{"id":77167,"date":"2022-10-01T19:47:00","date_gmt":"2022-10-01T17:47:00","guid":{"rendered":"https:\/\/reviews.tn\/news\/spotify-netflix-augmentent-les-depenses-numeriques-des-fourmis\/"},"modified":"2022-10-01T20:46:22","modified_gmt":"2022-10-01T18:46:22","slug":"spotify-netflix-augmentent-les-depenses-numeriques-des-fourmis","status":"publish","type":"post","link":"https:\/\/reviews.tn\/news\/spotify-netflix-augmentent-les-depenses-numeriques-des-fourmis\/","title":{"rendered":"Spotify, Netflix\u2026 augmentent les \u00ab\u00a0d\u00e9penses num\u00e9riques des fourmis\u00a0\u00bb"},"content":{"rendered":"

\ud83d\ude0d 2022-10-01 19:47:00 – Paris\/France. <\/strong>
\n<\/p>\n

Un caf\u00e9 le matin, des biscuits le midi, une boisson gazeuse pendant le repas, une collation l’apr\u00e8s-midi ou encore un pourboire dans le parking sont de petites sommes d’argent consid\u00e9r\u00e9es comme des \u00ab\u00a0d\u00e9penses de fourmi\u00a0\u00bb, mais ce ne sont pas les seules : l\u00e0 sont d’autres concepts qui ont r\u00e9cemment acquis une plus grande pertinence en raison des revenus importants que les gens y consacrent. Il s’agit des ‘d\u00e9penses num\u00e9riques des fourmis’. <\/p>\n

Certains sont des services de plateforme de contenus audiovisuels via le Streaming<\/a>, des abonnements de jeux vid\u00e9o<\/a>, des services de restauration ou l’acquisition de plus de stockage dans le cloud. <\/p>\n

Selon une \u00e9tude de The Competitive Intelligence (The CIU), les Mexicains utilisent en moyenne 14 pesos par jour dans les d\u00e9penses num\u00e9riques et les d\u00e9penses, une somme sup\u00e9rieure aux 5 000 pesos par an qui pourraient \u00eatre utilis\u00e9s pour des concepts tels que l’\u00e9pargne ou les investissements. <\/p>\n

Selon cette organisation, plus de 11,1 millions de Mexicains disposent d’un service de vid\u00e9o \u00e0 la demande par abonnement. <\/p>\n

r\u00e9duire les \u00e9conomies<\/strong> <\/p>\n

\u00ab\u00a0Ces types de d\u00e9penses sont faites de mani\u00e8re ordinaire et peuvent avoir un effet n\u00e9gatif sur les finances, car elles r\u00e9duisent consid\u00e9rablement la capacit\u00e9 d’\u00e9pargner et lorsqu’elles deviennent incontr\u00f4lables, elles sont le reflet d’une mauvaise gestion financi\u00e8re qui, \u00e0 long terme, peut repr\u00e9sentent des probl\u00e8mes de liquidit\u00e9 consid\u00e9rables et r\u00e9duisent les possibilit\u00e9s d’une personne d’acc\u00e9der \u00e0 de nouveaux et meilleurs produits financiers \u00bb, a expliqu\u00e9 Mois\u00e9s M\u00e1rquez, responsable des donn\u00e9es et des mod\u00e8les chez Rocket.la, une plateforme qui fournit des conseils financiers gratuits dans le but de promouvoir l’inclusion et la mobilit\u00e9 financi\u00e8re. <\/p>\n

\u00ab Ce sont des ressources qui peuvent \u00eatre utilis\u00e9es pour d’autres objectifs. L’important est de les identifier et d’\u00e9viter de se saturer avec des produits qui g\u00e9n\u00e8rent plus tard de grosses d\u00e9penses et ont un impact n\u00e9gatif sur notre \u00e9conomie\u00a0\u00bb, a ajout\u00e9 le leader des donn\u00e9es et des mod\u00e8les de Rocket.la <\/p>\n

Compte tenu de cela, il sugg\u00e8re de prendre en consid\u00e9ration les recommandations suivantes pour inhiber les d\u00e9penses des fourmis num\u00e9riques. <\/p>\n

\u2022 Revoir p\u00e9riodiquement l’utilisation des applications. Parfois certaines applications sont peu utilis\u00e9es et consomment une d\u00e9pense ; Il est recommand\u00e9 de faire une \u00e9valuation des produits qui n’ont pas \u00e9t\u00e9 utilis\u00e9s au cours des deux derni\u00e8res semaines ou qui sont utilis\u00e9s occasionnellement. <\/p>\n

\u2022 R\u00e9duire les co\u00fbts d’application suppl\u00e9mentaires. Certaines applications sont ch\u00e8res car les forfaits contract\u00e9s sont sup\u00e9rieurs au co\u00fbt de base. Dans ce contexte, il est important d’\u00e9valuer ceux qui peuvent \u00eatre chang\u00e9s pour des versions plus accessibles ou gratuites, afin de r\u00e9duire les co\u00fbts impliqu\u00e9s. Il est \u00e9galement recommand\u00e9 de suspendre le service s’il y a des p\u00e9riodes o\u00f9 ils ne sont pas n\u00e9cessaires et de ne les r\u00e9activer que lorsqu’ils sont n\u00e9cessaires. <\/p>\n

\u2022 \u00c9vitez de payer pour des applications qui fournissent des services similaires. Pour r\u00e9duire les d\u00e9penses de fourmi dans les applications qui offrent des services similaires, il est important d’\u00e9valuer quel est le produit qui r\u00e9pond au meilleur service en fonction des besoins des utilisateurs et d’\u00e9carter ceux qui ne r\u00e9pondent pas \u00e0 toutes les attentes. <\/p>\n

Il existe m\u00eame des applications contre les d\u00e9penses des fourmis, qui vous permettent de suivre votre budget quotidien, hebdomadaire, bimensuel ou mensuel, puis d’\u00e9tablir la quantit\u00e9 de ressources disponibles et pouvant \u00eatre utilis\u00e9es dans des activit\u00e9s r\u00e9cr\u00e9atives. <\/p>\n

igonzalez@redaccion.diario.com.mx\n <\/p>\n

SOURCE : Reviews News<\/a><\/em> <\/p>\n

N\u2019h\u00e9sitez pas \u00e0 partager notre article sur les r\u00e9seaux sociaux afin de nous donner un solide coup de pouce. \ud83e\udd17<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ud83d\ude0d 2022-10-01 19:47:00 – Paris\/France. Un caf\u00e9 le matin, des biscuits le midi, une boisson gazeuse pendant le repas, une collation l’apr\u00e8s-midi ou encore un pourboire dans le parking sont de petites sommes d’argent consid\u00e9r\u00e9es comme des \u00ab\u00a0d\u00e9penses de fourmi\u00a0\u00bb, mais ce ne sont pas les seules : l\u00e0 sont d’autres concepts qui ont r\u00e9cemment […]<\/p>\n","protected":false},"author":7,"featured_media":77168,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_focuskw_text_input":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[122,128],"tags":[127,124,125],"class_list":["post-77167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-netflix","category-streaming","tag-netflix","tag-streaming-films","tag-streaming-series"],"yoast_head":"\nSpotify, Netflix\u2026 augmentent les "d\u00e9penses num\u00e9riques des fourmis" - Reviews News - Actualit\u00e9 High-tech, hardware, consoles, jeux vid\u00e9o et divertissement<\/title>\n<meta name=\"description\" content=\"\ud83d\ude0d 2022-10-01 19:47:00 - Paris\/France. 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