A cikin takardar ku Excel lissafi, zaɓi cell B4. Za ku rubuta a cikin tantanin halitta tsarin da zai lissafta ta atomatik bukatun cewa za ku ci bashin banki. Shigar da dabarar. A cikin cell B4, rubuta = ISPMT(B2;1;B3;B1) , sannan danna maɓallin Shigar.
Bugu da ƙari, yadda za a lissafta yawan adadin lamuni? Lissafin da ake buƙata: ƙimar kowane wata = ƙimar banki ta shekara ta raba ta 12; da bukatun = babban birnin da ya rage na banki x adadin kowane wata; babban kuɗin da aka biya = Biyan kuɗi na kowane wata - da bukatun ; babban kuɗin da ya rage = Babban abin da ya rage daga watan da ya gabata - babban kuɗin da aka biya.
Yadda ake yin dabarar lissafi a cikin Excel? Ƙirƙirar tsari mai sauƙi a ciki Excel
- A cikin takardar lissafi , danna tantanin halitta da kake son shigar da tsarin.
- Buga alamar daidai (=), biye da masu aiki da masu aiki (har zuwa haruffa 8) waɗanda kuke son amfani da su a cikin lissafi . ...
- Latsa Shigar (Windows) ko Komawa (Mac).
Yadda za a ƙididdige ƙimar riba mai sauƙi? Misalin lissafin
Zuba jarin Yuro 1 sama da watanni 000 a ƙimar shekara ta 6%. Tare da wasu m sha'awa, daidaitaccen adadin lokaci-lokaci zai zama 0,12 x 6 watanni / watanni 12, ko 6%. Adadin bukatun sannan zai zama 1 x 000/6, ko €100. Na tsawon shekara guda, da bukatun Yuro 60 × 2 = 120 €.
Koyaya, yadda ake lissafin biyan kuɗi na wata-wata na jinginar gida na Excel?
VPM (5%/12,30*12,180000)
- An raba gardamar ƙimar 5% ta watanni 12 na shekara.
- Hujjar NPM tayi daidai da 30 wanda aka ninka ta 12 don kiredit na shekaru 30 tare da 12 biya kowane wata a kowace shekara.
- Hujjar VA tana daidai da 180 (ƙimar yanzu na rance ).
Yadda za a lissafta tebur amortization na lamuni na Excel?
Comment yi sauti tebur na amortization sur Excel ?
- domin lissafta biyan kuɗin ku na wata-wata, tare da tsarin PMT (ƙididdigar, NPER, PV): PMT (yawan dukiya / 12; Tsawon lamuni * 12; Adadin lamuni)
- domin lissafta Adadin sha'awar ku: IPMT (kudin dukiya / 12; Babban abin da ya rage; tsawon lokacin lamuni * 12; Adadin lamuni)
Yadda za a lissafta kudaden jinginar gida na wata-wata? Tare da "m" don adadin kowane biya kowane wata, "M" don adadin kuɗi, "t" don ƙimar immovable da “n” don adadin balaga, dabarar ita ce kamar haka: m = [(M*t)/12] / [1-(1+(t/12)))^-n].
Yadda za a lissafta biyan kuɗi na wata-wata daga ƙimar kuɗi? Yi lissafin adadin naku biya kowane wata
A bar na tsarin biyan kuɗin da bankin ku ya bayar, zaku iya lissafta ka biya kowane wata ta hanyar lissafi mai zuwa: Don haka, idan kun karɓi €300 (C=000) sama da shekaru 300 (n=000) daga rate na 1.20% (t=0,0120), ku biya kowane wata Yuro 1 a wata.
Yadda za a yi tebur na biyan bashi?
Anan akwai hanyoyin lissafi don shigar don kwaikwayi naku tebur Rage darajar a cikin tsarin Excel:
- Biyan kuɗi na wata-wata = babban jarin da aka aro x (APR/12) / 1 - (1 + APR/12)…
- Riba = (babban jari na aro x APR x tsawon shekaru) / 100.
- Babban jari = biyan kuɗi na wata- riba.
Yadda za a lissafta tebur amortization rance? Anan akwai hanyoyin don lissafi don komawa don kwaikwayon ku tsarin amortization a cikin tsarin Excel:
- Biyan kuɗi na wata-wata = babban jarin da aka aro x (APR/12) / 1 - (1 + APR/12)…
- Riba = (babban jari na aro x APR x tsawon shekaru) / 100.
- Babban jari = biyan kuɗi na wata- riba.
Yadda za a yi tebur amortization?
Muhimman abubuwan da ke cikin a tsarin amortization
- Kwanan watan da aka kashe ko lambar. …
- Adadin da ya dace. …
- Adadin (ƙididdigar) riba. …
- Adadin babban jarin da aka biya a wannan kwanan watan. …
- Farashin inshora. …
- Babban babban birnin kasar
Ta yaya ake ƙididdige darajar daraja? Bari mu ɗauki misali: kun sayi kadara mai daraja € 5 kuma kuna son tamatashin kai a tsawon shekaru 5. Yawan adadinamortization zai kasance daidai da: 100/5 = 20%. Adadin zuwa matashin kai don haka zai zama daidai da: 5 x 000% = € 20.
Menene biyan kuɗi na wata-wata don Yuro 150?
150 000 / 120 = € 1 biya kowane wata. Yin la'akari da ma'auni na rabon bashi, dole ne ku sami akalla albashi de : 1 x 250 = €3.3. Ba lallai ne a ba kowa ba! A Faransa, matsakaicin tsawon lokacin lamuni shine de shekara 18 da wata 6, sai a ce shekara 18 (watanni 216).
Menene biyan kuɗi na wata-wata don Yuro 100?
A 2021, domin daraja daga Yuro 100 sama da shekaru 15, a ƙayyadadden ƙima de 1%, ana saita biyan kuɗi na wata a 598 euro za albashi de 1 814 Yuro (Jimlar kuɗin kiredit 7 Yuro). Sama da shekaru 20, a ƙayyadaddun ƙima de 1,20%, biyan kuɗi na wata-wata ya ragu zuwa 469 Yuro, da albashi de 1 421 Yuro (Jimlar kuɗin kiredit 12 Yuro).
Menene biyan kuɗi na wata-wata don Yuro 200? The biya kowane wata kada ya wuce domin daraja daga Yuro 200000 ne de 929 €.
Yadda za a lissafta biyan kuɗi kowane wata? Biyan kowane wata = [babban girma × (kudi/12)]/[1 - (1 + (kudi/12) - (12 × adadin shekarun biya))] A biya kowane wata rance shine adadin da ake biya lokaci-lokaci, wato kowane wata, kuma dole ne ya wuce adadin bashin mai neman lamuni.
Yadda za a lissafta balagaggen lamuni?
Misali: adadin lokaci na 20%, babban jarin da aka aro na €100, adadinlokaci daga €50. 50 – 6,80 = €43,20 amma an iyakance ga sauran €34.
Yadda za a lissafta kudade? Don wannan, wajibi ne a lissafta duk buƙatun; ko dai bukatu ne kudade aiki (hannun jari, biyan riba, da sauransu), buƙatun kuɗi, da sauransu. Da zarar an jera duk buƙatun, da lissafi abu ne mai sauqi qwarai: kawai ƙara yawan adadin.
A ina zan sami Teburin Amortization Lamuni?
Jadawalin ko tebur naamortization, yana samuwa a yankin Abokin Cinikinku a cikin sashin "Ayyukan nawa", "Takardu na" sannan a cikin "Credits". Wannan a tebur jera cikakkun bayanai na kwanakin ƙarshe don rance cewa dole ne ku biya duk tsawon rayuwar ku bashi.
Yadda ake yin jadawalin biyan kuɗi? Abun da ke ciki na tsarin lokaci na bashi
- adadin da aka kashe wajen biyan riba.
- adadin da aka keɓe ga ƙimar inshorar mai bashi.
- biya na amortized babban birnin kasar.
- adadin jarin aro da ya rage saboda lokaci .
- jimlar adadin da ya rage a ranar lokaci .
Yadda za a kafa tsarin biyan kuɗi?
Lokacin da adadin da aka aro, adadin riba da kuma tsawon lokacin lamuni, an ƙayyade adadin biyan kuɗi na wata-wata. Sannan ana gabatar da tebur wanda ke fayyace, wata-wata, babban jari da rabon, a cikin reimbursementna reimbursement sha'awa da amortization.
Yadda za a lissafta jadawalin lamuni? Yana hidima ga lissafta Ribar kwanan wata: ita ce wannan Kudi na lokaci-lokaci wanda ake ninka da babban abin da ya rage don samun ribar da za a biya na wannan ranar. Misali: adadin lokaci na 20%, babban birnin aro na € 100, adadin balagagge na € 50. 50 – 6,80 = €43,20 amma an iyakance ga sauran €34.
Yadda za a lissafta yawan kuɗin lamuni?
Misali: Idan babban birnin da aka aro shine € 1 kuma yawan riba na shekara shine 000%, to shekara-shekara €100 ya rushe kamar haka: - Riba: 1 × 000 = € 0,06 - Amortization: € 60 - 100 = € 60 Bayan biyan wannan shekara-shekara, bashin kawai ya kai 1 - 000 = 40 €.
Yadda za a lissafta biyan bashin? 2.2 - Comment ana biya duk wata?
- Adadin riba: 10% x € 1 = € 000
- Babban kuɗin da aka mayar: € 500 - € 100 = € 400
- Babban jari a biya : € 1 - € 000 = € 400