ʻAe, hiki kei plusieurs buke hui panakō
Hiki iā ʻoe ke wehe e like me ka nui nā moʻolelo o kēia manawa e like me kou makemake a ma ka helu palena ʻole o nā hale waihona kālā kino a i ʻole nā hui pūnaewele.
Ma ke ala, hiki iā mākou ke loaʻa ʻelua mau panakō? Ma ke kānāwai, hiki iā ʻoe ke wehe e like me ka nui buke ma ka panakō e like me kou makemake. ʻAʻohe palena. No laila hiki ke loaʻa i nā mea he nui buke i loko o ka panakō hoʻokahi a i ʻole hoʻokahi buke ma nā panakō like ʻole.
He aha ka nui loa o ka helu helu helu? ʻAʻohe kaupaku ʻoi loa ma kahi helu o kēia manawa. I kekahi hihia, ʻoi aku ka maikaʻi ʻaʻole e ʻoi aku ma mua o ka palena hōʻoia o 100 euros. Eia naʻe, ʻo ia loa makehewa ka waiho ʻana i ka nui o ke kālā e moe ana ma luna o a compte hoopukapuka ole.
He aha ka pōmaikaʻi o ka loaʻa ʻana o ʻelua waihona kālā? Ma ke koho ʻana deux nā pūnaewele like ʻole (Mastercard a me Visa), no laila hiki iā ʻoe ke uku maʻalahi a haʻalele i waho. ʻOiaʻiʻo, ma muli o ka ʻāina, kahi pūnaewele loa i kekahi manawa nui. E kūkākūkā i kā mākou mea hoʻohālikelike kāleka hui panakō e ʻimi i ke kāleka maikaʻi loa hui panakō manuahi no ke ola.
Eia naʻe, ehia kaʻu e waiho ai i kahi moʻokāki o kēia manawa?
E ʻike ʻaʻohe huina kiʻekiʻe e paʻa i ka a moʻokāki o kēia manawa. Eia naʻe, ʻoi aku ka maikaʻi o ka mālama ʻole ʻana ma mua o € 100. ʻOiaʻiʻo, hiki i ka hōʻaiʻē hōʻaiʻē iā ʻoe, inā banekorupa kāu panakō, e mālama ʻia i ke kālā ma muli o ka Deposit Guarantee and Resolution Fund (FGDR).
No ke aha he panakō lua?
ʻO ka ʻoiaʻiʻo, inā wehe ʻia kekahi mau moʻolelo o kēia manawa ma ka like kapa, aia ʻoe i kahi kūlana kūpono e kūkākūkā i ka hoʻokele a me nā uku kāleka hōʻaiʻē. ʻO ka kapa Hiki iā ia ke hāʻawi iā ʻoe i kekahi mau pono pāʻoihana e like me ke komo ʻana i nā uku hōʻaiʻē maikaʻi a me kahi hale overdraft.
He aha ka panakō maikaʻi loa e wehe i kahi moʻokāki? Wahi a le hoʻokaʻawale ʻana o nā panakō maikaʻi loa 2021 i ka hapaha ʻekolu i hana ʻia e ka Posternak / Ifop institute a paʻi ʻia i ka mahina de Kepakemapa 2021, le Noho ʻo Crédit Mutuel i kahi mua.
Pehea ka nui o kaʻu e waiho ai ma ka panakō me ka ʻole o ka hōʻoia? Ma ke kumu, ʻaʻohe palena o ka waiho ʻana i ke kālā i kāna moʻokāki hui panakō pakahi. Eia naʻe, ma waho o ka huina o 8.000 euros, ka kapa e noi ʻia iā ʻoe no kahi hōʻoia ma ke kumu o ke kālā.
Ma hea e waiho ai i kahi kālā nui?
Hiki nō ke waiho la huina makemake ʻia i ke kālā ma ka panakō, me ka palena ʻole. Eia naʻe, mai ka 8000 euros i ke kālā, hiki i ka panakō ke noi iā ʻoe e hōʻoia i ke kumu o ke kālā.
Hiki i ka panakō ke lawe i kaʻu kālā? ʻAe. Akā ʻo nā mea kūʻai wale nō (nā kanaka, ʻoihana ponoʻī, ʻoihana liʻiliʻi a me waena) e paʻa ana ma mua o € 100 i kahi kapa a i ʻole kahi ʻoihana hoʻopukapuka e haʻalulu e hiki e hoohana. A laila e komo lākou i kāna bailout kūloko, i kapa ʻia he "bail in".
ʻO wai nā moʻohelu kālā loaʻa loa?
ʻO ka moʻolelo e lawe mai i ka nui loa o ka hoihoi ka puke Ka Waihona Waiwai Kanaka (LEP). Loaʻa iā ia ka uku uku o 1,25% i ka makahiki. Mālama ʻia ka LEP no ka poʻe me ka loaʻa haʻahaʻa.
No ke aha e wehe ai i kahi moʻokāki ma kahi waihona ʻē aʻe? ʻO nā pōmaikaʻi o ka loaʻa ʻana o kekahi buke nā kahe
A e ʻimi hou aku mākouautres pono: Loaʻa ka lua kāleka hui panakō. Hoʻolaʻa i kēlā me kēia compte i hoohana okoa: hookahi no na lilo o kela la i keia la, kaautre no ka hoopukapuka. Hiki iā ʻoe ke hoʻokele maikaʻi i kāu Waihona waihona panakō.
He aha ka mea liʻiliʻi ma ka waihona o kēia manawa?
He aha ka liʻiliʻi liʻiliʻi e wehe i kahi waihona panakō?
Uku palena iki ma ka wehe ana | Nā ʻano o ka hoʻouna ʻana i ka uku | |
---|---|---|
>> E ʻike i ka hāʻawi | 50 € | Uku |
>> E ʻike i ka hāʻawi | Ma waena o € 20 a me € 150 | Uku |
>> E ʻike i ka hāʻawi | Welina mai: €50 Loa: €300 Loa Loa: €500 | Uku |
>> E ʻike i ka hāʻawi | 150 € | Uku |
ʻEhia ke kālā e hiki iaʻu ke waiho i ka panakō?
Hiki nō ke waiho la huina makemake ʻia i loko liquide àʻia kapa, me ka palena ʻole. Eia naʻe, mai 8000 euros i ke kālā, ka hoʻokumu hiki ke panakō noi iā ʻoe e hōʻoia i ke kumu o ke kālā.
No ke aha he waihona waihona? Ke loaa ia oe a Waihona waihona panakō, hiki iā ʻoe ke komo i kāu kālā mai nā wahi a pau he panakō a i ʻole ATM. Hiki iā ʻoe ke uku pololei i kāu mau kūʻai ʻana ma o nā lawelawe uila me ka hoʻohana ʻana i kāu kāleka hōʻaiʻē, i hoʻopili ʻia i kāu Waihona waihona panakō.
He aha ka panakō palekana loa ma Farani? Wahi a Global Finance, ka hoʻokumu ʻO ka panakō palekana loa ma Farani BNP Paribas. VS'loa ka mea nui kapa helu kuʻuna 1 ma ke ʻano o ka huli ʻana a le helu o na limahana. ʻO kona loaʻa kālā loa kekahi o ka eia mea nui ma Farani.
ʻO ka panakō hea e koho ai i ka 2021?
I kēia lā, ʻo Société Générale ka mea maikaʻi loa kapa me ke koho no 2021. ʻO ka pōmaikaʻi nui o Société Générale ka loaʻa ʻana o ka ʻoihana lālā ākea loa ma Farani. Loaʻa kēlā me kēia mea kūʻai mai ke kākoʻo pilikino me kahi kākā'ōlelo hoʻolaʻa.
He aha ka waihona kālā maikaʻi loa ma 2022? Ma ka hoʻohui ʻana i ka memo ma nā uku panakō a me ka memo ma nā lawelawe panakō, ʻo Fortuneo Bank ʻo ia koho ʻia ka panakō maikaʻi loa 2022, mamua o Boursorama Bank, BforBank, Aloha Bank! a me Monabanq.
Pehea e hōʻoia ai i ke kālā?
Ma waena o 1501 a me 10 euros i waiho ʻia ma luna o kanakolu mau lā, pono ka Post Bank i kēia manawa e hōʻoia i ke kumu o ke kālā. Pono ka mea kūʻai aku e hāʻawi i kāna mea panakō me kahi invoice a i ʻole palapala a ka notary i ka wā o ka hoʻoilina, no ka laʻana, e hōʻoia i ke kumu o ke kālā.
Pehea e hōʻoia ai i kahi waiho kālā? Waiho kālā ma ka panakō: wehewehe
Ke waiho ʻoe dala, pono ʻoe e loaʻa i kahi palapala hoʻokaʻina. I ka hihia o waiho ʻoi aku ma mua o 1 euros, hiki ke noi ʻia ka hōʻoia o ke kumu o ke kālā.
Pehea e hōʻoia ai i kahi waihona kālā nui?
Mai €8 Inā makemake ʻoe e hana i kahi waiho kū hoʻokahi i dala, d'Oi aku ka waiwai ma mua o €8, ua kuleana ka panakō e noi iā ʻoe hoapono aku o ke kumu o ka huina. ʻO kāna mea e hana pinepine ai (e loaʻa iā ʻoe kahi kelepona mai kāu kākāʻōlelo).