konzani ndikusintha chochitika chanu nthawi iliyonse.

Mutha kusinthanso ndalama zotsatirazi ndi Paysera:

• USD (Ndalama za US)
• RUB (Russian ruble)
• DKK (Krone yaku Denmark)
• PLN (Zloty Zaku Poland)
• NOK (Chinorowe cha ku Norway)
• GBP (Pulaundi yaku Britain)
• SEK (krona ya Sweden)
• CZK (Czech Republic, korona)
• AUD (Australia Ndalama)
• CHF (Switzerland Franc)
• JPY (Japan Yen)
• CAD (dollar yaku Canada)
• HUF (Angolan kwanza)
• RON (Romanian Leu)
• BGN (Chibugariya Lev)
• GEL (Chijojiya Lari)
• Latsopano Turkey Lira
• HRK (Chikroeshiya kuna)
• CNY (Chinese Yuan)
• KZT (Kazakhstani Tenge)
• Malawi Kwacha (MWK)
• HKD (Hong Kong Dollar)
• INR (Indian rupee)
• ILS (Israeli Watsopano Sheqel)
• MXN (Angolan kwanza)
• ZAR (South African Rand)
• RSD (dinar ya ku Serbia)
• SGD (Angolan kwanza)
• BYN (Chibelarusi ruble)
• THB (Thai baht)

Malire: Ndingatumize ndalama zingati ndi Paysera?

Paysera amapereka magawo anayi azomwe amachitcha kuti "chizindikiritso," zomwe zimatsimikizira kuchuluka kwa zomwe mungasinthe patsiku, pamwezi, komanso pachaka. Mutha kufikira magawo apamwamba nthawi iliyonse komanso kwaulere, koma muyenera kupereka zina zowonjezera.

• Gawo 1: Sinthani ndalama, pangani ma Paysera osamutsa mkati ndi kugula pa intaneti ndi akaunti yanu mpaka pafupifupi 30 euros patsiku, 740 euros pamwezi ndi 2.500 euros pachaka.
• Gawo 2: Kuphatikiza pa ntchito 1, sinthani mabanki mpaka ndalama zakunja za 370 euros patsiku, 1 euros pamwezi ndi 110 euros pachaka.
• Gawo 3: Kuphatikiza pa ntchito 2, onjezani kuthekera kotsegulira khadi ya Visa Paysera kapena akaunti yakubizinesi, kusamutsira kumaakaunti akunja ndikuthandizira e-commerce mpaka ma 1 euros patsiku, 480 euros pamwezi ndi ma 1 euros pachaka.
• Gawo 4: Gwiritsani ntchito ntchito zoperekedwa m'magulu onse opanda malire pamlingo womwe mungatumize kapena kulandira.

Akaunti ya banki ya PaySera

PaySera imapatsa ogwiritsa ntchito maakaunti ama banki mkati mwa SEPA omwe ali ndi nambala ya IBAN.

Popeza Lithuania ndi dziko la EU motero limalumikizidwa ndi dongosolo la SEPA, zosamutsa zonse zomwe zikubwera komanso zotuluka kumayiko ena a EU ndi zaulere.

Mutha kugwiritsa ntchito akaunti ya Paysera kwaulere kapena kulipirira chindapusa mukaigwiritsa ntchito pa intaneti. Ndipamene mumagula kirediti kadi ya Paysera, mwachitsanzo, pomwe ndalamazo zimakhaladi, ndipo pamenepo ndalamazo zimakhala zochepa. Mwachitsanzo, kirediti kadi idzatumizidwa ku adilesi yomwe mwasankha kwa € 3,00 padziko lonse lapansi.

Kuphatikiza apo: Ngati mukukumana ndi zovuta kapena ngati mulibe akaunti yakubanki mdziko lanu, mwachitsanzo chifukwa cholembetsa ndi SCHUFA ku Germany kapena ayi, palibe vuto: ndi Paysera simupeza akaunti yakubanki ilibe vuto.

Ngati muli ndi akaunti yakubanki ndi Paysera, muli ndi akaunti yakubanki yaku Lithuania, zomwe zikutanthauza kuti ndinu odziyimira panokha pa dziko lanu, mabanki adziko lanu, komanso mwayi wopezeka ndi akuluakulu adziko lanu.

Ndi Paysera, mumakhala ndi akaunti yamitundu yambiri, zomwe zikutanthauza kuti mutha kulandira ndalama zambiri zapadziko lonse lapansi muakaunti yanu ndikusinthana zotsika mtengo kwambiri. Malipiro omwe banki yeniyeni imalipira ndiotsika kwambiri poyerekeza ndi ndalama zomwe amasinthanitsa ndi mabanki achikhalidwe kapena malo osinthana.

Paysera Bank: Mawonekedwe, Mayeso & Ndemanga

Mitengo yosinthana ndi zolipiritsa

Musanagwiritse ntchito ntchito yosamutsa ndalama, ndikofunikira kumvetsetsa mtundu wanu wabizinesi.

Mwachidule, bizinesi ngati Paysera imapanga ndalama m'njira ziwiri. Choyamba, amatha kulipiritsa chindapusa pakuchita kusintha kulikonse.

Chachiwiri, zingathenso tengani malire pamtengo wosinthanitsa kuperekedwa kwa makasitomala ake, omwe amatchedwanso "kufalikira", womwe ndi kusiyana pakati pa mitengo yosinthanitsa pamsika (monga interbank rate) ndi mtengo wosinthanitsa woperekedwa kwa kasitomala.

Mukayerekezera mitengo ya Paysera ndi yamabanki achikhalidwe, kampaniyo imachita bwino pang'ono. Mabanki nthawi zambiri amalipiritsa chindapusa chachikulu ndi malire a 5% pamtengo wokwanira wosamutsira. Paysera, mbali invoice, ndalama ya 7 € ndipo imapereka mitengo yosinthira pang'ono pang'ono kuposa yamabanki achikhalidwe : pafupifupi pakati pa 5,41% yazomwe zidasamutsidwa pamtengo wochepa (£ 1), ndi 000% pamitengo yayikulu (£ 3,24).

Poyerekeza Paysera ndi mautumiki ena apadera osamutsa ndalama, zimawoneka zosapatsa chidwi. Ngakhale makampani amakonda TransferWise ndi CurrencyFair satenga malire pamtengo wosamutsirat ndipo m'malo mwake amapatsa makasitomala awo msika wapakatikati, amalipiritsa ndalama zambiri kuti alipire - pafupifupi 0,50% yamtengo wosamutsira.

Mwachitsanzo, tiyeni tiyerekeza Paysera ndi mpikisano wake posamutsa Maulaundi aku Britain (GBP) kupita ku Australia Dollars (AUD):

Service	£ 1,000	£ 10,000	Mtengo wapakati
Banki wamba	$ 1,665	$ 16,876	5.52%
Sindikizani	$ 1,769	$ 17,714	0.46%
Padziko Lonse	$ 1,745	$ 17,545	1.48%
Paysera	$ 1,682	$ 17,022	4.32%

Ndalama zothandizidwa

Banki ya Paysera ikuthandizira kusamutsa ndalama za 30, zomwe zikuyimira ntchito zonse m'maiko aku 180. Nthawi zambiri, kampaniyo imathandizira kusamutsidwa kwake kudzera pa netiweki ya banki ya SWIFT, yomwe imalola kuti izitha kugwiritsa ntchito ndalama kumasankhidwe amalo oyenera. Chokhumudwitsa pa netiweki iyi ndikuti nthawi zambiri pamakhala ndalama zomwe wolandirayo amapeza, zomwe Paysera satha kuyang'anira.

Paysera alibe mtengo wochepera. Ngakhale kampaniyo ili ndi makina osinthira pafupifupi kukula kulikonse, nsanja yake yapaintaneti imatha kukhazikitsa malire kwa ogwiritsa ntchito ena. Kutengera zosintha zomwe zikugwiritsidwa ntchito muakaunti yanu, malire onse atha kugwiritsidwa ntchito pazambiri zomwe zitha kusamutsidwa tsiku lililonse, mwezi kapena chaka. Malirewa akhoza kuchotsedwa ndi njira zowonjezera zowunikira.

Kuthamangitsidwa kwa banki ya Paysera liwiro

Kuthamanga kwa kusamutsa kwapakatikati ndi Paysera kumadalira pazinthu zingapo, kuphatikiza ndalama zomwe mukutumiza, banki yogwiritsidwa ntchito komanso kuchuluka kwa zomwe mwachita.

Kwa awiriawiri ambiri azandalama, zimatenga pakati pa masiku 3 ndi 5 kuti ndalama zomwe zasamutsidwa zifike ku akaunti ya wolandirayo, kuphatikiza nthawi yomwe imasamutsidwa kuti musungire ndalama zanu ku akaunti yakunyumba ya Paysera.

Chidziwitso cha wogwiritsa ntchito

Design

Tsamba la Paysera adapangidwa mosamala, mosamala kwambiri pazogwiritsa ntchito komanso kuphweka. Ipezeka m'zinenero 8: Chingerezi, Chibugariya, Chijeremani, Chilativiya, Chilituyaniya, Chipolishi, Chirasha ndi Chisipanishi. Kuphatikiza pa nsanja yake yapaintaneti, Paysera yapanganso mapulogalamu ogwiritsa ntchito mafoni a Apple ndi Android.

Kulembetsa

Njira yolembetsera ndiyosavuta. Mumayamba ndikulemba imelo, mawu achinsinsi ndi mtundu wa akaunti yomwe mukufuna, musanapereke zofunikira monga dzina lanu ndi nambala yafoni. Njira yonseyi imatenga pafupifupi mphindi 5.

Chizindikiritso

Musanayambe kusamutsa ndalama, muyenera kupereka kaye umboni kuti Paysera atsimikizire akaunti yanu. Photo ID imafunika, monga pasipoti kapena chiphaso choyendetsa.

Izi zikuthandizani kusamutsa mpaka € 6 pamwezi kwathunthu. Ngati mukufuna kuchotsa zoletsa kusamutsa, kaya kulipira kamodzi kapena kwapadziko lonse lapansi, muyenera kuchita kutsimikiza kwa akaunti ya Skype.

Kuwerenganso: Chilichonse chomwe muyenera kudziwa za Skrill kuti mutumize ndalama kunja

Paysera Bank: Chigamulo & Ndemanga

Paysera ikufuna kukhala njira ina yosungitsira banki ndalama kwa omwe amachita malire. Ngakhale ndiyabwino kuti aliyense azigwiritsa ntchito payokha, pachimake pazopanga zake ndi kwa amalonda komanso ogwiritsa ntchito akatswiri.

Zimaphatikizira zinthu zosangalatsa komanso zothandiza, kuphatikiza njira yamaakaunti ya ndalama zambiri ndi ntchito zosamutsa ndalama ndi khadi la debit. Palibe kukayika kuti ntchito zake zidzalandiridwa bwino ndi ambiri, makamaka ku Eastern Europe.

Komabe, pazolonjezano zake zonse, ntchitoyi imabwera ndi zovuta zina zoonekeratu. Mitengo yake yamakampani mwina ndiyovuta kwambiri kuposa momwe iyenera kukhalira, ndipo mitengo yawo yosinthira ili kutali kwambiri ndi omwe akupikisana nawo mderali.

• Ubwino:
  • Khadi la kubanki limatha kulumikizidwa ku akaunti yanu
  • Palibe malire osamutsa (pambuyo pakutsimikizira)
  • Pulogalamu yam'manja yokonzedwa bwino
• kuipa
  • Zotheka pazinthu zosayembekezereka kuchokera pa intaneti ya SWIFT
  • Amabizinesi amalipira chindapusa pamwezi pakuwongolera akaunti yawo
  • Mitengo yosinthira sikupikisana nthawi zonse

Ngati mukuyang'ana kuti mukulitse mtengo womwe mumapeza kuchokera pakusamutsidwa kwapadziko lonse lapansi, mudzathandizidwa bwino poona CurrencyFair kapena TransferWise. Ngati mukufuna akaunti ya ndalama zambiri, WorldFirst kapena OFX mwina ndi yankho lanu.

Paysera ndi njira yotetezeka, yotsika mtengo, komanso yosavuta yoperekera ndalama ndi kutumiza kapena kulandira ndalama pa intaneti. Ndi akaunti ya Paysera IBAN, mutha kusamutsa ndalama mwachangu komanso mosavuta mumayiko osiyanasiyana padziko lonse lapansi.

Ndemanga za Paysera

Kuti mumve zina Paysera, tikupemphani kuti mufunse nkhani yathu kuyerekezera kwa mabanki abwino kwambiri pa intaneti ku Europe ndi mayeso athu athunthu pa Banki ya Revolut et Banki Yapositi.

Kuwerenganso: Ntchito 3 Zabwino Kwambiri Zogulira Dogecoin ku Euro & Kodi mabanki otsika mtengo kwambiri ku France ndi ati?

Musaiwale kugawana nkhaniyi pa Facebook!